New Listing
33
$515,000
106 99th Ave SE Unit A
Lake Stevens, WA 98258
3 bd3 ba1,426 sqft$361/ft²
Townhouse
Realogics Sotheby's Int'l Rlty
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Sarah Mitchell
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Compass Real Estate · Lake Stevens, WA
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Lake Stevens, WA(512) 555-0184TX License #0512847
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Lake Stevens, WA Housing Market
Seller's market-3.4% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Lake Stevens, WA is worth $689,234, fell 3.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $748,116, +7.6% year over year (through May 2026). With 2.3 months of supply and homes going under contract in about 14 days, Lake Stevens is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $689,234 home is about $3,680/mo in principal and interest.
Key numbers for Lake Stevens, WA
Typical home value
$689,234
-3.4% in 12 months
Zillow, August 2026
Typical asking rent
$3,037/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$748,116
+7.6% year over year
Redfin, through May 2026
Days on market
14
Fast-moving
Redfin, through May 2026
Active listings
116
2.3 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$118,290
Home costs 5.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.4%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Lake Stevens a buyer's or seller's market?
Seller's market2.3 months of supply14 days on market100.4% of asking
Lake Stevens, WA is a seller's market, based on 2.3 months of supply and homes selling in about 14 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Lake Stevens housing market data show?
Every row below is Redfin's final published month for Lake Stevens, WA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $748,116 |
| Median list price | $669,950 |
| Year-over-year price change | +7.6% |
| Median price per sq ft | $344/sq ft |
| Median days on market | 14 days |
| Active inventory | 116 listings |
| Months of supply | 2.3 months |
| Sale-to-list price ratio | 100.4% |
| Homes sold (that month) | 50 |
| New listings (that month) | 67 |
| Listings with a price cut | 39.7% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Lake Stevens is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Lake Stevens is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Lake Stevens home prices moved?
Over the last three years the median sale price in Lake Stevens, WA fell 9.3%, from $824,975 to $748,116. The live Zillow value series has fell 3.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 39.7% of Lake Stevens listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.3 months while the sale-to-list ratio slips below its current 100.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Lake Stevens?
Priced off the typical home value of $689,234 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $137,847 | $551,387 | $3,680/mo |
| 5% | $34,462 | $654,772 | $4,369/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,680, that implies roughly $157,693 a year before you add taxes and insurance. The median household in Lake Stevens earns $118,290, about $39,403 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Lake Stevens in the next 12 months?
Tell us your timeline. We send the Lake Stevens market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Lake Stevens?
Typical asking rent in Lake Stevens, WA is $3,037/mo, against a typical home value of $689,234. That is a price-to-rent ratio of 18.9x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $3,680 a month — $643 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Lake Stevens?
Active listings in Lake Stevens, WA went from 99 in May 2025 to 116 in May 2026, a +17.2% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 125 | 78 |
| July 2025 | 119 | 62 |
| August 2025 | 127 | 61 |
| September 2025 | 111 | 42 |
| October 2025 | 103 | 28 |
| November 2025 | 94 | 29 |
| December 2025 | 81 | 24 |
| January 2026 | 66 | 33 |
| February 2026 | 63 | 49 |
| March 2026 | 91 | 71 |
| April 2026 | 110 | 70 |
| May 2026 | 116 | 67 |
Redfin, through May 2026
How does Lake Stevens compare to Washington and the U.S.?
Lake Stevens homes sell for $748,116 — 15% above the Washington median of $651,800. Against the national median of $410,700, Lake Stevens runs 82% higher. Year-over-year, Lake Stevens moved +7.6% against Washington's -0.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Lake Stevens, WA | $748,116 | +7.6% | 14 days |
| Washington statewide | $651,800 | -0.2% | 19 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Lake Stevens
What buyers should watch
- Months of supply, currently 2.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 39.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $690 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $689,234 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Lake Stevens listing goes under contract in 14 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Lake Stevens added 67 new listings against 50 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -3.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Lake Stevens varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Lake Stevens
There are currently 116 homes listed for sale in Lake Stevens, Washington. The median listing price is $670K. Featured listings range from $515,000 to $2,000,000.
New Listing
22
$574,000
2514 85th Dr NE Unit P2
Lake Stevens, WA 98258
2 bd3 ba1,686 sqft$340/ft²
Townhouse
John L. Scott, Inc.
View photos & details
New Listing
17
$599,000
11412 33rd St NE
Lake Stevens, WA 98258
3 bd3 ba1,803 sqft$332/ft²
House4,356 sqft lot
KW Mountains to Sound Realty
View photos & details
New Listing
28
$635,000
2116 82nd Dr NE
Lake Stevens, WA 98258
3 bd3 ba1,664 sqft$382/ft²
Townhouse3,049 sqft lot
RE/MAX Elite
View photos & details
New Listing
39
$665,000
3613 98th Dr SE
Lake Stevens, WA 98258
3 bd2 ba1,595 sqft$417/ft²
House14,810 sqft lot
Real Broker LLC
View photos & details
New Listing
36
$675,000
2225 107th Ave SE
Lake Stevens, WA 98258
4 bd3 ba2,337 sqft$289/ft²
House2,614 sqft lot
John L. Scott Snohomish
View photos & details
New Listing
25
$749,999
12325 Heron Pl
Lake Stevens, WA 98258
3 bd3 ba1,742 sqft$431/ft²
House7,841 sqft lot
eXp Realty
View photos & details
New Listing
38
$754,000
711 123rd Ave NE
Lake Stevens, WA 98258
4 bd3 ba1,912 sqft$394/ft²
House3,968 sqft lot
Windermere Real Estate/HLC
View photos & details
New Build
8
$761,250
10417 6th Pl SE Unit SW24
Lake Stevens, WA 98258
4 bd3 ba2,330 sqft$327/ft²
House5,397 sqft lot
KB Home Sales
View photos & details
New Build
$1,168,995
12110 21st St SE
Lake Stevens, WA 98258
5 bd4 ba2,796 sqft$418/ft²
House
View photos & details
New Listing
40
$1,395,000
7610 4th St SE
Lake Stevens, WA 98258
3 bd3 ba2,862 sqft$487/ft²
House3.53 acres
Williams Real Estate Brokers
View photos & details
New Build
40
$2,000,000
1525 Sunnyside Blvd
Lake Stevens, WA 98258
5 bd5 ba4,335 sqft$461/ft²
House26,998 sqft lot
Eklund Real Estate, Inc.
View photos & details
Looking to buy in Lake Stevens?
Get connected with a local real estate expert — free, no obligation.
Active listings
116
Homes on market
Median list price
$670K
Avg. days on market
14
Days until sale
New this week
67
Newly listed
Price drops:39.7%of listings
Sale-to-list:100.4%
How much do homes cost in Lake Stevens by property type?
How the Lake Stevens, WA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $765,000 | $350/sq ft | 37 | 14 days |
| Condo / co-op | $570,000 | $341/sq ft | 9 | 18 days |
| Townhouse | $550,750 | $369/sq ft | 2 | 11 days |
Who lives in Lake Stevens?
American Community Survey estimates for Lake Stevens. U.S. Census ACS, 2023
Population
39,500
Households
13,414
Median income
$118,290/yr
Median age
34.8 years
Owner-occupied
75.3%
Median home value
$593,900
Median gross rent
$2,189/mo
Mean commute
35.9 min
75.3% of occupied homes in Lake Stevens are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $593,900 against Zillow's $689,234 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,189/mo, below Zillow's $3,037/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Lake Stevens?
15 schools tracked · 9,788 students
The largest public schools serving Lake Stevens, WA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Lake Stevens Sr High School
Grades 10-12 · 2,187 students
Cavelero Mid High School
Grades 8-9 · 1,455 students
North Lake Middle School
Grades 6-7 · 811 students
Hillcrest Elementary School
Grades PK-5 · 778 students
Lake Stevens Middle School
Grades 6-7 · 710 students
Sunnycrest Elementary School
Grades PK-5 · 657 students
Glenwood Elementary
Grades K-5 · 650 students
Stevens Creek Elementary
Grades K-5 · 630 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Lake Stevens, WA?
Ordered by distance from Lake Stevens, not by size. Compare Lake Stevens side by side with any of them.
Which ZIP codes are in Lake Stevens?
These are the ZIP codes we see on active Lake Stevens listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Lake Stevens housing market FAQ
Is Lake Stevens a buyer's or seller's market?
Lake Stevens, WA is currently a seller's market. That read comes from 2.3 months of supply, homes going under contract in about 14 days, and sellers getting 100.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Lake Stevens?
The typical home in Lake Stevens, WA is worth $689,234 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $748,116, about $344 per square foot.
Is Lake Stevens cheaper than the rest of Washington?
Lake Stevens's median sale price of $748,116 is 15% higher than the Washington statewide median of $651,800, and 82% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Lake Stevens?
Homes in Lake Stevens, WA spent a median of 14 days on market before going under contract, versus 19 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Lake Stevens?
At the current 30-year fixed rate of 7.03%, 20% down on a $689,234 home is about $3,680 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $157,693 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $118,290.
Are home prices rising in Lake Stevens?
The typical home value in Lake Stevens, WA fell 3.4% over the last 12 months, from $713,719 to $689,234 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Lake Stevens?
Lake Stevens ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Lake Stevens?
That depends on your timeline, not on a headline. What the data says today: Lake Stevens, WA is a seller's market with 2.3 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 18.9x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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