$79,900
1700 Maple Valley Dr
Centralia, WA
Land1.94 acres
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Sarah Mitchell
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Compass Real Estate · Centralia, WA
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Centralia, WA(512) 555-0184TX License #0512847
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Centralia, WA Housing Market
Seller's market-0.3% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Centralia, WA is worth $392,170, held roughly flat 0.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $409,500, +33.4% year over year (through May 2026). With 3.7 months of supply and homes going under contract in about 20 days, Centralia is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $392,170 home is about $2,094/mo in principal and interest.
Key numbers for Centralia, WA
Typical home value
$392,170
-0.3% in 12 months
Zillow, August 2026
Typical asking rent
$1,519/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$409,500
+33.4% year over year
Redfin, through May 2026
Days on market
20
Fast-moving
Redfin, through May 2026
Active listings
66
3.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$52,387
Home costs 7.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.8%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Centralia a buyer's or seller's market?
Seller's market3.7 months of supply20 days on market101.8% of asking
Centralia, WA is a seller's market, based on 3.7 months of supply and homes selling in about 20 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Centralia housing market data show?
Every row below is Redfin's final published month for Centralia, WA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $409,500 |
| Median list price | $429,950 |
| Year-over-year price change | +33.4% |
| Median price per sq ft | $256/sq ft |
| Median days on market | 20 days |
| Active inventory | 66 listings |
| Months of supply | 3.7 months |
| Sale-to-list price ratio | 101.8% |
| Homes sold (that month) | 18 |
| New listings (that month) | 28 |
| Listings with a price cut | 33.3% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Centralia is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Centralia is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Centralia home prices moved?
Over the last three years the median sale price in Centralia, WA rose 17.0%, from $350,000 to $409,500. The live Zillow value series has held roughly flat 0.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.3% of Centralia listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.7 months while the sale-to-list ratio slips below its current 101.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Centralia?
Priced off the typical home value of $392,170 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $78,434 | $313,736 | $2,094/mo |
| 5% | $19,608 | $372,561 | $2,486/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,094, that implies roughly $89,726 a year before you add taxes and insurance. The median household in Centralia earns $52,387, about $37,339 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 7.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Centralia in the next 12 months?
Tell us your timeline. We send the Centralia market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Centralia?
Typical asking rent in Centralia, WA is $1,519/mo, against a typical home value of $392,170. That is a price-to-rent ratio of 21.5x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $2,094 a month — $575 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Centralia?
Active listings in Centralia, WA went from 47 in May 2025 to 66 in May 2026, a +40.4% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 50 | 27 |
| July 2025 | 58 | 26 |
| August 2025 | 60 | 30 |
| September 2025 | 55 | 18 |
| October 2025 | 54 | 21 |
| November 2025 | 55 | 20 |
| December 2025 | 49 | 16 |
| January 2026 | 47 | 13 |
| February 2026 | 47 | 17 |
| March 2026 | 45 | 17 |
| April 2026 | 62 | 38 |
| May 2026 | 66 | 28 |
Redfin, through May 2026
How does Centralia compare to Washington and the U.S.?
Centralia homes sell for $409,500 — 37% below the Washington median of $651,800. Against the national median of $410,700, Centralia runs 0% lower. Year-over-year, Centralia moved +33.4% against Washington's -0.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Centralia, WA | $409,500 | +33.4% | 20 days |
| Washington statewide | $651,800 | -0.2% | 19 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Centralia
What buyers should watch
- Months of supply, currently 3.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $393 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $392,170 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Centralia listing goes under contract in 20 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.8% of asking. Price at the number you want and let competition do the rest.
- In the last published month Centralia added 28 new listings against 18 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Centralia varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Centralia
There are currently 66 homes listed for sale in Centralia, Washington. The median listing price is $430K. Featured listings range from $79,900 to $675,000.
$130,000
2408 Fords Prairie Ave
Centralia, WA
2 bd2 ba
Mobile home
View photos & details
$275,000
1024 H St
Centralia, WA
3 bd1 ba1,726 sqft$159/ft²
House6,534 sqft lot
View photos & details
$315,000
118 N Buckner St
Centralia, WA
2 bd1 ba960 sqft$328/ft²
House5,663 sqft lot
View photos & details
$329,900
3417 Melody Ct
Centralia, WA
3 bd1 ba980 sqft$337/ft²
House8,712 sqft lot
View photos & details
$350,000
713 N Tower /B Ave Unit A
Centralia, WA
2 ba640 sqft$547/ft²
Multi-family5,663 sqft lot
View photos & details
$364,500
804 S Gold St
Centralia, WA
3 bd1 ba1,008 sqft$362/ft²
House7,405 sqft lot
View photos & details
$424,900
1620 Delaware Ave
Centralia, WA
5 bd2 ba1,812 sqft$234/ft²
House32,670 sqft lot
View photos & details
$485,000
3201 3203 Laurel Ln
Centralia, WA
4 bd2 ba1,924 sqft$252/ft²
Multi-family18,731 sqft lot
View photos & details
$525,000
20000 Kuper Ct SW
Centralia, WA
5 bd3 ba2,468 sqft$213/ft²
House5,062 sqft lot
View photos & details
$650,000
1619 W Reynolds Ave
Centralia, WA
3 bd2 ba3,024 sqft$215/ft²
House5.98 acres
View photos & details
$675,000
2434 Salzer Valley Rd
Centralia, WA
3 bd2 ba2,545 sqft$265/ft²
House4.77 acres
View photos & details
Looking to buy in Centralia?
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Active listings
66
Homes on market
Median list price
$430K
Avg. days on market
20
Days until sale
New this week
28
Newly listed
Price drops:33.3%of listings
Sale-to-list:101.8%
How much do homes cost in Centralia by property type?
How the Centralia, WA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $404,000 | $257/sq ft | 17 | 20 days |
| Condo / co-op | $289,999 | $234/sq ft | 1 | 254 days |
Who lives in Centralia?
American Community Survey estimates for Centralia. U.S. Census ACS, 2023
Population
18,457
Households
7,368
Median income
$52,387/yr
Median age
37.8 years
Owner-occupied
58.5%
Median home value
$267,600
Median gross rent
$1,003/mo
Mean commute
26.3 min
58.5% of occupied homes in Centralia are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $267,600 against Zillow's $392,170 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,003/mo, below Zillow's $1,519/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Centralia?
9 schools tracked · 3,374 students
The largest public schools serving Centralia, WA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Centralia High School
Grades 9-12 · 993 students
Centralia Middle School
Grades 7-8 · 528 students
Fords Prairie Elementary
Grades K-6 · 444 students
Jefferson Lincoln Elementary
Grades K-6 · 392 students
Oakview Elementary School
Grades K-6 · 343 students
Edison Elementary
Grades K-6 · 289 students
Washington Elementary School
Grades K-6 · 286 students
Futurus High School
Grades 9-12 · 53 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Centralia, WA?
Ordered by distance from Centralia, not by size. Compare Centralia side by side with any of them.
Centralia housing market FAQ
Is Centralia a buyer's or seller's market?
Centralia, WA is currently a seller's market. That read comes from 3.7 months of supply, homes going under contract in about 20 days, and sellers getting 101.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Centralia?
The typical home in Centralia, WA is worth $392,170 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $409,500, about $256 per square foot.
Is Centralia cheaper than the rest of Washington?
Centralia's median sale price of $409,500 is 37% lower than the Washington statewide median of $651,800, and 0% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Centralia?
Homes in Centralia, WA spent a median of 20 days on market before going under contract, versus 19 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Centralia?
At the current 30-year fixed rate of 7.03%, 20% down on a $392,170 home is about $2,094 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $89,726 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $52,387.
Are home prices rising in Centralia?
The typical home value in Centralia, WA held roughly flat 0.3% over the last 12 months, from $393,161 to $392,170 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Centralia?
Centralia ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Centralia?
That depends on your timeline, not on a headline. What the data says today: Centralia, WA is a seller's market with 3.7 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 21.5x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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