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Featured local agent — White Deer, TX
Sarah Mitchell
Compass Real Estate · White Deer, TX
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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White Deer, TX Housing Market
The typical home in White Deer, TX is worth $152,248, rose 2.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $322,500 (through May 2026). With 1.0 months of supply and homes going under contract in about 39 days, White Deer is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $152,248 home is about $813/mo in principal and interest.
Key numbers for White Deer, TX
Typical home value
$152,248
+2.0% in 12 months
Zillow, August 2026
Median sale price
$322,500
Last published period
Redfin, through May 2026
Days on market
39
Average pace
Redfin, through May 2026
Active listings
4
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$86,838
Home costs 1.8x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is White Deer a buyer's or seller's market?
White Deer, TX is a seller's market, based on 1.0 months of supply and homes selling in about 39 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the White Deer housing market data show?
Every row below is Redfin's final published month for White Deer, TX. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $322,500 |
| Median price per sq ft | $154/sq ft |
| Median days on market | 39 days |
| Active inventory | 4 listings |
| Months of supply | 1.0 months |
| Homes sold (that month) | 4 |
| Listings with a price cut | 25.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for White Deer is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in White Deer is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have White Deer home prices moved?
Over the last three years the median sale price in White Deer, TX rose 586.2%, from $47,000 to $322,500. The live Zillow value series has rose 2.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 25.0% of White Deer listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in White Deer?
Priced off the typical home value of $152,248 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $30,450 | $121,798 | $813/mo |
| 5% | $7,612 | $144,635 | $965/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $813, that implies roughly $34,833 a year before you add taxes and insurance. The median household in White Deer earns $86,838, about $52,005 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 1.8x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in White Deer in the next 12 months?
Tell us your timeline. We send the White Deer market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in White Deer?
Zillow does not publish a rent index (ZORI) for White Deer, TX, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in White Deer?
Active listings in White Deer, TX went from 4 in September 2024 to 4 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| October 2024 | 4 | 2 |
| November 2024 | 4 | not published |
| December 2024 | 4 | not published |
| March 2025 | 10 | 6 |
| April 2025 | 11 | 2 |
| July 2025 | 4 | not published |
| October 2025 | 3 | 2 |
| November 2025 | 1 | not published |
| December 2025 | 1 | not published |
| February 2026 | 5 | 1 |
| March 2026 | 7 | 3 |
| May 2026 | 4 | not published |
Redfin, through May 2026
How does White Deer compare to Texas and the U.S.?
White Deer homes sell for $322,500 — 9% below the Texas median of $356,100. Against the national median of $410,700, White Deer runs 21% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| White Deer, TX | $322,500 | not published | 39 days |
| Texas statewide | $356,100 | +2.1% | 56 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in White Deer
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 25.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $152 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $152,248 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median White Deer listing goes under contract in 39 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Your equity moved +2.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside White Deer varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in White Deer
There are currently 4 homes listed for sale in White Deer, Texas.
Active listings
4
Homes on market
Avg. days on market
39
Days until sale
How much do homes cost in White Deer by property type?
How the White Deer, TX market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $322,500 | $154/sq ft | 4 | 39 days |
Who lives in White Deer?
American Community Survey estimates for White Deer. U.S. Census ACS, 2023
Population
1,179
Households
415
Median income
$86,838/yr
Median age
34.3 years
Owner-occupied
78.3%
Median home value
$159,700
Median gross rent
$884/mo
Mean commute
27.5 min
78.3% of occupied homes in White Deer are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $159,700 against Zillow's $152,248 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve White Deer?
2 schools tracked · 314 students
The largest public schools serving White Deer, TX by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
WHITE DEER EL
Grades PK-5 · 158 students
WHITE DEER H S
Grades 6-12 · 156 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near White Deer, TX?
Ordered by distance from White Deer, not by size. Compare White Deer side by side with any of them.
White Deer housing market FAQ
Is White Deer a buyer's or seller's market?
White Deer, TX is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 39 days in the last month Redfin published (May 2026).
How much do homes cost in White Deer?
The typical home in White Deer, TX is worth $152,248 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $322,500, about $154 per square foot.
Is White Deer cheaper than the rest of Texas?
White Deer's median sale price of $322,500 is 9% lower than the Texas statewide median of $356,100, and 21% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in White Deer?
Homes in White Deer, TX spent a median of 39 days on market before going under contract, versus 56 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in White Deer?
At the current 30-year fixed rate of 7.03%, 20% down on a $152,248 home is about $813 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $34,833 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $86,838.
Are home prices rising in White Deer?
The typical home value in White Deer, TX rose 2.0% over the last 12 months, from $149,288 to $152,248 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in White Deer?
White Deer ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in White Deer?
That depends on your timeline, not on a headline. What the data says today: White Deer, TX is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $152,248, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.