New Listing
7
$62,900
55 James St
Jackson, TN 38301
2 bd1 ba688 sqft$91/ft²
House
Hector Lagares · Nest Realty
View photos & details
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Jackson, TN Housing Market
Buyer's market-0.9% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Jackson, TN is worth $224,512, fell 0.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $270,000, -12.9% year over year (through May 2026). With 4.0 months of supply and homes going under contract in about 51 days, Jackson is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $224,512 home is about $1,199/mo in principal and interest.
Key numbers for Jackson, TN
Typical home value
$224,512
-0.9% in 12 months
Zillow, August 2026
Typical asking rent
$1,421/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$270,000
-12.9% year over year
Redfin, through May 2026
Days on market
51
Average pace
Redfin, through May 2026
Active listings
278
4.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$51,552
Home costs 4.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
95.9%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Jackson a buyer's or seller's market?
Buyer's market4.0 months of supply51 days on market95.9% of asking
Jackson, TN is a buyer's market, based on 4.0 months of supply and homes selling in about 51 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Jackson housing market data show?
Every row below is Redfin's final published month for Jackson, TN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $270,000 |
| Median list price | $285,000 |
| Year-over-year price change | -12.9% |
| Median price per sq ft | $148/sq ft |
| Median days on market | 51 days |
| Active inventory | 278 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 95.9% |
| Homes sold (that month) | 69 |
| New listings (that month) | 88 |
| Listings with a price cut | 32.4% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Jackson is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Jackson is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Jackson home prices moved?
Over the last three years the median sale price in Jackson, TN fell 0.7%, from $272,000 to $270,000. The live Zillow value series has fell 0.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 32.4% of Jackson listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 95.9%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Jackson?
Priced off the typical home value of $224,512 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $44,902 | $179,610 | $1,199/mo |
| 5% | $11,226 | $213,287 | $1,423/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,199, that implies roughly $51,367 a year before you add taxes and insurance. The median household in Jackson earns $51,552, about $185 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.4x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Jackson in the next 12 months?
Tell us your timeline. We send the Jackson market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Jackson?
Typical asking rent in Jackson, TN is $1,421/mo, against a typical home value of $224,512. That is a price-to-rent ratio of 13.2x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,199 a month — $223 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Jackson?
Active listings in Jackson, TN went from 258 in May 2025 to 278 in May 2026, a +7.8% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 264 | 104 |
| July 2025 | 263 | 103 |
| August 2025 | 252 | 90 |
| September 2025 | 266 | 87 |
| October 2025 | 288 | 96 |
| November 2025 | 267 | 55 |
| December 2025 | 241 | 52 |
| January 2026 | 238 | 77 |
| February 2026 | 249 | 61 |
| March 2026 | 289 | 109 |
| April 2026 | 299 | 100 |
| May 2026 | 278 | 88 |
Redfin, through May 2026
How does Jackson compare to Tennessee and the U.S.?
Jackson homes sell for $270,000 — 35% below the Tennessee median of $413,200. Against the national median of $410,700, Jackson runs 34% lower. Year-over-year, Jackson moved -12.9% against Tennessee's +3.0% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Jackson, TN | $270,000 | -12.9% | 51 days |
| Tennessee statewide | $413,200 | +3.0% | 61 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Jackson
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 32.4%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $225 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $224,512 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Jackson listing goes under contract in 51 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 95.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Jackson added 88 new listings against 69 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Jackson varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Jackson
There are currently 278 homes listed for sale in Jackson, Tennessee. The median listing price is $285K. Featured listings range from $62,900 to $665,000.
New Listing
19
$195,000
64 Ellendale Pl
Jackson, TN 38305
3 bd2 ba1,243 sqft$157/ft²
House20,473 sqft lot
Darrick Mann · Crye-Leike Elite
View photos & details
New Listing
22
$199,000
56 Ellendale Pl
Jackson, TN 38305
3 bd2 ba1,375 sqft$145/ft²
House20,473 sqft lot
Darrick Mann · Crye-Leike Elite
View photos & details
New Listing
31
$210,000
205 Holiday Dr
Jackson, TN 38305
4 bd3 ba1,736 sqft$121/ft²
House
Jamie Wray · Vantage Real Estate Services
View photos & details
New Listing
19
$230,000
436 Wallace Rd
Jackson, TN 38305
4 bd2 ba2,148 sqft$107/ft²
House15,246 sqft lot
Braden Mileham · Blue Suede Realty
View photos & details
New Listing
31
$314,900
45 Quiet Dale Dr
Jackson, TN 38305
3 bd2 ba2,148 sqft$147/ft²
House
Peggy Graves · Coldwell Banker Southern Realty
View photos & details
New Listing
38
$318,500
43 Paddock Pl
Jackson, TN 38305
4 bd3 ba2,188 sqft$146/ft²
House1.06 acres
Dylan Jones · Southern LifeStyle Properties
View photos & details
New Listing
35
$329,900
129 Quail Rdg
Jackson, TN 38305
3 bd3 ba2,116 sqft$156/ft²
House2,614 sqft lot
Ben Roberts · RE/MAX Realty Source
View photos & details
New Listing
24
$345,000
99 Emerald Ridge Cv
Jackson, TN 38305
3 bd3 ba2,096 sqft$165/ft²
Townhouse
Judy Mcdade · Crye-Leike Elite
View photos & details
New Listing
37
$400,000
359 Old Bells Rd
Jackson, TN 38305
3 bd3 ba2,859 sqft$140/ft²
House1.50 acres
Jennifer Greer · Greer Real Estate Group
View photos & details
New Listing
46
$639,900
151 Northpointe Dr
Jackson, TN 38305
4 bd3 ba3,384 sqft$189/ft²
House
Alan Castleman · Hickman Realty Group Inc.-Jack
View photos & details
New Listing
23
$665,000
153 Willow Green Dr
Jackson, TN 38305
6 bd4 ba4,646 sqft$143/ft²
House1.10 acres
Katie Hale · Town and Country
View photos & details
Looking to buy in Jackson?
Get connected with a local real estate expert — free, no obligation.
Active listings
278
Homes on market
Median list price
$285K
Avg. days on market
51
Days until sale
New this week
88
Newly listed
Price drops:32.4%of listings
Sale-to-list:95.9%
How much do homes cost in Jackson by property type?
How the Jackson, TN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $276,500 | $148/sq ft | 64 | 54 days |
| Condo / co-op | $295,000 | $178/sq ft | 1 | 64 days |
| Townhouse | $169,900 | $190/sq ft | 3 | 15 days |
Who lives in Jackson?
American Community Survey estimates for Jackson. U.S. Census ACS, 2023
Population
68,098
Households
27,082
Median income
$51,552/yr
Median age
35.3 years
Owner-occupied
52.2%
Median home value
$195,000
Median gross rent
$1,094/mo
Mean commute
17.6 min
52.2% of occupied homes in Jackson are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $195,000 against Zillow's $224,512 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,094/mo, below Zillow's $1,421/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Jackson?
25 schools tracked · 11,825 students
The largest public schools serving Jackson, TN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
North Side High School
Grades 9-12 · 925 students
Northeast Middle School
Grades 6-8 · 794 students
South Side High School
Grades 9-12 · 773 students
Thelma Barker Elementary
Grades K-5 · 715 students
Community Montessori School
Grades PK-8 · 657 students
Arlington Elementary School
Grades PK-5 · 632 students
Pope School
Grades K-6 · 613 students
Liberty Technology Magnet High School
Grades 9-12 · 584 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Jackson, TN?
Ordered by distance from Jackson, not by size. Compare Jackson side by side with any of them.
Which ZIP codes are in Jackson?
These are the ZIP codes we see on active Jackson listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Jackson housing market FAQ
Is Jackson a buyer's or seller's market?
Jackson, TN is currently a buyer's market. That read comes from 4.0 months of supply, homes going under contract in about 51 days, and sellers getting 95.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Jackson?
The typical home in Jackson, TN is worth $224,512 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $270,000, about $148 per square foot.
Is Jackson cheaper than the rest of Tennessee?
Jackson's median sale price of $270,000 is 35% lower than the Tennessee statewide median of $413,200, and 34% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Jackson?
Homes in Jackson, TN spent a median of 51 days on market before going under contract, versus 61 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Jackson?
At the current 30-year fixed rate of 7.03%, 20% down on a $224,512 home is about $1,199 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $51,367 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $51,552.
Are home prices rising in Jackson?
The typical home value in Jackson, TN fell 0.9% over the last 12 months, from $226,595 to $224,512 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Jackson?
Jackson ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Jackson?
That depends on your timeline, not on a headline. What the data says today: Jackson, TN is a buyer's market with 4.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 13.2x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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