$250,000
204 Winters St
Adams, TN
2 bd1 ba1,056 sqft$237/ft²
House11,326 sqft lot
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Adams, TN Housing Market
Balanced market+3.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Adams, TN is worth $456,492, rose 3.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $289,900, -15.3% year over year (through May 2026). With 3.3 months of supply and homes going under contract in about 101 days, Adams is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $456,492 home is about $2,437/mo in principal and interest.
Key numbers for Adams, TN
Typical home value
$456,492
+3.0% in 12 months
Zillow, August 2026
Median sale price
$289,900
-15.3% year over year
Redfin, through May 2026
Days on market
101
Slow-moving
Redfin, through May 2026
Active listings
10
3.3 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$66,250
Home costs 6.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Adams a buyer's or seller's market?
Balanced market3.3 months of supply101 days on market100.0% of asking
Adams, TN is a balanced market, based on 3.3 months of supply and homes selling in about 101 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Adams housing market data show?
Every row below is Redfin's final published month for Adams, TN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $289,900 |
| Median list price | $339,900 |
| Year-over-year price change | -15.3% |
| Median price per sq ft | $259/sq ft |
| Median days on market | 101 days |
| Active inventory | 10 listings |
| Months of supply | 3.3 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 3 |
| New listings (that month) | 2 |
| Listings with a price cut | 20.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Adams is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Adams is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Adams home prices moved?
Over the last three years the median sale price in Adams, TN rose 34.8%, from $215,000 to $289,900. The live Zillow value series has rose 3.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 20.0% of Adams listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.3 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Adams?
Priced off the typical home value of $456,492 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $91,298 | $365,194 | $2,437/mo |
| 5% | $22,825 | $433,667 | $2,894/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,437, that implies roughly $104,443 a year before you add taxes and insurance. The median household in Adams earns $66,250, about $38,193 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Adams in the next 12 months?
Tell us your timeline. We send the Adams market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Adams?
Zillow does not publish a rent index (ZORI) for Adams, TN, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Adams?
Active listings in Adams, TN went from 2 in October 2024 to 10 in May 2026, a +400.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| November 2024 | 1 | 1 |
| January 2025 | 1 | 3 |
| May 2025 | 4 | 1 |
| August 2025 | 12 | 4 |
| September 2025 | 12 | not published |
| October 2025 | 11 | 1 |
| November 2025 | 7 | 1 |
| December 2025 | 7 | 1 |
| January 2026 | 11 | 6 |
| March 2026 | 13 | 5 |
| April 2026 | 11 | not published |
| May 2026 | 10 | 2 |
Redfin, through May 2026
How does Adams compare to Tennessee and the U.S.?
Adams homes sell for $289,900 — 30% below the Tennessee median of $413,200. Against the national median of $410,700, Adams runs 29% lower. Year-over-year, Adams moved -15.3% against Tennessee's +3.0% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Adams, TN | $289,900 | -15.3% | 101 days |
| Tennessee statewide | $413,200 | +3.0% | 61 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Adams
What buyers should watch
- Months of supply, currently 3.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 20.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $457 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $456,492 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Adams listing goes under contract in 101 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Adams added 2 new listings against 3 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +3.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Adams varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Adams
There are currently 10 homes listed for sale in Adams, Tennessee. The median listing price is $340K. Featured listings range from $250,000 to $999,900.
$289,900
1057 Landing Ln Lot 4
Adams, TN
3 bd2 ba1,120 sqft$259/ft²
House10,019 sqft lot
View photos & details
$289,900
1035 Landing Ln Lot 2
Adams, TN
3 bd2 ba1,120 sqft$259/ft²
House8,276 sqft lot
View photos & details
$289,900
1085 Landing Ln Lot 6
Adams, TN
3 bd2 ba1,120 sqft$259/ft²
House11,761 sqft lot
View photos & details
$299,900
24 Port Royal Est
Adams, TN
Land2.65 acres
View photos & details
$299,900
Mayo Rd
Adams, TN
Land7.50 acres
View photos & details
$399,900
4320 Memory Ln
Adams, TN
3 bd3 ba2,358 sqft$170/ft²
House1.60 acres
View photos & details
$427,900
4406 Memory Ln
Adams, TN
3 bd3 ba1,975 sqft$217/ft²
House30,056 sqft lot
View photos & details
$449,900
1090 Drakes Cove Rd S
Adams, TN
5 bd3 ba2,518 sqft$179/ft²
House10,454 sqft lot
View photos & details
$519,000
3652 Prestwicke Pl
Adams, TN
4 bd3 ba2,660 sqft$195/ft²
House20,473 sqft lot
View photos & details
$650,000
930 Doe Run Ct
Adams, TN
3 bd3 ba2,794 sqft$233/ft²
House1.68 acres
View photos & details
$999,900
24 Port Royal Est
Adams, TN
3 bd3 ba3,153 sqft$317/ft²
House2.65 acres
View photos & details
Looking to buy in Adams?
Get connected with a local real estate expert — free, no obligation.
Active listings
10
Homes on market
Median list price
$340K
Avg. days on market
101
Days until sale
New this week
2
Newly listed
Price drops:20.0%of listings
Sale-to-list:100.0%
How much do homes cost in Adams by property type?
How the Adams, TN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $289,900 | $259/sq ft | 3 | 101 days |
Who lives in Adams?
American Community Survey estimates for Adams. U.S. Census ACS, 2023
Population
655
Households
254
Median income
$66,250/yr
Median age
42.3 years
Owner-occupied
92.1%
Median home value
$200,000
Median gross rent
$1,100/mo
Mean commute
21.3 min
92.1% of occupied homes in Adams are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $200,000 against Zillow's $456,492 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Adams, TN?
Ordered by distance from Adams, not by size. Compare Adams side by side with any of them.
Adams housing market FAQ
Is Adams a buyer's or seller's market?
Adams, TN is currently a balanced market. That read comes from 3.3 months of supply, homes going under contract in about 101 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Adams?
The typical home in Adams, TN is worth $456,492 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $289,900, about $259 per square foot.
Is Adams cheaper than the rest of Tennessee?
Adams's median sale price of $289,900 is 30% lower than the Tennessee statewide median of $413,200, and 29% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Adams?
Homes in Adams, TN spent a median of 101 days on market before going under contract, versus 61 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Adams?
At the current 30-year fixed rate of 7.03%, 20% down on a $456,492 home is about $2,437 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $104,443 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $66,250.
Are home prices rising in Adams?
The typical home value in Adams, TN rose 3.0% over the last 12 months, from $443,296 to $456,492 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Adams?
Adams ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Adams?
That depends on your timeline, not on a headline. What the data says today: Adams, TN is a balanced market with 3.3 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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