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Featured local agent — White, SD
Sarah Mitchell
Compass Real Estate · White, SD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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White, SD Housing Market
The typical home in White, SD is worth $330,251, rose 7.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $240,000, -54.7% year over year (through May 2026). With homes going under contract in about 19 days, White is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $330,251 home is about $1,763/mo in principal and interest.
Key numbers for White, SD
Typical home value
$330,251
+7.9% in 12 months
Zillow, August 2026
Median sale price
$240,000
-54.7% year over year
Redfin, through February 2026
Days on market
19
Fast-moving
Redfin, through February 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$63,125
Home costs 5.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through February 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is White a buyer's or seller's market?
White, SD is a balanced market and homes selling in about 19 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the White housing market data show?
Every row below is Redfin's final published month for White, SD. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $240,000 |
| Year-over-year price change | -54.7% |
| Median price per sq ft | $105/sq ft |
| Median days on market | 19 days |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for White is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in White is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have White home prices moved?
Across the 7 months we hold for White, SD, the median sale price fell 67.3%, from $735,000 in July 2022 to $240,000. The live Zillow value series has rose 7.9% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in White?
Priced off the typical home value of $330,251 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $66,050 | $264,201 | $1,763/mo |
| 5% | $16,513 | $313,739 | $2,094/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,763, that implies roughly $75,560 a year before you add taxes and insurance. The median household in White earns $63,125, about $12,435 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in White in the next 12 months?
Tell us your timeline. We send the White market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in White?
Zillow does not publish a rent index (ZORI) for White, SD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in White?
We hold fewer than two months of inventory readings for White, SD, so there is no trend to report yet.
How does White compare to South Dakota and the U.S.?
White homes sell for $240,000 — 31% below the South Dakota median of $346,600. Against the national median of $410,700, White runs 42% lower. Year-over-year, White moved -54.7% against South Dakota's +4.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| White, SD | $240,000 | -54.7% | 19 days |
| South Dakota statewide | $346,600 | +4.3% | 49 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in White
What buyers should watch
- The gap between 5% and 20% down here is $331 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $330,251 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median White listing goes under contract in 19 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +7.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside White varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in White
Explore homes currently listed for sale in White, South Dakota across major real estate platforms.
How much do homes cost in White by property type?
How the White, SD market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $240,000 | $105/sq ft | 1 | 19 days |
Who lives in White?
American Community Survey estimates for White. U.S. Census ACS, 2023
Population
438
Households
190
Median income
$63,125/yr
Median age
31.8 years
Owner-occupied
70.5%
Median home value
$141,700
Median gross rent
$675/mo
Mean commute
27.1 min
70.5% of occupied homes in White are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $141,700 against Zillow's $330,251 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve White?
5 schools tracked · 215 students
The largest public schools serving White, SD by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Deubrook High School - 01
Grades 9-12 · 107 students
Deubrook Jr. High - 02
Grades 7-8 · 42 students
Norfeld Colony Elementary - 07
Grades K-8 · 28 students
Red Willow Colony School - 09
Grades K-8 · 27 students
Rolland Colony Elementary - 05
Grades K-8 · 11 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near White, SD?
Ordered by distance from White, not by size. Compare White side by side with any of them.
White housing market FAQ
Is White a buyer's or seller's market?
White, SD is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in White?
The typical home in White, SD is worth $330,251 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $240,000, about $105 per square foot.
Is White cheaper than the rest of South Dakota?
White's median sale price of $240,000 is 31% lower than the South Dakota statewide median of $346,600, and 42% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in White?
Homes in White, SD spent a median of 19 days on market before going under contract, versus 49 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in White?
At the current 30-year fixed rate of 7.03%, 20% down on a $330,251 home is about $1,763 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $75,560 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $63,125.
Are home prices rising in White?
The typical home value in White, SD rose 7.9% over the last 12 months, from $306,115 to $330,251 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in White?
White ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in White?
That depends on your timeline, not on a headline. What the data says today: White, SD is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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