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Featured local agent — Volga, SD
Sarah Mitchell
Compass Real Estate · Volga, SD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Volga, SD Housing Market
The typical home in Volga, SD is worth $343,790, rose 5.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $441,000 (through May 2026). With homes going under contract in about 23 days, Volga is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $343,790 home is about $1,835/mo in principal and interest.
Key numbers for Volga, SD
Typical home value
$343,790
+5.3% in 12 months
Zillow, August 2026
Median sale price
$441,000
Last published period
Redfin, through April 2026
Days on market
23
Average pace
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$75,417
Home costs 4.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.4%
Selling above asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Volga a buyer's or seller's market?
Volga, SD is a balanced market and homes selling in about 23 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Volga housing market data show?
Every row below is Redfin's final published month for Volga, SD. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $441,000 |
| Median price per sq ft | $183/sq ft |
| Median days on market | 23 days |
| Sale-to-list price ratio | 101.4% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Volga is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Volga is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Volga home prices moved?
Across the 5 months we hold for Volga, SD, the median sale price rose 91.8%, from $229,900 in October 2022 to $441,000. The live Zillow value series has rose 5.3% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Volga?
Priced off the typical home value of $343,790 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $68,758 | $275,032 | $1,835/mo |
| 5% | $17,189 | $326,600 | $2,179/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,835, that implies roughly $78,657 a year before you add taxes and insurance. The median household in Volga earns $75,417, about $3,240 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Volga in the next 12 months?
Tell us your timeline. We send the Volga market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Volga?
Zillow does not publish a rent index (ZORI) for Volga, SD, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Volga?
We hold fewer than two months of inventory readings for Volga, SD, so there is no trend to report yet.
How does Volga compare to South Dakota and the U.S.?
Volga homes sell for $441,000 — 27% above the South Dakota median of $346,600. Against the national median of $410,700, Volga runs 7% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Volga, SD | $441,000 | not published | 23 days |
| South Dakota statewide | $346,600 | +4.3% | 49 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Volga
What buyers should watch
- The gap between 5% and 20% down here is $344 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $343,790 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Volga listing goes under contract in 23 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.4% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +5.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Volga varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Volga
Explore homes currently listed for sale in Volga, South Dakota across major real estate platforms.
How much do homes cost in Volga by property type?
How the Volga, SD market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $441,000 | $183/sq ft | 1 | 23 days |
Who lives in Volga?
American Community Survey estimates for Volga. U.S. Census ACS, 2023
Population
2,246
Households
936
Median income
$75,417/yr
Median age
29 years
Owner-occupied
55.7%
Median home value
$220,200
Median gross rent
$1,048/mo
Mean commute
15.3 min
55.7% of occupied homes in Volga are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $220,200 against Zillow's $343,790 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Volga?
3 schools tracked · 715 students
The largest public schools serving Volga, SD by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Sioux Valley Elementary - 02
Grades K-5 · 350 students
Sioux Valley High School - 01
Grades 9-12 · 206 students
Sioux Valley Middle School - 04
Grades 6-8 · 159 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Volga, SD?
Ordered by distance from Volga, not by size. Compare Volga side by side with any of them.
Volga housing market FAQ
Is Volga a buyer's or seller's market?
Volga, SD is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Volga?
The typical home in Volga, SD is worth $343,790 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $441,000, about $183 per square foot.
Is Volga cheaper than the rest of South Dakota?
Volga's median sale price of $441,000 is 27% higher than the South Dakota statewide median of $346,600, and 7% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Volga?
Homes in Volga, SD spent a median of 23 days on market before going under contract, versus 49 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Volga?
At the current 30-year fixed rate of 7.03%, 20% down on a $343,790 home is about $1,835 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $78,657 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $75,417.
Are home prices rising in Volga?
The typical home value in Volga, SD rose 5.3% over the last 12 months, from $326,441 to $343,790 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Volga?
Volga ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Volga?
That depends on your timeline, not on a headline. What the data says today: Volga, SD is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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