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Sarah Mitchell
Compass Real Estate · McColl, SC
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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McColl, SC Housing Market
The typical home in McColl, SC is worth $136,369, rose 7.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $139,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 36 days, McColl is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $136,369 home is about $728/mo in principal and interest.
Key numbers for McColl, SC
Typical home value
$136,369
+7.9% in 12 months
Zillow, August 2026
Median sale price
$139,000
Last published period
Redfin, through February 2026
Days on market
36
Average pace
Redfin, through February 2026
Active listings
1
1.0 months of supply
Redfin, through February 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$33,925
Home costs 4.0x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is McColl a buyer's or seller's market?
McColl, SC is a seller's market, based on 1.0 months of supply and homes selling in about 36 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the McColl housing market data show?
Every row below is Redfin's final published month for McColl, SC. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $139,000 |
| Median price per sq ft | $82/sq ft |
| Median days on market | 36 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for McColl is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in McColl is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have McColl home prices moved?
Across the 21 months we hold for McColl, SC, the median sale price rose 122.4%, from $62,500 in May 2021 to $139,000. The live Zillow value series has rose 7.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 100.0% of McColl listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in McColl?
Priced off the typical home value of $136,369 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $27,274 | $109,095 | $728/mo |
| 5% | $6,818 | $129,551 | $865/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $728, that implies roughly $31,201 a year before you add taxes and insurance. The median household in McColl earns $33,925, about $2,724 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.0x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in McColl in the next 12 months?
Tell us your timeline. We send the McColl market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in McColl?
Zillow does not publish a rent index (ZORI) for McColl, SC, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in McColl?
Active listings in McColl, SC went from 1 in June 2021 to 1 in February 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| February 2022 | 1 | 1 |
| March 2022 | 2 | 2 |
| December 2022 | 1 | not published |
| January 2023 | 1 | 1 |
| March 2023 | 1 | 1 |
| May 2023 | 2 | 2 |
| June 2023 | 1 | not published |
| October 2023 | 3 | 1 |
| November 2023 | 2 | not published |
| April 2024 | 1 | 1 |
| December 2025 | 1 | not published |
| February 2026 | 1 | not published |
Redfin, through February 2026
How does McColl compare to South Carolina and the U.S.?
McColl homes sell for $139,000 — 65% below the South Carolina median of $394,000. Against the national median of $410,700, McColl runs 66% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| McColl, SC | $139,000 | not published | 36 days |
| South Carolina statewide | $394,000 | +1.2% | 72 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in McColl
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $137 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $136,369 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median McColl listing goes under contract in 36 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Your equity moved +7.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside McColl varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in McColl
There are currently 1 homes listed for sale in McColl, South Carolina.
Active listings
1
Homes on market
Avg. days on market
36
Days until sale
How much do homes cost in McColl by property type?
How the McColl, SC market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $139,000 | $82/sq ft | 1 | 36 days |
Who lives in McColl?
American Community Survey estimates for McColl. U.S. Census ACS, 2023
Population
2,453
Households
841
Median income
$33,925/yr
Median age
30.9 years
Owner-occupied
46.6%
Median home value
$47,100
Median gross rent
$480/mo
Mean commute
25.4 min
46.6% of occupied homes in McColl are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $47,100 against Zillow's $136,369 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve McColl?
1 schools tracked · 631 students
The largest public schools serving McColl, SC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
McColl Elementary/Middle
Grades PK-8 · 631 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near McColl, SC?
Ordered by distance from McColl, not by size. Compare McColl side by side with any of them.
McColl housing market FAQ
Is McColl a buyer's or seller's market?
McColl, SC is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 36 days in the last month Redfin published (May 2026).
How much do homes cost in McColl?
The typical home in McColl, SC is worth $136,369 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $139,000, about $82 per square foot.
Is McColl cheaper than the rest of South Carolina?
McColl's median sale price of $139,000 is 65% lower than the South Carolina statewide median of $394,000, and 66% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in McColl?
Homes in McColl, SC spent a median of 36 days on market before going under contract, versus 72 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in McColl?
At the current 30-year fixed rate of 7.03%, 20% down on a $136,369 home is about $728 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $31,201 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $33,925.
Are home prices rising in McColl?
The typical home value in McColl, SC rose 7.9% over the last 12 months, from $126,400 to $136,369 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in McColl?
McColl ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in McColl?
That depends on your timeline, not on a headline. What the data says today: McColl, SC is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $136,369, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.