New Listing
45
$359,900
21206 W Tern Ct
Fort Mill, SC 29707
2 bd2 ba1,244 sqft$289/ft²
House5,663 sqft lot
RE/MAX Executive
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Compass Real Estate · Fort Mill, SC
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Fort Mill, SC Housing Market
Balanced market-1.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Fort Mill, SC is worth $523,379, fell 1.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $525,000, +5.6% year over year (through May 2026). With 3.7 months of supply and homes going under contract in about 68 days, Fort Mill is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $523,379 home is about $2,794/mo in principal and interest.
Key numbers for Fort Mill, SC
Typical home value
$523,379
-1.5% in 12 months
Zillow, August 2026
Typical asking rent
$1,750/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$525,000
+5.6% year over year
Redfin, through May 2026
Days on market
68
Slow-moving
Redfin, through May 2026
Active listings
179
3.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$127,537
Home costs 4.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Fort Mill a buyer's or seller's market?
Balanced market3.7 months of supply68 days on market99.6% of asking
Fort Mill, SC is a balanced market, based on 3.7 months of supply and homes selling in about 68 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Fort Mill housing market data show?
Every row below is Redfin's final published month for Fort Mill, SC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $525,000 |
| Median list price | $572,250 |
| Year-over-year price change | +5.6% |
| Median price per sq ft | $240/sq ft |
| Median days on market | 68 days |
| Active inventory | 179 listings |
| Months of supply | 3.7 months |
| Sale-to-list price ratio | 99.6% |
| Homes sold (that month) | 49 |
| New listings (that month) | 74 |
| Listings with a price cut | 29.6% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Fort Mill is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Fort Mill is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Fort Mill home prices moved?
Over the last three years the median sale price in Fort Mill, SC rose 11.1%, from $472,500 to $525,000. The live Zillow value series has fell 1.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 29.6% of Fort Mill listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.7 months while the sale-to-list ratio slips below its current 99.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Fort Mill?
Priced off the typical home value of $523,379 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $104,676 | $418,703 | $2,794/mo |
| 5% | $26,169 | $497,210 | $3,318/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,794, that implies roughly $119,746 a year before you add taxes and insurance. The median household in Fort Mill earns $127,537, about $7,791 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.1x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Fort Mill in the next 12 months?
Tell us your timeline. We send the Fort Mill market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Fort Mill?
Typical asking rent in Fort Mill, SC is $1,750/mo, against a typical home value of $523,379. That is a price-to-rent ratio of 24.9x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $2,794 a month — $1,044 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Fort Mill?
Active listings in Fort Mill, SC went from 175 in May 2025 to 179 in May 2026, a +2.3% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 167 | 66 |
| July 2025 | 158 | 49 |
| August 2025 | 155 | 57 |
| September 2025 | 176 | 61 |
| October 2025 | 188 | 72 |
| November 2025 | 169 | 33 |
| December 2025 | 138 | 21 |
| January 2026 | 140 | 40 |
| February 2026 | 158 | 53 |
| March 2026 | 159 | 73 |
| April 2026 | 178 | 73 |
| May 2026 | 179 | 74 |
Redfin, through May 2026
How does Fort Mill compare to South Carolina and the U.S.?
Fort Mill homes sell for $525,000 — 33% above the South Carolina median of $394,000. Against the national median of $410,700, Fort Mill runs 28% higher. Year-over-year, Fort Mill moved +5.6% against South Carolina's +1.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Fort Mill, SC | $525,000 | +5.6% | 68 days |
| South Carolina statewide | $394,000 | +1.2% | 72 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Fort Mill
What buyers should watch
- Months of supply, currently 3.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 29.6%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $524 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $523,379 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Fort Mill listing goes under contract in 68 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Fort Mill added 74 new listings against 49 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Fort Mill varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Fort Mill
There are currently 179 homes listed for sale in Fort Mill, South Carolina. The median listing price is $572K. Featured listings range from $359,900 to $949,900.
New Listing
45
$524,900
2023 Briarwood Cir
Fort Mill, SC 29715
4 bd2 ba2,125 sqft$247/ft²
House1.19 acres
COMPASS
View photos & details
New Listing
48
$725,000
1221 Violet Ct
Fort Mill, SC 29708
5 bd6 ba3,759 sqft$193/ft²
House14,375 sqft lot
Howard Hanna Allen Tate Charlotte South
View photos & details
$749,999
979 Stebbins Dr
Fort Mill, SC 29715
3 bd4 ba2,810 sqft$267/ft²
House19,602 sqft lot
Premier South
View photos & details
New Build
38
$790,400
1527 Twin Leaf Rd
Fort Mill, SC 29715
3 bd4 ba3,504 sqft$226/ft²
House6,970 sqft lot
DRB Group of North Carolina, LLC
View photos & details
New Build
28
$794,557
1585 Twin Leaf Rd
Fort Mill, SC 29715
3 bd3 ba2,902 sqft$274/ft²
House7,013 sqft lot
DRB Group of North Carolina, LLC
View photos & details
New Listing
5
$820,000
1620 Callahan Rd
Fort Mill, SC 29715
4 bd4 ba3,490 sqft$235/ft²
House13,504 sqft lot
Southern Nest Realty Inc
View photos & details
New Build
38
$832,287
1515 Twin Leaf Rd
Fort Mill, SC 29715
3 bd4 ba3,504 sqft$238/ft²
House6,970 sqft lot
DRB Group of North Carolina, LLC
View photos & details
New Build
38
$845,832
1573 Twin Leaf Rd
Fort Mill, SC 29715
4 bd4 ba3,587 sqft$236/ft²
House7,013 sqft lot
DRB Group of North Carolina, LLC
View photos & details
New Listing
32
$862,000
1011 Rock Forest Way
Fort Mill, SC 29707
5 bd3 ba3,065 sqft$281/ft²
House10,019 sqft lot
NorthGroup Real Estate LLC
View photos & details
New Listing
48
$875,000
1343 Kings Bottom Dr
Fort Mill, SC 29715
4 bd4 ba3,338 sqft$262/ft²
House16,988 sqft lot
COMPASS
View photos & details
New Listing
2
$949,900
1175 Therns Ferry Dr
Fort Mill, SC 29708
5 bd4 ba2,718 sqft$349/ft²
House958 sqft lot
EXP Realty LLC Rock Hill
View photos & details
Looking to buy in Fort Mill?
Get connected with a local real estate expert — free, no obligation.
Active listings
179
Homes on market
Median list price
$572K
Avg. days on market
68
Days until sale
New this week
74
Newly listed
Price drops:29.6%of listings
Sale-to-list:99.6%
How much do homes cost in Fort Mill by property type?
How the Fort Mill, SC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $620,000 | $250/sq ft | 37 | 62 days |
| Condo / co-op | $220,000 | $210/sq ft | 1 | 38 days |
| Townhouse | $386,120 | $198/sq ft | 12 | 84 days |
Who lives in Fort Mill?
American Community Survey estimates for Fort Mill. U.S. Census ACS, 2023
Population
28,281
Households
9,974
Median income
$127,537/yr
Median age
38.2 years
Owner-occupied
84.4%
Median home value
$457,000
Median gross rent
$1,437/mo
Mean commute
27.2 min
84.4% of occupied homes in Fort Mill are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $457,000 against Zillow's $523,379 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,437/mo, below Zillow's $1,750/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Fort Mill?
17 schools tracked · 15,876 students
The largest public schools serving Fort Mill, SC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Fort Mill High
Grades 9-12 · 2,041 students
Nation Ford High
Grades 9-12 · 1,871 students
Catawba Ridge High School
Grades 9-12 · 1,651 students
Pleasant Knoll Middle
Grades 6-8 · 921 students
Springfield Elementary
Grades K-5 · 887 students
Kings Town Elementary
Grades K-5 · 841 students
Sugar Creek Elementary
Grades PK-5 · 785 students
Doby's Bridge Elementary
Grades K-5 · 783 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fort Mill, SC?
Ordered by distance from Fort Mill, not by size. Compare Fort Mill side by side with any of them.
Which ZIP codes are in Fort Mill?
These are the ZIP codes we see on active Fort Mill listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Fort Mill housing market FAQ
Is Fort Mill a buyer's or seller's market?
Fort Mill, SC is currently a balanced market. That read comes from 3.7 months of supply, homes going under contract in about 68 days, and sellers getting 99.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Fort Mill?
The typical home in Fort Mill, SC is worth $523,379 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $525,000, about $240 per square foot.
Is Fort Mill cheaper than the rest of South Carolina?
Fort Mill's median sale price of $525,000 is 33% higher than the South Carolina statewide median of $394,000, and 28% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Fort Mill?
Homes in Fort Mill, SC spent a median of 68 days on market before going under contract, versus 72 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Fort Mill?
At the current 30-year fixed rate of 7.03%, 20% down on a $523,379 home is about $2,794 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $119,746 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $127,537.
Are home prices rising in Fort Mill?
The typical home value in Fort Mill, SC fell 1.5% over the last 12 months, from $531,400 to $523,379 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Fort Mill?
Fort Mill ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Fort Mill?
That depends on your timeline, not on a headline. What the data says today: Fort Mill, SC is a balanced market with 3.7 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 24.9x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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