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Featured local agent — Holters Crossing, PA
Sarah Mitchell
Compass Real Estate · Holters Crossing, PA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Holters Crossing, PA Housing Market
The last median sale price Redfin published was $85,000, -66.7% year over year (through May 2026). With homes going under contract in about 96 days, Holters Crossing is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $85,000 home is about $454/mo in principal and interest.
Key numbers for Holters Crossing, PA
Median sale price
$85,000
-66.7% year over year
Redfin, through August 2023
Days on market
96
Slow-moving
Redfin, through August 2023
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$82,045
Home costs 1.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.1%
Selling above asking
Redfin, through August 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Holters Crossing a buyer's or seller's market?
Holters Crossing, PA is a balanced market and homes selling in about 96 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Holters Crossing housing market data show?
Every row below is Redfin's final published month for Holters Crossing, PA. Redfin, through August 2023
| Metric | Value |
|---|---|
| Median sale price | $85,000 |
| Year-over-year price change | -66.7% |
| Median price per sq ft | $87/sq ft |
| Median days on market | 96 days |
| Sale-to-list price ratio | 100.1% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Holters Crossing is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Holters Crossing is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Holters Crossing home prices moved?
Across the 5 months we hold for Holters Crossing, PA, the median sale price fell 34.6%, from $130,000 in September 2021 to $85,000.
Redfin, through August 2023 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Holters Crossing?
Priced off the median sale price of $85,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $17,000 | $68,000 | $454/mo |
| 5% | $4,250 | $80,750 | $539/mo |
Redfin, through August 2023 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $454, that implies roughly $19,448 a year before you add taxes and insurance. The median household in Holters Crossing earns $82,045, about $62,597 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 1.0x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Holters Crossing in the next 12 months?
Tell us your timeline. We send the Holters Crossing market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Holters Crossing?
Zillow does not publish a rent index (ZORI) for Holters Crossing, PA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Holters Crossing?
We hold fewer than two months of inventory readings for Holters Crossing, PA, so there is no trend to report yet.
How does Holters Crossing compare to Pennsylvania and the U.S.?
Holters Crossing homes sell for $85,000 — 74% below the Pennsylvania median of $330,200. Against the national median of $410,700, Holters Crossing runs 79% lower. Year-over-year, Holters Crossing moved -66.7% against Pennsylvania's +5.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Holters Crossing, PA | $85,000 | -66.7% | 96 days |
| Pennsylvania statewide | $330,200 | +5.3% | 30 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through August 2023 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Holters Crossing
What buyers should watch
- The gap between 5% and 20% down here is $85 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $85,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Holters Crossing listing goes under contract in 96 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.1% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Holters Crossing varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Holters Crossing
Explore homes currently listed for sale in Holters Crossing, Pennsylvania across major real estate platforms.
How much do homes cost in Holters Crossing by property type?
How the Holters Crossing, PA market breaks down across single-family homes, condos and townhouses. Redfin, through August 2023
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $85,000 | $87/sq ft | 1 | 96 days |
Who lives in Holters Crossing?
American Community Survey estimates for Holters Crossing. U.S. Census ACS, 2023
Population
132
Households
52
Median income
$82,045/yr
Median age
50.5 years
Owner-occupied
88.5%
Median home value
$168,800
Mean commute
26.6 min
88.5% of occupied homes in Holters Crossing are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Holters Crossing, PA?
Ordered by distance from Holters Crossing, not by size. Compare Holters Crossing side by side with any of them.
Holters Crossing housing market FAQ
Is Holters Crossing a buyer's or seller's market?
Holters Crossing, PA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Holters Crossing?
The median sale price in the last month Redfin published was $85,000, about $87 per square foot.
Is Holters Crossing cheaper than the rest of Pennsylvania?
Holters Crossing's median sale price of $85,000 is 74% lower than the Pennsylvania statewide median of $330,200, and 79% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Holters Crossing?
Homes in Holters Crossing, PA spent a median of 96 days on market before going under contract, versus 30 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Holters Crossing?
At the current 30-year fixed rate of 7.03%, 20% down on a $85,000 home is about $454 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $19,448 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $82,045.
Are home prices rising in Holters Crossing?
Redfin's last published year-over-year change for Holters Crossing, PA was -66.7%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Holters Crossing?
Holters Crossing ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Holters Crossing?
That depends on your timeline, not on a headline. What the data says today: Holters Crossing, PA is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $85,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.