$35,000
6850 Downing Rd Spc 31
Central Point, OR
2 bd1 ba770 sqft$45/ft²
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Sarah Mitchell
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Compass Real Estate · Central Point, OR
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Central Point, OR(512) 555-0184TX License #0512847
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Central Point, OR Housing Market
Seller's market+0.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Central Point, OR is worth $418,391, held roughly flat 0.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $420,830, +6.1% year over year (through May 2026). With 1.6 months of supply and homes going under contract in about 28 days, Central Point is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $418,391 home is about $2,234/mo in principal and interest.
Key numbers for Central Point, OR
Typical home value
$418,391
+0.1% in 12 months
Zillow, August 2026
Typical asking rent
$2,015/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$420,830
+6.1% year over year
Redfin, through May 2026
Days on market
28
Average pace
Redfin, through May 2026
Active listings
35
1.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$80,450
Home costs 5.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.0%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Central Point a buyer's or seller's market?
Seller's market1.6 months of supply28 days on market99.0% of asking
Central Point, OR is a seller's market, based on 1.6 months of supply and homes selling in about 28 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Central Point housing market data show?
Every row below is Redfin's final published month for Central Point, OR. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $420,830 |
| Median list price | $445,000 |
| Year-over-year price change | +6.1% |
| Median price per sq ft | $264/sq ft |
| Median days on market | 28 days |
| Active inventory | 35 listings |
| Months of supply | 1.6 months |
| Sale-to-list price ratio | 99.0% |
| Homes sold (that month) | 22 |
| New listings (that month) | 31 |
| Listings with a price cut | 14.3% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Central Point is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Central Point is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Central Point home prices moved?
Over the last three years the median sale price in Central Point, OR rose 9.3%, from $385,000 to $420,830. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 14.3% of Central Point listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 1.6 months while the sale-to-list ratio slips below its current 99.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Central Point?
Priced off the typical home value of $418,391 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $83,678 | $334,713 | $2,234/mo |
| 5% | $20,920 | $397,472 | $2,652/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,234, that implies roughly $95,726 a year before you add taxes and insurance. The median household in Central Point earns $80,450, about $15,276 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Central Point in the next 12 months?
Tell us your timeline. We send the Central Point market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Central Point?
Typical asking rent in Central Point, OR is $2,015/mo, against a typical home value of $418,391. That is a price-to-rent ratio of 17.3x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,234 a month — $219 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Central Point?
Active listings in Central Point, OR went from 62 in May 2025 to 35 in May 2026, a -43.5% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 58 | 25 |
| July 2025 | 54 | 26 |
| August 2025 | 60 | 31 |
| September 2025 | 52 | 20 |
| October 2025 | 58 | 21 |
| November 2025 | 46 | 14 |
| December 2025 | 42 | 13 |
| January 2026 | 34 | 15 |
| February 2026 | 34 | 21 |
| March 2026 | 30 | 23 |
| April 2026 | 31 | 29 |
| May 2026 | 35 | 31 |
Redfin, through May 2026
How does Central Point compare to Oregon and the U.S.?
Central Point homes sell for $420,830 — 20% below the Oregon median of $525,500. Against the national median of $410,700, Central Point runs 2% higher. Year-over-year, Central Point moved +6.1% against Oregon's -0.0% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Central Point, OR | $420,830 | +6.1% | 28 days |
| Oregon statewide | $525,500 | -0.0% | 28 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Central Point
What buyers should watch
- Months of supply, currently 1.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 14.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $419 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $418,391 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Central Point listing goes under contract in 28 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Central Point added 31 new listings against 22 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Central Point varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Central Point
There are currently 35 homes listed for sale in Central Point, Oregon. The median listing price is $445K. Featured listings range from $35,000 to $778,000.
$85,000
380 W Gregory Rd Unit 1
Central Point, OR
2 bd1 ba784 sqft$108/ft²
Mobile home
View photos & details
$109,900
6850 Downing Rd Spc 11
Central Point, OR
2 bd2 ba720 sqft$153/ft²
Mobile home
View photos & details
$135,000
Upper River Rd Unit 2300
Central Point, OR
Land6.98 acres
View photos & details
$300,000
2311 Lara Ln
Central Point, OR
4 bd2 ba1,404 sqft$214/ft²
Mobile home4,356 sqft lot
View photos & details
$362,000
647 Shadow Way
Central Point, OR
3 bd3 ba1,827 sqft$198/ft²
House2,178 sqft lot
View photos & details
$369,500
4065 Crestwood Cir
Central Point, OR
2 bd2 ba1,092 sqft$338/ft²
House9,148 sqft lot
View photos & details
$399,000
3200 Hanley Rd
Central Point, OR
3 bd2 ba2,469 sqft$162/ft²
House28,750 sqft lot
View photos & details
$423,000
7441 Maple Ln
Central Point, OR
2 bd2 ba1,640 sqft$258/ft²
House21,780 sqft lot
View photos & details
$450,000
N Third St
Central Point, OR
Land1.07 acres
View photos & details
$469,900
4464 Tioga Way
Central Point, OR
3 bd2 ba1,640 sqft$287/ft²
House5.27 acres
View photos & details
$778,000
9401 Old Stage Rd
Central Point, OR
3 bd3 ba2,848 sqft$273/ft²
House1.64 acres
View photos & details
Looking to buy in Central Point?
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Active listings
35
Homes on market
Median list price
$445K
Avg. days on market
28
Days until sale
New this week
31
Newly listed
Price drops:14.3%of listings
Sale-to-list:99.0%
How much do homes cost in Central Point by property type?
How the Central Point, OR market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $420,830 | $268/sq ft | 20 | 25 days |
| Townhouse | $280,000 | $196/sq ft | 1 | 35 days |
Who lives in Central Point?
American Community Survey estimates for Central Point. U.S. Census ACS, 2023
Population
19,183
Households
7,634
Median income
$80,450/yr
Median age
39.3 years
Owner-occupied
65.1%
Median home value
$357,700
Median gross rent
$1,268/mo
Mean commute
16.5 min
65.1% of occupied homes in Central Point are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $357,700 against Zillow's $418,391 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,268/mo, below Zillow's $2,015/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Central Point?
10 schools tracked · 4,423 students
The largest public schools serving Central Point, OR by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Scenic Middle School
Grades 6-8 · 808 students
Jewett Elementary School
Grades K-5 · 586 students
Crater Academy of Health and Public Services
Grades 9-12 · 518 students
Richardson Elementary School
Grades K-5 · 502 students
Crater School of Business Innovation and Science
Grades 9-12 · 486 students
Crater Renaissance Academy
Grades 9-12 · 464 students
Central Point Elementary School
Grades K-5 · 441 students
Madrone Trail Public Charter School
Grades K-8 · 241 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Central Point, OR?
Ordered by distance from Central Point, not by size. Compare Central Point side by side with any of them.
Central Point housing market FAQ
Is Central Point a buyer's or seller's market?
Central Point, OR is currently a seller's market. That read comes from 1.6 months of supply, homes going under contract in about 28 days, and sellers getting 99.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Central Point?
The typical home in Central Point, OR is worth $418,391 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $420,830, about $264 per square foot.
Is Central Point cheaper than the rest of Oregon?
Central Point's median sale price of $420,830 is 20% lower than the Oregon statewide median of $525,500, and 2% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Central Point?
Homes in Central Point, OR spent a median of 28 days on market before going under contract, versus 28 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Central Point?
At the current 30-year fixed rate of 7.03%, 20% down on a $418,391 home is about $2,234 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $95,726 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $80,450.
Are home prices rising in Central Point?
The typical home value in Central Point, OR held roughly flat 0.1% over the last 12 months, from $418,094 to $418,391 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Central Point?
Central Point ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Central Point?
That depends on your timeline, not on a headline. What the data says today: Central Point, OR is a seller's market with 1.6 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.3x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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