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Featured local agent — Put-in-Bay, OH
Sarah Mitchell
Compass Real Estate · Put-in-Bay, OH
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Put-in-Bay, OH Housing Market
The typical home in Put-in-Bay, OH is worth $463,307, rose 4.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $650,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 1024 days, Put-in-Bay is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $463,307 home is about $2,473/mo in principal and interest.
Key numbers for Put-in-Bay, OH
Typical home value
$463,307
+4.6% in 12 months
Zillow, August 2026
Median sale price
$650,000
Last published period
Redfin, through May 2026
Days on market
1024
Slow-moving
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$61,875
Home costs 7.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
84.3%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Put-in-Bay a buyer's or seller's market?
Put-in-Bay, OH is a balanced market, based on 1.0 months of supply and homes selling in about 1024 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Put-in-Bay housing market data show?
Every row below is Redfin's final published month for Put-in-Bay, OH. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $650,000 |
| Median price per sq ft | $348/sq ft |
| Median days on market | 1024 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 84.3% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Put-in-Bay is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Put-in-Bay is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Put-in-Bay home prices moved?
Across the 13 months we hold for Put-in-Bay, OH, the median sale price rose 30.8%, from $497,000 in June 2021 to $650,000. The live Zillow value series has rose 4.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 100.0% of Put-in-Bay listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 84.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Put-in-Bay?
Priced off the typical home value of $463,307 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $92,661 | $370,646 | $2,473/mo |
| 5% | $23,165 | $440,142 | $2,937/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,473, that implies roughly $106,002 a year before you add taxes and insurance. The median household in Put-in-Bay earns $61,875, about $44,127 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 7.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Put-in-Bay in the next 12 months?
Tell us your timeline. We send the Put-in-Bay market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Put-in-Bay?
Zillow does not publish a rent index (ZORI) for Put-in-Bay, OH, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Put-in-Bay?
Active listings in Put-in-Bay, OH went from 1 in June 2021 to 1 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2021 | 1 | not published |
| August 2021 | 2 | 1 |
| September 2021 | 1 | not published |
| May 2022 | 2 | 1 |
| August 2023 | 2 | 1 |
| April 2024 | 3 | 1 |
| May 2024 | 2 | not published |
| October 2024 | 1 | not published |
| May 2026 | 1 | not published |
Redfin, through May 2026
How does Put-in-Bay compare to Ohio and the U.S.?
Put-in-Bay homes sell for $650,000 — 130% above the Ohio median of $282,600. Against the national median of $410,700, Put-in-Bay runs 58% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Put-in-Bay, OH | $650,000 | not published | 1024 days |
| Ohio statewide | $282,600 | +5.4% | 36 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Put-in-Bay
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $464 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $463,307 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Put-in-Bay listing goes under contract in 1024 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 84.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +4.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Put-in-Bay varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Put-in-Bay
There are currently 1 homes listed for sale in Put-in-Bay, Ohio.
Active listings
1
Homes on market
Avg. days on market
1024
Days until sale
How much do homes cost in Put-in-Bay by property type?
How the Put-in-Bay, OH market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $775,000 | $570/sq ft | 1 | 35 days |
| Condo / co-op | $336,000 | $257/sq ft | 1 | 24 days |
Who lives in Put-in-Bay?
American Community Survey estimates for Put-in-Bay. U.S. Census ACS, 2023
Population
107
Households
43
Median income
$61,875/yr
Median age
33.9 years
Owner-occupied
74.4%
Median home value
$350,000
Mean commute
16.9 min
74.4% of occupied homes in Put-in-Bay are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $350,000 against Zillow's $463,307 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Put-in-Bay?
2 schools tracked · 72 students
The largest public schools serving Put-in-Bay, OH by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Put-In-Bay Elementary School
Grades PK-6 · 45 students
Put-In-Bay High School
Grades 7-12 · 27 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Put-in-Bay, OH?
Ordered by distance from Put-in-Bay, not by size. Compare Put-in-Bay side by side with any of them.
Put-in-Bay housing market FAQ
Is Put-in-Bay a buyer's or seller's market?
Put-in-Bay, OH is currently a balanced market. That read comes from 1.0 months of supply, homes going under contract in about 1024 days, and sellers getting 84.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Put-in-Bay?
The typical home in Put-in-Bay, OH is worth $463,307 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $650,000, about $348 per square foot.
Is Put-in-Bay cheaper than the rest of Ohio?
Put-in-Bay's median sale price of $650,000 is 130% higher than the Ohio statewide median of $282,600, and 58% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Put-in-Bay?
Homes in Put-in-Bay, OH spent a median of 1024 days on market before going under contract, versus 36 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Put-in-Bay?
At the current 30-year fixed rate of 7.03%, 20% down on a $463,307 home is about $2,473 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $106,002 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $61,875.
Are home prices rising in Put-in-Bay?
The typical home value in Put-in-Bay, OH rose 4.6% over the last 12 months, from $443,117 to $463,307 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Put-in-Bay?
Put-in-Bay ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Put-in-Bay?
That depends on your timeline, not on a headline. What the data says today: Put-in-Bay, OH is a balanced market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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