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Featured local agent — Bay View, OH
Sarah Mitchell
Compass Real Estate · Bay View, OH
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Bay View, OH Housing Market
The typical home in Bay View, OH is worth $180,418, fell 4.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $220,250 (through May 2026). With 1.0 months of supply and homes going under contract in about 10 days, Bay View is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $180,418 home is about $963/mo in principal and interest.
Key numbers for Bay View, OH
Typical home value
$180,418
-4.0% in 12 months
Zillow, August 2026
Median sale price
$220,250
Last published period
Redfin, through May 2026
Days on market
10
Fast-moving
Redfin, through May 2026
Active listings
2
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$87,500
Home costs 2.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
133.4%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bay View a buyer's or seller's market?
Bay View, OH is a strong seller's market, based on 1.0 months of supply and homes selling in about 10 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bay View housing market data show?
Every row below is Redfin's final published month for Bay View, OH. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $220,250 |
| Median price per sq ft | $205/sq ft |
| Median days on market | 10 days |
| Active inventory | 2 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 133.4% |
| Homes sold (that month) | 2 |
| Listings with a price cut | 50.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bay View is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bay View is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bay View home prices moved?
Across the 14 months we hold for Bay View, OH, the median sale price rose 62.6%, from $135,450 in August 2021 to $220,250. The live Zillow value series has fell 4.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 50.0% of Bay View listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 133.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bay View?
Priced off the typical home value of $180,418 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $36,084 | $144,334 | $963/mo |
| 5% | $9,021 | $171,397 | $1,144/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $963, that implies roughly $41,279 a year before you add taxes and insurance. The median household in Bay View earns $87,500, about $46,221 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.1x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bay View in the next 12 months?
Tell us your timeline. We send the Bay View market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bay View?
Zillow does not publish a rent index (ZORI) for Bay View, OH, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bay View?
Active listings in Bay View, OH went from 2 in August 2021 to 2 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| August 2021 | 2 | 1 |
| September 2021 | 1 | not published |
| October 2021 | 1 | 1 |
| November 2022 | 2 | 1 |
| October 2024 | 1 | 1 |
| May 2026 | 2 | not published |
Redfin, through May 2026
How does Bay View compare to Ohio and the U.S.?
Bay View homes sell for $220,250 — 22% below the Ohio median of $282,600. Against the national median of $410,700, Bay View runs 46% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bay View, OH | $220,250 | not published | 10 days |
| Ohio statewide | $282,600 | +5.4% | 36 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bay View
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $181 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $180,418 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bay View listing goes under contract in 10 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 133.4% of asking. Price at the number you want and let competition do the rest.
- Your equity moved -4.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bay View varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bay View
There are currently 2 homes listed for sale in Bay View, Ohio.
Active listings
2
Homes on market
Avg. days on market
10
Days until sale
How much do homes cost in Bay View by property type?
How the Bay View, OH market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $220,250 | $205/sq ft | 2 | 10 days |
Who lives in Bay View?
American Community Survey estimates for Bay View. U.S. Census ACS, 2023
Population
625
Households
278
Median income
$87,500/yr
Median age
54.9 years
Owner-occupied
91.7%
Median home value
$159,800
Median gross rent
$1,107/mo
Mean commute
20.3 min
91.7% of occupied homes in Bay View are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $159,800 against Zillow's $180,418 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Bay View, OH?
Ordered by distance from Bay View, not by size. Compare Bay View side by side with any of them.
Bay View housing market FAQ
Is Bay View a buyer's or seller's market?
Bay View, OH is currently a strong seller's market. That read comes from 1.0 months of supply, homes going under contract in about 10 days, and sellers getting 133.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bay View?
The typical home in Bay View, OH is worth $180,418 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $220,250, about $205 per square foot.
Is Bay View cheaper than the rest of Ohio?
Bay View's median sale price of $220,250 is 22% lower than the Ohio statewide median of $282,600, and 46% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bay View?
Homes in Bay View, OH spent a median of 10 days on market before going under contract, versus 36 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bay View?
At the current 30-year fixed rate of 7.03%, 20% down on a $180,418 home is about $963 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $41,279 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $87,500.
Are home prices rising in Bay View?
The typical home value in Bay View, OH fell 4.0% over the last 12 months, from $187,926 to $180,418 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bay View?
Bay View ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bay View?
That depends on your timeline, not on a headline. What the data says today: Bay View, OH is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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