$276,900
828 N 10th St
Bismarck, ND
2 bd2 ba1,544 sqft$179/ft²
House3,615 sqft lot
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Bismarck, ND Housing Market
Seller's market+4.0% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Bismarck, ND is worth $377,821, rose 4.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $349,900, +2.2% year over year (through May 2026). With 2.4 months of supply and homes going under contract in about 17 days, Bismarck is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $377,821 home is about $2,017/mo in principal and interest.
Key numbers for Bismarck, ND
Typical home value
$377,821
+4.0% in 12 months
Zillow, August 2026
Typical asking rent
$1,306/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$349,900
+2.2% year over year
Redfin, through May 2026
Days on market
17
Fast-moving
Redfin, through May 2026
Active listings
195
2.4 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$77,608
Home costs 4.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.2%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bismarck a buyer's or seller's market?
Seller's market2.4 months of supply17 days on market97.2% of asking
Bismarck, ND is a seller's market, based on 2.4 months of supply and homes selling in about 17 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bismarck housing market data show?
Every row below is Redfin's final published month for Bismarck, ND. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $349,900 |
| Median list price | $376,950 |
| Year-over-year price change | +2.2% |
| Median price per sq ft | $187/sq ft |
| Median days on market | 17 days |
| Active inventory | 195 listings |
| Months of supply | 2.4 months |
| Sale-to-list price ratio | 97.2% |
| Homes sold (that month) | 81 |
| New listings (that month) | 112 |
| Listings with a price cut | 28.7% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bismarck is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bismarck is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bismarck home prices moved?
Over the last three years the median sale price in Bismarck, ND rose 9.3%, from $320,000 to $349,900. The live Zillow value series has rose 4.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 28.7% of Bismarck listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.4 months while the sale-to-list ratio slips below its current 97.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bismarck?
Priced off the typical home value of $377,821 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $75,564 | $302,257 | $2,017/mo |
| 5% | $18,891 | $358,930 | $2,395/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,017, that implies roughly $86,443 a year before you add taxes and insurance. The median household in Bismarck earns $77,608, about $8,835 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.9x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bismarck in the next 12 months?
Tell us your timeline. We send the Bismarck market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bismarck?
Typical asking rent in Bismarck, ND is $1,306/mo, against a typical home value of $377,821. That is a price-to-rent ratio of 24.1x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $2,017 a month — $711 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Bismarck?
Active listings in Bismarck, ND went from 215 in May 2025 to 195 in May 2026, a -9.3% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 253 | 130 |
| July 2025 | 236 | 108 |
| August 2025 | 244 | 109 |
| September 2025 | 267 | 113 |
| October 2025 | 239 | 73 |
| November 2025 | 216 | 48 |
| December 2025 | 201 | 44 |
| January 2026 | 186 | 69 |
| February 2026 | 187 | 76 |
| March 2026 | 180 | 89 |
| April 2026 | 186 | 115 |
| May 2026 | 195 | 112 |
Redfin, through May 2026
How does Bismarck compare to North Dakota and the U.S.?
Bismarck homes sell for $349,900 — 12% above the North Dakota median of $311,200. Against the national median of $410,700, Bismarck runs 15% lower. Year-over-year, Bismarck moved +2.2% against North Dakota's +6.0% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bismarck, ND | $349,900 | +2.2% | 17 days |
| North Dakota statewide | $311,200 | +6.0% | 44 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bismarck
What buyers should watch
- Months of supply, currently 2.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 28.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $378 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $377,821 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bismarck listing goes under contract in 17 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Bismarck added 112 new listings against 81 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +4.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bismarck varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bismarck
There are currently 195 homes listed for sale in Bismarck, North Dakota. The median listing price is $377K. Featured listings range from $276,900 to $619,900.
$279,900
3734 W Regent Dr
Bismarck, ND
3 bd2 ba3,310 sqft$85/ft²
House11,021 sqft lot
View photos & details
$349,900
406 E Brandon Dr
Bismarck, ND
3 bd3 ba2,742 sqft$128/ft²
Townhouse1,917 sqft lot
View photos & details
$359,900
2314 Santa Barbara Dr
Bismarck, ND
4 bd3 ba2,898 sqft$124/ft²
Townhouse14,070 sqft lot
View photos & details
$385,000
2510 Hoover Ave
Bismarck, ND
3 bd3 ba2,372 sqft$162/ft²
House4,948 sqft lot
View photos & details
$390,000
3520 Calgary Pt
Bismarck, ND
3 bd2 ba1,664 sqft$234/ft²
House17,032 sqft lot
View photos & details
$399,900
1425 S 3rd St
Bismarck, ND
3 bd2 ba2,032 sqft$197/ft²
House8,381 sqft lot
View photos & details
$409,900
5614 Iron Dr
Bismarck, ND
3 bd3 ba2,025 sqft$202/ft²
Townhouse9,326 sqft lot
View photos & details
$410,000
1501 N 35th St Unit 1
Bismarck, ND
3 bd3 ba1,802 sqft$228/ft²
Condo1,411 sqft lot
View photos & details
$439,900
735 W Bristol Dr
Bismarck, ND
4 bd3 ba2,316 sqft$190/ft²
House2.07 acres
View photos & details
$485,900
601 Mehrer Dr
Bismarck, ND
3 bd2 ba1,551 sqft$313/ft²
House9,583 sqft lot
View photos & details
$619,900
4222 Kites Ln
Bismarck, ND
4 bd3 ba2,784 sqft$223/ft²
House8,407 sqft lot
View photos & details
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Active listings
195
Homes on market
Median list price
$377K
Avg. days on market
17
Days until sale
New this week
112
Newly listed
Price drops:28.7%of listings
Sale-to-list:97.2%
How much do homes cost in Bismarck by property type?
How the Bismarck, ND market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $405,000 | $186/sq ft | 43 | 15 days |
| Condo / co-op | $239,900 | $166/sq ft | 17 | 8 days |
| Townhouse | $342,900 | $214/sq ft | 19 | 38 days |
Who lives in Bismarck?
American Community Survey estimates for Bismarck. U.S. Census ACS, 2023
Population
74,146
Households
32,208
Median income
$77,608/yr
Median age
38.2 years
Owner-occupied
65.8%
Median home value
$291,400
Median gross rent
$992/mo
Mean commute
15.5 min
65.8% of occupied homes in Bismarck are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $291,400 against Zillow's $377,821 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $992/mo, below Zillow's $1,306/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Bismarck?
32 schools tracked · 13,675 students
The largest public schools serving Bismarck, ND by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
LEGACY HIGH SCHOOL
Grades 9-12 · 1,411 students
CENTURY HIGH SCHOOL
Grades 9-12 · 1,401 students
BISMARCK HIGH SCHOOL
Grades 9-12 · 1,371 students
HORIZON MIDDLE SCHOOL
Grades 6-8 · 1,059 students
SIMLE MIDDLE SCHOOL
Grades 6-8 · 1,047 students
WACHTER MIDDLE SCHOOL
Grades 6-8 · 1,007 students
VICTOR SOLHEIM ELEMENTARY SCHOOL
Grades K-5 · 586 students
ELK RIDGE ELEMENTARY SCHOOL
Grades K-5 · 516 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bismarck, ND?
Ordered by distance from Bismarck, not by size. Compare Bismarck side by side with any of them.
Bismarck housing market FAQ
Is Bismarck a buyer's or seller's market?
Bismarck, ND is currently a seller's market. That read comes from 2.4 months of supply, homes going under contract in about 17 days, and sellers getting 97.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bismarck?
The typical home in Bismarck, ND is worth $377,821 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $349,900, about $187 per square foot.
Is Bismarck cheaper than the rest of North Dakota?
Bismarck's median sale price of $349,900 is 12% higher than the North Dakota statewide median of $311,200, and 15% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bismarck?
Homes in Bismarck, ND spent a median of 17 days on market before going under contract, versus 44 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bismarck?
At the current 30-year fixed rate of 7.03%, 20% down on a $377,821 home is about $2,017 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $86,443 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $77,608.
Are home prices rising in Bismarck?
The typical home value in Bismarck, ND rose 4.0% over the last 12 months, from $363,129 to $377,821 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bismarck?
Bismarck ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bismarck?
That depends on your timeline, not on a headline. What the data says today: Bismarck, ND is a seller's market with 2.4 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 24.1x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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