New BuildPrice Drop −$9K
27
$439,500
229 Alluvium Ln
Waxhaw, NC 28173
3 bd3 ba1,910 sqft$230/ft²
Townhouse
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Compass Real Estate · Waxhaw, NC
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Waxhaw, NC Housing Market
Balanced market-0.4% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Waxhaw, NC is worth $709,982, held roughly flat 0.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $667,500, +2.7% year over year (through May 2026). With 3.8 months of supply and homes going under contract in about 49 days, Waxhaw is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $709,982 home is about $3,790/mo in principal and interest.
Key numbers for Waxhaw, NC
Typical home value
$709,982
-0.4% in 12 months
Zillow, August 2026
Typical asking rent
$2,582/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$667,500
+2.7% year over year
Redfin, through May 2026
Days on market
49
Average pace
Redfin, through May 2026
Active listings
128
3.8 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$128,115
Home costs 5.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.8%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Waxhaw a buyer's or seller's market?
Balanced market3.8 months of supply49 days on market99.8% of asking
Waxhaw, NC is a balanced market, based on 3.8 months of supply and homes selling in about 49 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Waxhaw housing market data show?
Every row below is Redfin's final published month for Waxhaw, NC. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $667,500 |
| Median list price | $659,000 |
| Year-over-year price change | +2.7% |
| Median price per sq ft | $214/sq ft |
| Median days on market | 49 days |
| Active inventory | 128 listings |
| Months of supply | 3.8 months |
| Sale-to-list price ratio | 99.8% |
| Homes sold (that month) | 34 |
| New listings (that month) | 53 |
| Listings with a price cut | 42.2% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Waxhaw is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Waxhaw is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Waxhaw home prices moved?
Over the last three years the median sale price in Waxhaw, NC rose 33.5%, from $499,995 to $667,500. The live Zillow value series has held roughly flat 0.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 42.2% of Waxhaw listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.8 months while the sale-to-list ratio slips below its current 99.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Waxhaw?
Priced off the typical home value of $709,982 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $141,996 | $567,985 | $3,790/mo |
| 5% | $35,499 | $674,482 | $4,501/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,790, that implies roughly $162,440 a year before you add taxes and insurance. The median household in Waxhaw earns $128,115, about $34,325 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Waxhaw in the next 12 months?
Tell us your timeline. We send the Waxhaw market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Waxhaw?
Typical asking rent in Waxhaw, NC is $2,582/mo, against a typical home value of $709,982. That is a price-to-rent ratio of 22.9x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $3,790 a month — $1,209 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Waxhaw?
Active listings in Waxhaw, NC went from 116 in May 2025 to 128 in May 2026, a +10.3% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 124 | 48 |
| July 2025 | 129 | 41 |
| August 2025 | 108 | 24 |
| September 2025 | 115 | 39 |
| October 2025 | 120 | 40 |
| November 2025 | 115 | 31 |
| December 2025 | 92 | 11 |
| January 2026 | 90 | 26 |
| February 2026 | 98 | 38 |
| March 2026 | 112 | 51 |
| April 2026 | 127 | 70 |
| May 2026 | 128 | 53 |
Redfin, through May 2026
How does Waxhaw compare to North Carolina and the U.S.?
Waxhaw homes sell for $667,500 — 68% above the North Carolina median of $397,600. Against the national median of $410,700, Waxhaw runs 63% higher. Year-over-year, Waxhaw moved +2.7% against North Carolina's +2.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Waxhaw, NC | $667,500 | +2.7% | 49 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Waxhaw
What buyers should watch
- Months of supply, currently 3.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 42.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $711 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $709,982 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Waxhaw listing goes under contract in 49 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Waxhaw added 53 new listings against 34 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Waxhaw varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Waxhaw
There are currently 128 homes listed for sale in Waxhaw, North Carolina. The median listing price is $659K. Featured listings range from $439,500 to $6,950,000.
New Build
2
$600,418
1006 Pastoral Pl
Waxhaw, NC 28173
2 bd2 ba1,826 sqft$329/ft²
House6,447 sqft lot
David Weekley Homes
View photos & details
New Listing
5
$609,000
5084 Lily Pond Cir
Waxhaw, NC 28173
4 bd4 ba2,770 sqft$220/ft²
House7,841 sqft lot
EXP Realty LLC Ballantyne
View photos & details
New Listing
48
$619,999
2003 Harvest Time Ln
Waxhaw, NC 28173
3 bd3 ba2,569 sqft$241/ft²
House11,631 sqft lot
Keller Williams Unified
View photos & details
New Listing
$625,000
8105 Prescott Glen Pkwy
Waxhaw, NC 28173
4 bd4 ba
House9,148 sqft lot
EXP Realty LLC Ballantyne
View photos & details
New Listing
47
$635,000
8500 Willow Branch Dr
Waxhaw, NC 28173
3 bd3 ba2,768 sqft$229/ft²
House7,405 sqft lot
Keller Williams Select
View photos & details
New Listing
45
$650,000
8128 Cane Pointe Ln
Waxhaw, NC 28173
4 bd3 ba2,943 sqft$221/ft²
House1.70 acres
C-A-RE Realty
View photos & details
New Listing
47
$685,000
7717 Lancaster Hwy
Waxhaw, NC 28173
4 bd3 ba3,061 sqft$224/ft²
House1.99 acres
Keller Williams Ballantyne Area
View photos & details
New Listing
$879,000
8000 Fallondale Rd
Waxhaw, NC 28173
6 bd4 ba3,923 sqft$224/ft²
House14,810 sqft lot
Keller Williams Ballantyne Area
View photos & details
New Listing
$1,499,000
5508 McWhorter Rd
Waxhaw, NC 28173
5 bd4 ba3,490 sqft$430/ft²
House5.00 acres
NextHome Providence
View photos & details
New Listing
48
$1,795,000
253 Old Post Rd
Waxhaw, NC 28173
6 bd7 ba7,274 sqft$247/ft²
House1.58 acres
Premier Sotheby's International Realty
View photos & details
New Listing
48
$6,950,000
302 Oakmont Ln
Waxhaw, NC 28173
5 bd9 ba10,315 sqft$674/ft²
House31,799 sqft lot
Ivester Jackson Christie's
View photos & details
Looking to buy in Waxhaw?
Get connected with a local real estate expert — free, no obligation.
Active listings
128
Homes on market
Median list price
$659K
Avg. days on market
49
Days until sale
New this week
53
Newly listed
Price drops:42.2%of listings
Sale-to-list:99.8%
How much do homes cost in Waxhaw by property type?
How the Waxhaw, NC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $702,500 | $218/sq ft | 30 | 40 days |
| Townhouse | $373,900 | $202/sq ft | 4 | 111 days |
Who lives in Waxhaw?
American Community Survey estimates for Waxhaw. U.S. Census ACS, 2023
Population
21,565
Households
6,576
Median income
$128,115/yr
Median age
36.9 years
Owner-occupied
82.2%
Median home value
$506,300
Median gross rent
$1,770/mo
Mean commute
31.4 min
82.2% of occupied homes in Waxhaw are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $506,300 against Zillow's $709,982 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,770/mo, below Zillow's $2,582/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Waxhaw?
11 schools tracked · 10,811 students
The largest public schools serving Waxhaw, NC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Marvin Ridge High
Grades 9-12 · 2,050 students
Cuthbertson High
Grades 9-12 · 1,900 students
Cuthbertson Middle
Grades 6-8 · 1,347 students
Marvin Ridge Middle
Grades 6-8 · 1,309 students
Kensington Elementary
Grades K-5 · 975 students
New Town Elementary
Grades PK-5 · 728 students
Waxhaw Elementary
Grades PK-5 · 657 students
Rea View Elementary
Grades K-5 · 588 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Waxhaw, NC?
Ordered by distance from Waxhaw, not by size. Compare Waxhaw side by side with any of them.
Which ZIP codes are in Waxhaw?
These are the ZIP codes we see on active Waxhaw listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Waxhaw housing market FAQ
Is Waxhaw a buyer's or seller's market?
Waxhaw, NC is currently a balanced market. That read comes from 3.8 months of supply, homes going under contract in about 49 days, and sellers getting 99.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Waxhaw?
The typical home in Waxhaw, NC is worth $709,982 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $667,500, about $214 per square foot.
Is Waxhaw cheaper than the rest of North Carolina?
Waxhaw's median sale price of $667,500 is 68% higher than the North Carolina statewide median of $397,600, and 63% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Waxhaw?
Homes in Waxhaw, NC spent a median of 49 days on market before going under contract, versus 52 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Waxhaw?
At the current 30-year fixed rate of 7.03%, 20% down on a $709,982 home is about $3,790 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $162,440 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $128,115.
Are home prices rising in Waxhaw?
The typical home value in Waxhaw, NC held roughly flat 0.4% over the last 12 months, from $712,595 to $709,982 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Waxhaw?
Waxhaw ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Waxhaw?
That depends on your timeline, not on a headline. What the data says today: Waxhaw, NC is a balanced market with 3.8 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 22.9x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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