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Sarah Mitchell

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Compass Real Estate · Indian Trail, NC

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Indian Trail, NC(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Indian Trail, NC Housing Market

Balanced market-3.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly

The typical home in Indian Trail, NC is worth $414,348, fell 3.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $450,000, -3.7% year over year (through May 2026). With 2.8 months of supply and homes going under contract in about 62 days, Indian Trail is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $414,348 home is about $2,212/mo in principal and interest.

Key numbers for Indian Trail, NC

Typical home value

$414,348

-3.5% in 12 months

Zillow, August 2026

Typical asking rent

$2,045/mo

Zillow Observed Rent Index

Zillow, August 2026

Median sale price

$450,000

-3.7% year over year

Redfin, through May 2026

Days on market

62

Slow-moving

Redfin, through May 2026

Active listings

207

2.8 months of supply

Redfin, through May 2026

30-yr fixed rate

7.03%

Freddie Mac weekly average

Freddie Mac via FRED, September 2026

Median household income

$99,073

Home costs 4.2x income

U.S. Census ACS, 2023

Sale-to-list ratio

98.7%

Selling below asking

Redfin, through May 2026

Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Indian Trail a buyer's or seller's market?

Balanced market2.8 months of supply62 days on market98.7% of asking

Indian Trail, NC is a balanced market, based on 2.8 months of supply and homes selling in about 62 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Indian Trail housing market data show?

Every row below is Redfin's final published month for Indian Trail, NC. Redfin, through May 2026

Housing market statistics for Indian Trail, NC, Redfin through May 2026
MetricValue
Median sale price$450,000
Median list price$479,000
Year-over-year price change-3.7%
Median price per sq ft$197/sq ft
Median days on market62 days
Active inventory207 listings
Months of supply2.8 months
Sale-to-list price ratio98.7%
Homes sold (that month)73
New listings (that month)79
Listings with a price cut35.3%
Market conditionBalanced market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Indian Trail is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Indian Trail is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Indian Trail home prices moved?

Over the last three years the median sale price in Indian Trail, NC rose 0.6%, from $447,500 to $450,000. The live Zillow value series has fell 3.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 35.3% of Indian Trail listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.8 months while the sale-to-list ratio slips below its current 98.7%. Watch those two together — they move before the median does.

Redfin, through May 2026 — the chart ends at Redfin's final published month.

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What does it cost to buy a home in Indian Trail?

Priced off the typical home value of $414,348 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Indian Trail, NC
Down paymentCash at closeLoan amountMonthly P&I
20%$82,870$331,478$2,212/mo
5%$20,717$393,630$2,627/mo

Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,212, that implies roughly $94,801 a year before you add taxes and insurance. The median household in Indian Trail earns $99,073, about $4,272 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Indian Trail in the next 12 months?

Tell us your timeline. We send the Indian Trail market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Indian Trail?

Typical asking rent in Indian Trail, NC is $2,045/mo, against a typical home value of $414,348. That is a price-to-rent ratio of 16.9x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,212 a month — $167 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.

Zillow, August 2026 for both value and rent

Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.

Is inventory rising or falling in Indian Trail?

Active listings in Indian Trail, NC went from 196 in May 2025 to 207 in May 2026, a +5.6% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.

Active listings by month in Indian Trail, NC
MonthActive listingsNew listings
June 202521777
July 202523786
August 202523576
September 202522471
October 202522282
November 202521775
December 202518756
January 202621389
February 202621876
March 202621788
April 2026217106
May 202620779

Redfin, through May 2026

How does Indian Trail compare to North Carolina and the U.S.?

Indian Trail homes sell for $450,000 — 13% above the North Carolina median of $397,600. Against the national median of $410,700, Indian Trail runs 10% higher. Year-over-year, Indian Trail moved -3.7% against North Carolina's +2.1% — a bigger swing than the state as a whole.

Indian Trail, NC compared with North Carolina and the United States
MarketMedian sale priceYoYDays on market
Indian Trail, NC$450,000-3.7%62 days
North Carolina statewide$397,600+2.1%52 days
United States$410,700not publishednot published

City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)

What to do next in Indian Trail

What buyers should watch

  • Months of supply, currently 2.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
  • The share of listings cutting price, currently 35.3%. A listing that has already cut once is the one most likely to accept below asking.
  • The gap between 5% and 20% down here is $415 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 7.03%, every full point of rate change moves the payment on a $414,348 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • The median Indian Trail listing goes under contract in 62 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
  • Homes here close at 98.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
  • In the last published month Indian Trail added 79 new listings against 73 sales — more competition arriving than clearing, so early timing matters.
  • Your equity moved -3.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
  • Comparable ZIP-level pricing inside Indian Trail varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Indian Trail

There are currently 207 homes listed for sale in Indian Trail, North Carolina. The median listing price is $479K. Featured listings range from $330,000 to $749,900.

3 bedroom townhouse for sale at 108 Briana Marie Way Indian Trail 28079 - $330,000
New Listing
$330,000

108 Briana Marie Way

Indian Trail, NC 28079

3 bd3 ba1,698 sqft$194/ft²
Townhouse2,134 sqft lot

Keller Williams Ballantyne Area

View photos & details
4 bedroom house for sale at 3906 Crimson Wing Dr Unit 7 Indian Trail 28079 - $429,900
New Listing
16
$429,900

3906 Crimson Wing Dr Unit 7

Indian Trail, NC 28079

4 bd3 ba1,731 sqft$248/ft²
House10,019 sqft lot

NorthGroup Real Estate LLC

View photos & details
3 bedroom house for sale at 3700 Arthur St Indian Trail 28079 - $439,000
New Listing
31
$439,000

3700 Arthur St

Indian Trail, NC 28079

3 bd3 ba1,883 sqft$233/ft²
House8,712 sqft lot

McClure Group Realty LLC

View photos & details
3 bedroom house for sale at 217 Pine Lake Dr Indian Trail 28110 - $450,000
New Listing
2
$450,000

217 Pine Lake Dr

Indian Trail, NC 28110

3 bd3 ba2,857 sqft$158/ft²
House12,197 sqft lot

EXP Realty LLC Ballantyne

View photos & details
3 bedroom house for sale at 409 Robinson Ave Indian Trail 28104 - $479,000
New Listing
29
$479,000

409 Robinson Ave

Indian Trail, NC 28104

3 bd2 ba1,731 sqft$277/ft²
House33,977 sqft lot

Howard Hanna Allen Tate Charlotte South

View photos & details
3 bedroom house for sale at 1032 Rocking Horse Rd Indian Trail 28079 - $495,175
New BuildPrice Drop −$14K
30
$495,175

1032 Rocking Horse Rd

Indian Trail, NC 28079

3 bd3 ba2,513 sqft$197/ft²
House
View photos & details
New Build
$505,555

5017 Puddle Pond Rd

Indian Trail, NC 28079

4 bd3 ba2,578 sqft$196/ft²
House
View photos & details
3 bedroom house for sale at 3013 Bent Willow Dr Indian Trail 28079 - $510,900
New Build
34
$510,900

3013 Bent Willow Dr

Indian Trail, NC 28079

3 bd2 ba2,027 sqft$252/ft²
House7,405 sqft lot

Eastwood Homes

View photos & details
4 bedroom house for sale at 6310 Olsen Ln Indian Trail 28079 - $545,000
New Listing
48
$545,000

6310 Olsen Ln

Indian Trail, NC 28079

4 bd4 ba2,901 sqft$188/ft²
House31,363 sqft lot

NextHome Paramount

View photos & details
3 bedroom house for sale at 3033 Bent Willow Dr Indian Trail 28079 - $559,900
New Build
4
$559,900

3033 Bent Willow Dr

Indian Trail, NC 28079

3 bd3 ba2,568 sqft$218/ft²
House
View photos & details
5 bedroom house for sale at 343 Alameda Way Indian Trail 28104 - $705,000
New BuildPrice Drop −$24K
26
$705,000

343 Alameda Way

Indian Trail, NC 28104

5 bd5 ba3,689 sqft$191/ft²
House
View photos & details
4 bedroom house for sale at 1308 Ashe Meadow Dr Indian Trail 28079 - $749,900
New Listing
45
$749,900

1308 Ashe Meadow Dr

Indian Trail, NC 28079

4 bd4 ba3,655 sqft$205/ft²
House35,284 sqft lot

1221 Real Estate LLC

View photos & details

Looking to buy in Indian Trail?

Get connected with a local real estate expert — free, no obligation.

Active listings

207

Homes on market

Median list price

$479K

Avg. days on market

62

Days until sale

New this week

79

Newly listed

Price drops:35.3%of listings
Sale-to-list:98.7%

How much do homes cost in Indian Trail by property type?

How the Indian Trail, NC market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026

Median price, price per square foot, homes sold and days on market by property type in Indian Trail, NC
Property typeMedian pricePrice / sq ftHomes soldDays on market
Single-family$500,000$209/sq ft6063 days
Townhouse$360,000$187/sq ft1350 days

Who lives in Indian Trail?

American Community Survey estimates for Indian Trail. U.S. Census ACS, 2023

Population

41,146

Households

13,496

Median income

$99,073/yr

Median age

35.5 years

Owner-occupied

80.3%

Median home value

$343,500

Median gross rent

$1,916/mo

Mean commute

27.9 min

80.3% of occupied homes in Indian Trail are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $343,500 against Zillow's $414,348 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,916/mo, below Zillow's $2,045/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.

Which public schools serve Indian Trail?

8 schools tracked · 7,857 students

The largest public schools serving Indian Trail, NC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.

Porter Ridge High School

Grades 9-12 · 1,766 students

Public

Porter Ridge Middle School

Grades 6-8 · 1,385 students

Public

Union Prep Academy at Indian Trail

Grades K-10 · 1,181 students

Charter

Sun Valley Middle

Grades 6-8 · 929 students

Public

Poplin Elementary

Grades K-5 · 759 students

Public

Porter Ridge Elementary

Grades PK-5 · 724 students

Public

Indian Trail Elementary

Grades PK-5 · 620 students

Public

Hemby Bridge Elementary

Grades PK-5 · 493 students

Public

Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.

Which cities are near Indian Trail, NC?

Ordered by distance from Indian Trail, not by size. Compare Indian Trail side by side with any of them.

Which ZIP codes are in Indian Trail?

These are the ZIP codes we see on active Indian Trail listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.

Indian Trail housing market FAQ

Is Indian Trail a buyer's or seller's market?

Indian Trail, NC is currently a balanced market. That read comes from 2.8 months of supply, homes going under contract in about 62 days, and sellers getting 98.7% of their asking price in the last month Redfin published (May 2026).

How much do homes cost in Indian Trail?

The typical home in Indian Trail, NC is worth $414,348 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $450,000, about $197 per square foot.

Is Indian Trail cheaper than the rest of North Carolina?

Indian Trail's median sale price of $450,000 is 13% higher than the North Carolina statewide median of $397,600, and 10% above the U.S. median of $410,700. Both figures are for the same period.

How long do homes take to sell in Indian Trail?

Homes in Indian Trail, NC spent a median of 62 days on market before going under contract, versus 52 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)

What income do you need to buy a home in Indian Trail?

At the current 30-year fixed rate of 7.03%, 20% down on a $414,348 home is about $2,212 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $94,801 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $99,073.

Are home prices rising in Indian Trail?

The typical home value in Indian Trail, NC fell 3.5% over the last 12 months, from $429,173 to $414,348 (Zillow, August 2026). This is the live series — it refreshes monthly.

What are the cheapest ZIP codes in Indian Trail?

Indian Trail ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Indian Trail?

That depends on your timeline, not on a headline. What the data says today: Indian Trail, NC is a balanced market with 2.8 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 16.9x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.

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One email: what homes are actually clearing at around $414,348, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.