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Featured local agent — Cliffside, NC
Sarah Mitchell
Compass Real Estate · Cliffside, NC
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Cliffside, NC Housing Market
The last median sale price Redfin published was $212,000 (through May 2026). With homes going under contract in about 63 days, Cliffside is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $212,000 home is about $1,132/mo in principal and interest.
Key numbers for Cliffside, NC
Median sale price
$212,000
Last published period
Redfin, through December 2025
Days on market
63
Slow-moving
Redfin, through December 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
92.3%
Selling below asking
Redfin, through December 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Cliffside a buyer's or seller's market?
Cliffside, NC is a buyer's market and homes selling in about 63 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Cliffside housing market data show?
Every row below is Redfin's final published month for Cliffside, NC. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $212,000 |
| Median price per sq ft | $155/sq ft |
| Median days on market | 63 days |
| Sale-to-list price ratio | 92.3% |
| Homes sold (that month) | 3 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cliffside is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Cliffside is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Cliffside home prices moved?
Across the 18 months we hold for Cliffside, NC, the median sale price rose 75.2%, from $121,000 in May 2021 to $212,000.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Cliffside?
Priced off the median sale price of $212,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $42,400 | $169,600 | $1,132/mo |
| 5% | $10,600 | $201,400 | $1,344/mo |
Redfin, through December 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,132, that implies roughly $48,505 a year before you add taxes and insurance. We do not hold a Census income figure for Cliffside, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Cliffside in the next 12 months?
Tell us your timeline. We send the Cliffside market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Cliffside?
Zillow does not publish a rent index (ZORI) for Cliffside, NC, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Cliffside?
Active listings in Cliffside, NC went from 5 in September 2021 to 2 in August 2025, a -60.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2021 | 5 | 2 |
| October 2021 | 3 | not published |
| November 2021 | 1 | 1 |
| September 2022 | 1 | not published |
| April 2024 | 1 | 1 |
| May 2024 | 1 | 1 |
| July 2024 | 1 | 1 |
| May 2025 | 3 | not published |
| July 2025 | 3 | not published |
| August 2025 | 2 | not published |
Redfin, through August 2025
How does Cliffside compare to North Carolina and the U.S.?
Cliffside homes sell for $212,000 — 47% below the North Carolina median of $397,600. Against the national median of $410,700, Cliffside runs 48% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Cliffside, NC | $212,000 | not published | 63 days |
| North Carolina statewide | $397,600 | +2.1% | 52 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Cliffside
What buyers should watch
- The gap between 5% and 20% down here is $212 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $212,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Cliffside listing goes under contract in 63 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 92.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Cliffside varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Cliffside
Explore homes currently listed for sale in Cliffside, North Carolina across major real estate platforms.
How much do homes cost in Cliffside by property type?
How the Cliffside, NC market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $212,000 | $155/sq ft | 3 | 63 days |
Who lives in Cliffside?
American Community Survey estimates for Cliffside. U.S. Census ACS, 2023
Population
630
Households
288
Median age
50.6 years
Owner-occupied
91.0%
Mean commute
16.3 min
91.0% of occupied homes in Cliffside are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Cliffside?
1 schools tracked · 196 students
The largest public schools serving Cliffside, NC by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Cliffside Elementary School
Grades K-5 · 196 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Cliffside, NC?
Ordered by distance from Cliffside, not by size. Compare Cliffside side by side with any of them.
Cliffside housing market FAQ
Is Cliffside a buyer's or seller's market?
Cliffside, NC is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Cliffside?
The median sale price in the last month Redfin published was $212,000, about $155 per square foot.
Is Cliffside cheaper than the rest of North Carolina?
Cliffside's median sale price of $212,000 is 47% lower than the North Carolina statewide median of $397,600, and 48% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Cliffside?
Homes in Cliffside, NC spent a median of 63 days on market before going under contract, versus 52 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Cliffside?
At the current 30-year fixed rate of 7.03%, 20% down on a $212,000 home is about $1,132 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,505 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Cliffside?
We do not hold a complete 12-month value series for Cliffside, NC yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Cliffside?
Cliffside ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Cliffside?
That depends on your timeline, not on a headline. What the data says today: Cliffside, NC is a buyer's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $212,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.