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Featured local agent — Waterloo, NY
Sarah Mitchell
Compass Real Estate · Waterloo, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Waterloo, NY Housing Market & Real Estate
Housing market overview · Updated monthly ·
$161,500median sale price
How is the Waterloo, NY housing market right now?
The median home sale price in Waterloo, NY is $161,500, down 26.6% year-over-year. Homes sell in an average of 9 days with 7 active listings. The market is currently a seller's market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Waterloo a buyer's or seller's market?
Waterloo, NY is currently a seller's market, based on 7.0 months of supply and homes selling in about 9 days. How we determine this →
Homes sold
1
Last 12 weeks
Days on market
9
Fast-moving
Active listings
7
7.0 months supply
Sale-to-list
124.3%
Above asking
What does the Waterloo housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $161,500 |
| Median list price | $179,000 |
| Year-over-year price change | -26.6% |
| Average days on market | 9 days |
| Active inventory | 7 listings |
| Months of supply | 7.0 months |
| Sale-to-list price ratio | 124.3% |
| Median price per sq ft | $117/sq ft |
| Homes sold (latest month) | 1 |
| New listings (latest month) | 5 |
| Listings with a price cut | 14.3% |
| Market condition | Seller's market |
Source: Redfin · Updated monthly
How much do homes cost in Waterloo by property type?
How the Waterloo, NY market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $161,500 | $117/sq ft | 1 | 9 days |
| Townhouse | $50,000 | $25/sq ft | 1 | 36 days |
Source: Redfin · Updated monthly
The Waterloo housing market is currently classified as a seller's market with a median sale price of $161,500. Prices have fallen 26.6% compared to last year, with homes spending an average of 9 days on market, indicating 7.0 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 3.6x provides context for how home values compare to local earning capacity.
Homes for sale in Waterloo
There are currently 7 homes listed for sale in Waterloo, New York. The median listing price is $179K.
Active listings
7
Homes on market
Median list price
$179K
Avg. days on market
9
Days until sale
New this week
5
Newly listed
Who lives in Waterloo?
Population
4,600
Median income
$52,404/yr
Median age
50 years
Owner-occupied
68.9%
College grads
23.4%
Avg commute
22.2 min
Source: U.S. Census Bureau ACS
What are homes worth in Waterloo?
Zillow home value
$190,410
Price-to-income
3.6x
Source: Zillow Research
What is it like to live in Waterloo?
Waterloo is a community of approximately 5K residents with a median age of 50 years.The median household income is $52,404, which represents a working-class community with solid middle-income opportunities. 23.4% of residents hold a bachelor's degree or higher, showing a mixed educational demographic.
Homeownership rates are at 68.9%, reflecting strong community stability and long-term resident commitment. The average commute time is 22.2 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Waterloo offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Waterloo?
4 schools tracked · 1,392 students
The largest public schools serving Waterloo, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
WATERLOO HIGH SCHOOL
Grades 9-12 · 398 students
WATERLOO MIDDLE SCHOOL
Grades 6-8 · 347 students
SKOI-YASE SCHOOL
Grades PK-2 · 338 students
LA FAYETTE SCHOOL
Grades 3-5 · 309 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Waterloo, NY?
Want a head-to-head view? Compare Waterloo side-by-side with any other U.S. city using our market-comparison tool.
Frequently asked questions
What is the average home price in Waterloo?
The median home sale price in Waterloo is $161,500, down 26.6% from last year.
How long do homes stay on market in Waterloo?
Homes typically spend 9 days on market before going under contract.
What is the median income in Waterloo?
The median household income is $52,404 per year.
Is Waterloo a buyer's or seller's market?
With 7.0 months of supply, Waterloo is currently a seller's market.
What is the Zillow home value estimate for Waterloo?
The Zillow Home Value Index (ZHVI) for Waterloo is $190,410, representing the typical home value in the area.
How much does a single-family home cost in Waterloo?
The median single-family home price in Waterloo, NY is $161,500 (about $117 per square foot).
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