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Featured local agent — Ossian, NY
Sarah Mitchell
Compass Real Estate · Ossian, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Ossian, NY Housing Market
The last median sale price Redfin published was $579,900 (through May 2026). With 1.0 months of supply and homes going under contract in about 213 days, Ossian is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $579,900 home is about $2,981/mo in principal and interest.
Key numbers for Ossian, NY
Median sale price
$579,900
Last published period
Redfin, through April 2026
Days on market
213
Slow-moving
Redfin, through April 2026
Active listings
1
1.0 months of supply
Redfin, through April 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through April 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ossian a buyer's or seller's market?
Ossian, NY is a seller's market, based on 1.0 months of supply and homes selling in about 213 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ossian housing market data show?
Every row below is Redfin's final published month for Ossian, NY. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $579,900 |
| Median list price | $239,900 |
| Median price per sq ft | $372/sq ft |
| Median days on market | 213 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ossian is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ossian is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ossian home prices moved?
Across the 20 months we hold for Ossian, NY, the median sale price rose 33.3%, from $435,000 in April 2021 to $579,900. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ossian?
Priced off the median sale price of $579,900 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $115,980 | $463,920 | $2,981/mo |
| 5% | $28,995 | $550,905 | $3,540/mo |
Redfin, through April 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,981, that implies roughly $127,769 a year before you add taxes and insurance. We do not hold a Census income figure for Ossian, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ossian in the next 12 months?
Tell us your timeline. We send the Ossian market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ossian?
Zillow does not publish a rent index (ZORI) for Ossian, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ossian?
Active listings in Ossian, NY went from 1 in October 2021 to 1 in April 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| November 2021 | 1 | 1 |
| June 2022 | 1 | not published |
| December 2022 | 3 | not published |
| April 2023 | 1 | 1 |
| March 2025 | 1 | 1 |
| May 2025 | 1 | not published |
| August 2025 | 3 | 1 |
| October 2025 | 4 | 1 |
| December 2025 | 3 | not published |
| January 2026 | 2 | 1 |
| March 2026 | 1 | not published |
| April 2026 | 1 | 1 |
Redfin, through April 2026
How does Ossian compare to New York and the U.S.?
Ossian homes sell for $579,900 — 7% below the New York median of $620,500. Against the national median of $410,700, Ossian runs 41% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ossian, NY | $579,900 | not published | 213 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ossian
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $559 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $579,900 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ossian listing goes under contract in 213 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Ossian added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Ossian varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ossian
There are currently 1 homes listed for sale in Ossian, New York. The median listing price is $240K.
Active listings
1
Homes on market
Median list price
$240K
Avg. days on market
213
Days until sale
New this week
1
Newly listed
How much do homes cost in Ossian by property type?
How the Ossian, NY market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $579,900 | $372/sq ft | 1 | 213 days |
Which cities are near Ossian, NY?
Ordered by distance from Ossian, not by size. Compare Ossian side by side with any of them.
Ossian housing market FAQ
Is Ossian a buyer's or seller's market?
Ossian, NY is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 213 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Ossian?
The median sale price in the last month Redfin published was $579,900, about $372 per square foot.
Is Ossian cheaper than the rest of New York?
Ossian's median sale price of $579,900 is 7% lower than the New York statewide median of $620,500, and 41% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ossian?
Homes in Ossian, NY spent a median of 213 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Ossian?
At the current 30-year fixed rate of 6.66%, 20% down on a $579,900 home is about $2,981 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $127,769 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Ossian?
We do not hold a complete 12-month value series for Ossian, NY yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Ossian?
Ossian ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ossian?
That depends on your timeline, not on a headline. What the data says today: Ossian, NY is a seller's market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $579,900, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.