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Featured local agent — Huntington Bay, NY
Sarah Mitchell
Compass Real Estate · Huntington Bay, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Huntington Bay, NY Housing Market
The typical home in Huntington Bay, NY is worth $1.73M, rose 2.4% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $3.11M (through May 2026). With 2.0 months of supply and homes going under contract in about 103 days, Huntington Bay is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $1.73M home is about $8,870/mo in principal and interest.
Key numbers for Huntington Bay, NY
Typical home value
$1.73M
+2.4% in 12 months
Zillow, July 2026
Median sale price
$3.11M
Last published period
Redfin, through April 2026
Days on market
103
Slow-moving
Redfin, through April 2026
Active listings
4
2.0 months of supply
Redfin, through April 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$250,001
Home costs 6.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.3%
Selling below asking
Redfin, through April 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Huntington Bay a buyer's or seller's market?
Huntington Bay, NY is a balanced market, based on 2.0 months of supply and homes selling in about 103 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Huntington Bay housing market data show?
Every row below is Redfin's final published month for Huntington Bay, NY. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $3.11M |
| Median list price | $2.50M |
| Median price per sq ft | $568/sq ft |
| Median days on market | 103 days |
| Active inventory | 4 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 94.3% |
| Homes sold (that month) | 2 |
| New listings (that month) | 1 |
| Listings with a price cut | 25.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Huntington Bay is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Huntington Bay is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Huntington Bay home prices moved?
Over the last three years the median sale price in Huntington Bay, NY rose 186.9%, from $1.08M to $3.11M. The live Zillow value series has rose 2.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 25.0% of Huntington Bay listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 94.3%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Huntington Bay?
Priced off the typical home value of $1.73M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $345,064 | $1.38M | $8,870/mo |
| 5% | $86,266 | $1.64M | $10,533/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $8,870, that implies roughly $380,139 a year before you add taxes and insurance. The median household in Huntington Bay earns $250,001, about $130,138 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Huntington Bay in the next 12 months?
Tell us your timeline. We send the Huntington Bay market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Huntington Bay?
Zillow does not publish a rent index (ZORI) for Huntington Bay, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Huntington Bay?
Active listings in Huntington Bay, NY went from 4 in November 2024 to 4 in April 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| December 2024 | 2 | not published |
| January 2025 | 2 | 1 |
| February 2025 | 3 | 2 |
| June 2025 | 2 | not published |
| July 2025 | 2 | 1 |
| August 2025 | 5 | 4 |
| September 2025 | 4 | 2 |
| November 2025 | 6 | 2 |
| January 2026 | 4 | not published |
| February 2026 | 4 | 1 |
| March 2026 | 3 | 1 |
| April 2026 | 4 | 1 |
Redfin, through April 2026
How does Huntington Bay compare to New York and the U.S.?
Huntington Bay homes sell for $3.11M — 402% above the New York median of $620,500. Against the national median of $410,700, Huntington Bay runs 658% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Huntington Bay, NY | $3.11M | not published | 103 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Huntington Bay
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 25.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $1,663 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.73M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Huntington Bay listing goes under contract in 103 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Huntington Bay added 1 new listings against 2 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +2.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Huntington Bay varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Huntington Bay
There are currently 4 homes listed for sale in Huntington Bay, New York. The median listing price is $2.5M.
Active listings
4
Homes on market
Median list price
$2.5M
Avg. days on market
103
Days until sale
New this week
1
Newly listed
How much do homes cost in Huntington Bay by property type?
How the Huntington Bay, NY market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $3.11M | $568/sq ft | 2 | 103 days |
Who lives in Huntington Bay?
American Community Survey estimates for Huntington Bay. U.S. Census ACS, 2023
Population
1,853
Households
731
Median income
$250,001/yr
Median age
56.6 years
Owner-occupied
98.2%
Median home value
$1.48M
Mean commute
40 min
98.2% of occupied homes in Huntington Bay are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $1.48M against Zillow's $1.73M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Huntington Bay, NY?
Ordered by distance from Huntington Bay, not by size. Compare Huntington Bay side by side with any of them.
Huntington Bay housing market FAQ
Is Huntington Bay a buyer's or seller's market?
Huntington Bay, NY is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 103 days, and sellers getting 94.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Huntington Bay?
The typical home in Huntington Bay, NY is worth $1.73M (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $3.11M, about $568 per square foot.
Is Huntington Bay cheaper than the rest of New York?
Huntington Bay's median sale price of $3.11M is 402% higher than the New York statewide median of $620,500, and 658% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Huntington Bay?
Homes in Huntington Bay, NY spent a median of 103 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Huntington Bay?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.73M home is about $8,870 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $380,139 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $250,001.
Are home prices rising in Huntington Bay?
The typical home value in Huntington Bay, NY rose 2.4% over the last 12 months, from $1.68M to $1.73M (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Huntington Bay?
Huntington Bay ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Huntington Bay?
That depends on your timeline, not on a headline. What the data says today: Huntington Bay, NY is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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