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Featured local agent — Eatons Neck, NY
Sarah Mitchell
Compass Real Estate · Eatons Neck, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Eatons Neck, NY Housing Market
The typical home in Eatons Neck, NY is worth $1.11M, rose 7.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $650,000 (through May 2026). With 6.0 months of supply and homes going under contract in about 61 days, Eatons Neck is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $1.11M home is about $5,932/mo in principal and interest.
Key numbers for Eatons Neck, NY
Typical home value
$1.11M
+7.9% in 12 months
Zillow, August 2026
Median sale price
$650,000
Last published period
Redfin, through March 2026
Days on market
61
Slow-moving
Redfin, through March 2026
Active listings
6
6.0 months of supply
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$245,217
Home costs 4.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.2%
Selling below asking
Redfin, through March 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Eatons Neck a buyer's or seller's market?
Eatons Neck, NY is a buyer's market, based on 6.0 months of supply and homes selling in about 61 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Eatons Neck housing market data show?
Every row below is Redfin's final published month for Eatons Neck, NY. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $650,000 |
| Median list price | $1.35M |
| Median price per sq ft | $392/sq ft |
| Median days on market | 61 days |
| Active inventory | 6 listings |
| Months of supply | 6.0 months |
| Sale-to-list price ratio | 94.2% |
| Homes sold (that month) | 1 |
| New listings (that month) | 4 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Eatons Neck is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Eatons Neck is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Eatons Neck home prices moved?
Over the last three years the median sale price in Eatons Neck, NY fell 27.0%, from $890,000 to $650,000. The live Zillow value series has rose 7.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 6.0 months while the sale-to-list ratio slips below its current 94.2%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Eatons Neck?
Priced off the typical home value of $1.11M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $222,246 | $888,984 | $5,932/mo |
| 5% | $55,562 | $1.06M | $7,045/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,932, that implies roughly $254,244 a year before you add taxes and insurance. The median household in Eatons Neck earns $245,217, about $9,027 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.5x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Eatons Neck in the next 12 months?
Tell us your timeline. We send the Eatons Neck market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Eatons Neck?
Zillow does not publish a rent index (ZORI) for Eatons Neck, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Eatons Neck?
Active listings in Eatons Neck, NY went from 7 in August 2024 to 6 in March 2026, a -14.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2024 | 8 | 3 |
| October 2024 | 8 | 1 |
| November 2024 | 3 | 1 |
| December 2024 | 3 | 1 |
| January 2025 | 2 | not published |
| April 2025 | 3 | 2 |
| July 2025 | 2 | 2 |
| August 2025 | 4 | 2 |
| September 2025 | 4 | 1 |
| November 2025 | 4 | 2 |
| February 2026 | 4 | 3 |
| March 2026 | 6 | 4 |
Redfin, through March 2026
How does Eatons Neck compare to New York and the U.S.?
Eatons Neck homes sell for $650,000 — 5% above the New York median of $620,500. Against the national median of $410,700, Eatons Neck runs 58% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Eatons Neck, NY | $650,000 | not published | 61 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Eatons Neck
What buyers should watch
- Months of supply, currently 6.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $1,112 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $1.11M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Eatons Neck listing goes under contract in 61 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Eatons Neck added 4 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +7.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Eatons Neck varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Eatons Neck
There are currently 6 homes listed for sale in Eatons Neck, New York. The median listing price is $1.3M.
Active listings
6
Homes on market
Median list price
$1.3M
Avg. days on market
61
Days until sale
New this week
4
Newly listed
How much do homes cost in Eatons Neck by property type?
How the Eatons Neck, NY market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $650,000 | $392/sq ft | 1 | 61 days |
Who lives in Eatons Neck?
American Community Survey estimates for Eatons Neck. U.S. Census ACS, 2023
Population
1,158
Households
432
Median income
$245,217/yr
Median age
55.9 years
Owner-occupied
91.4%
Median home value
$865,000
Median gross rent
$3,501/mo
Mean commute
50.3 min
91.4% of occupied homes in Eatons Neck are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $865,000 against Zillow's $1.11M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Eatons Neck, NY?
Ordered by distance from Eatons Neck, not by size. Compare Eatons Neck side by side with any of them.
Eatons Neck housing market FAQ
Is Eatons Neck a buyer's or seller's market?
Eatons Neck, NY is currently a buyer's market. That read comes from 6.0 months of supply, homes going under contract in about 61 days, and sellers getting 94.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Eatons Neck?
The typical home in Eatons Neck, NY is worth $1.11M (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $650,000, about $392 per square foot.
Is Eatons Neck cheaper than the rest of New York?
Eatons Neck's median sale price of $650,000 is 5% higher than the New York statewide median of $620,500, and 58% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Eatons Neck?
Homes in Eatons Neck, NY spent a median of 61 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Eatons Neck?
At the current 30-year fixed rate of 7.03%, 20% down on a $1.11M home is about $5,932 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $254,244 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $245,217.
Are home prices rising in Eatons Neck?
The typical home value in Eatons Neck, NY rose 7.9% over the last 12 months, from $1.03M to $1.11M (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Eatons Neck?
Eatons Neck ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Eatons Neck?
That depends on your timeline, not on a headline. What the data says today: Eatons Neck, NY is a buyer's market with 6.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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