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Featured local agent — Coopers Plains, NY
Sarah Mitchell
Compass Real Estate · Coopers Plains, NY
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Coopers Plains, NY Housing Market
The last median sale price Redfin published was $45,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 12 days, Coopers Plains is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $45,000 home is about $240/mo in principal and interest.
Key numbers for Coopers Plains, NY
Median sale price
$45,000
Last published period
Redfin, through October 2025
Days on market
12
Fast-moving
Redfin, through October 2025
Active listings
2
2.0 months of supply
Redfin, through October 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$95,694
Home costs 0.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
83.3%
Selling below asking
Redfin, through October 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Coopers Plains a buyer's or seller's market?
Coopers Plains, NY is a seller's market, based on 2.0 months of supply and homes selling in about 12 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Coopers Plains housing market data show?
Every row below is Redfin's final published month for Coopers Plains, NY. Redfin, through October 2025
| Metric | Value |
|---|---|
| Median sale price | $45,000 |
| Median price per sq ft | $51/sq ft |
| Median days on market | 12 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 83.3% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Coopers Plains is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Coopers Plains is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Coopers Plains home prices moved?
Across the 17 months we hold for Coopers Plains, NY, the median sale price fell 81.3%, from $240,000 in June 2021 to $45,000. 100.0% of Coopers Plains listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 83.3%. Watch those two together — they move before the median does.
Redfin, through October 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Coopers Plains?
Priced off the median sale price of $45,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $9,000 | $36,000 | $240/mo |
| 5% | $2,250 | $42,750 | $285/mo |
Redfin, through October 2025 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $240, that implies roughly $10,296 a year before you add taxes and insurance. The median household in Coopers Plains earns $95,694, about $85,398 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 0.5x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Coopers Plains in the next 12 months?
Tell us your timeline. We send the Coopers Plains market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Coopers Plains?
Zillow does not publish a rent index (ZORI) for Coopers Plains, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Coopers Plains?
Active listings in Coopers Plains, NY went from 3 in November 2021 to 2 in October 2025, a -33.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| February 2022 | 3 | not published |
| April 2022 | 3 | 1 |
| August 2022 | 3 | not published |
| September 2022 | 1 | not published |
| May 2023 | 1 | 1 |
| July 2023 | 2 | 1 |
| October 2023 | 2 | not published |
| March 2024 | 2 | 1 |
| May 2024 | 1 | not published |
| June 2025 | 2 | 1 |
| July 2025 | 1 | 1 |
| October 2025 | 2 | not published |
Redfin, through October 2025
How does Coopers Plains compare to New York and the U.S.?
Coopers Plains homes sell for $45,000 — 93% below the New York median of $620,500. Against the national median of $410,700, Coopers Plains runs 89% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Coopers Plains, NY | $45,000 | not published | 12 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Coopers Plains
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $45 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $45,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Coopers Plains listing goes under contract in 12 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 83.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Coopers Plains varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Coopers Plains
There are currently 2 homes listed for sale in Coopers Plains, New York.
Active listings
2
Homes on market
Avg. days on market
12
Days until sale
How much do homes cost in Coopers Plains by property type?
How the Coopers Plains, NY market breaks down across single-family homes, condos and townhouses. Redfin, through October 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $45,000 | $51/sq ft | 1 | 12 days |
Who lives in Coopers Plains?
American Community Survey estimates for Coopers Plains. U.S. Census ACS, 2023
Population
522
Households
116
Median income
$95,694/yr
Median age
30.2 years
Owner-occupied
82.8%
Median home value
$220,500
Mean commute
15.7 min
82.8% of occupied homes in Coopers Plains are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Coopers Plains, NY?
Ordered by distance from Coopers Plains, not by size. Compare Coopers Plains side by side with any of them.
Coopers Plains housing market FAQ
Is Coopers Plains a buyer's or seller's market?
Coopers Plains, NY is currently a seller's market. That read comes from 2.0 months of supply, homes going under contract in about 12 days, and sellers getting 83.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Coopers Plains?
The median sale price in the last month Redfin published was $45,000, about $51 per square foot.
Is Coopers Plains cheaper than the rest of New York?
Coopers Plains's median sale price of $45,000 is 93% lower than the New York statewide median of $620,500, and 89% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Coopers Plains?
Homes in Coopers Plains, NY spent a median of 12 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Coopers Plains?
At the current 30-year fixed rate of 7.03%, 20% down on a $45,000 home is about $240 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $10,296 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $95,694.
Are home prices rising in Coopers Plains?
We do not hold a complete 12-month value series for Coopers Plains, NY yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Coopers Plains?
Coopers Plains ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Coopers Plains?
That depends on your timeline, not on a headline. What the data says today: Coopers Plains, NY is a seller's market with 2.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $45,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.