$55,000
Kay Cir
Chadwicks, NY
Land16,000 sqft lot
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Chadwicks, NY(512) 555-0184TX License #0512847
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Chadwicks, NY Housing Market
Balanced market+7.3% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Chadwicks, NY is worth $203,423, rose 7.3% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $132,500 (through May 2026). With 3.0 months of supply, Chadwicks is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $203,423 home is about $1,086/mo in principal and interest.
Key numbers for Chadwicks, NY
Typical home value
$203,423
+7.3% in 12 months
Zillow, August 2026
Median sale price
$132,500
Last published period
Redfin, through May 2026
Active listings
3
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$72,861
Home costs 2.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
88.4%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Chadwicks a buyer's or seller's market?
Balanced market3.0 months of supply88.4% of asking
Chadwicks, NY is a balanced market, based on 3.0 months of supply. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Chadwicks housing market data show?
Every row below is Redfin's final published month for Chadwicks, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $132,500 |
| Median list price | $149,900 |
| Median price per sq ft | $98/sq ft |
| Active inventory | 3 listings |
| Months of supply | 3.0 months |
| Sale-to-list price ratio | 88.4% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Chadwicks is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Chadwicks is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Chadwicks home prices moved?
Across the 32 months we hold for Chadwicks, NY, the median sale price fell 58.6%, from $320,000 in May 2021 to $132,500. The live Zillow value series has rose 7.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 3.0 months while the sale-to-list ratio slips below its current 88.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Chadwicks?
Priced off the typical home value of $203,423 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $40,685 | $162,738 | $1,086/mo |
| 5% | $10,171 | $193,252 | $1,290/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,086, that implies roughly $46,542 a year before you add taxes and insurance. The median household in Chadwicks earns $72,861, about $26,319 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.8x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Chadwicks in the next 12 months?
Tell us your timeline. We send the Chadwicks market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Chadwicks?
Zillow does not publish a rent index (ZORI) for Chadwicks, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Chadwicks?
Active listings in Chadwicks, NY went from 1 in April 2024 to 3 in May 2026, a +200.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| August 2024 | 2 | 2 |
| September 2024 | 3 | 2 |
| October 2024 | 2 | 1 |
| December 2024 | 2 | 1 |
| January 2025 | 1 | not published |
| March 2025 | 1 | 1 |
| June 2025 | 3 | 1 |
| August 2025 | 2 | 2 |
| January 2026 | 1 | not published |
| February 2026 | 1 | not published |
| March 2026 | 2 | 1 |
| May 2026 | 3 | 1 |
Redfin, through May 2026
How does Chadwicks compare to New York and the U.S.?
Chadwicks homes sell for $132,500 — 79% below the New York median of $620,500. Against the national median of $410,700, Chadwicks runs 68% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Chadwicks, NY | $132,500 | not published | not published |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Chadwicks
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $204 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $203,423 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 88.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Chadwicks added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +7.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Chadwicks varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Chadwicks
There are currently 3 homes listed for sale in Chadwicks, New York. The median listing price is $150K. Featured listings range from $55,000 to $180,000.
$174,900
3566 Oneida St
Chadwicks, NY
4 bd2 ba1,536 sqft$114/ft²
House5,475 sqft lot
View photos & details
$180,000
9433 Elm St
Chadwicks, NY
6 bd2 ba3,306 sqft$54/ft²
Multi-family
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Looking to buy in Chadwicks?
Get connected with a local real estate expert — free, no obligation.
Active listings
3
Homes on market
Median list price
$150K
New this week
1
Newly listed
Sale-to-list:88.4%
How much do homes cost in Chadwicks by property type?
How the Chadwicks, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $132,500 | $98/sq ft | 1 | not published |
Who lives in Chadwicks?
American Community Survey estimates for Chadwicks. U.S. Census ACS, 2023
Population
824
Households
454
Median income
$72,861/yr
Median age
54.8 years
Owner-occupied
79.3%
Median home value
$123,700
Median gross rent
$672/mo
Mean commute
13.5 min
79.3% of occupied homes in Chadwicks are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $123,700 against Zillow's $203,423 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Chadwicks, NY?
Ordered by distance from Chadwicks, not by size. Compare Chadwicks side by side with any of them.
Chadwicks housing market FAQ
Is Chadwicks a buyer's or seller's market?
Chadwicks, NY is currently a balanced market. That read comes from 3.0 months of supply, and sellers getting 88.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Chadwicks?
The typical home in Chadwicks, NY is worth $203,423 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $132,500, about $98 per square foot.
Is Chadwicks cheaper than the rest of New York?
Chadwicks's median sale price of $132,500 is 79% lower than the New York statewide median of $620,500, and 68% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Chadwicks?
We do not hold a days-on-market figure for Chadwicks, NY. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Chadwicks?
At the current 30-year fixed rate of 7.03%, 20% down on a $203,423 home is about $1,086 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $46,542 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $72,861.
Are home prices rising in Chadwicks?
The typical home value in Chadwicks, NY rose 7.3% over the last 12 months, from $189,512 to $203,423 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Chadwicks?
Chadwicks ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Chadwicks?
That depends on your timeline, not on a headline. What the data says today: Chadwicks, NY is a balanced market with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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