$59,900
49 Lisa Ter
Central Square, NY
2 bd2 ba840 sqft$71/ft²
Mobile home
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Compass Real Estate · Central Square, NY
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Central Square, NY Housing Market
Seller's market+11.8% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Central Square, NY is worth $266,702, rose 11.8% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $299,000, -6.6% year over year (through May 2026). With 1.0 months of supply and homes going under contract in about 16 days, Central Square is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $266,702 home is about $1,371/mo in principal and interest.
Key numbers for Central Square, NY
Typical home value
$266,702
+11.8% in 12 months
Zillow, July 2026
Median sale price
$299,000
-6.6% year over year
Redfin, through May 2026
Days on market
16
Fast-moving
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$67,232
Home costs 4.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.7%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Central Square a buyer's or seller's market?
Seller's market1.0 months of supply16 days on market99.7% of asking
Central Square, NY is a seller's market, based on 1.0 months of supply and homes selling in about 16 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Central Square housing market data show?
Every row below is Redfin's final published month for Central Square, NY. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $299,000 |
| Median list price | $269,500 |
| Year-over-year price change | -6.6% |
| Median price per sq ft | $270/sq ft |
| Median days on market | 16 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 99.7% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Central Square is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Central Square is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Central Square home prices moved?
Over the last three years the median sale price in Central Square, NY rose 63.9%, from $182,450 to $299,000. The live Zillow value series has rose 11.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 99.7%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Central Square?
Priced off the typical home value of $266,702 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $53,340 | $213,362 | $1,371/mo |
| 5% | $13,335 | $253,367 | $1,628/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,371, that implies roughly $58,762 a year before you add taxes and insurance. The median household in Central Square earns $67,232, about $8,470 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.0x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Central Square in the next 12 months?
Tell us your timeline. We send the Central Square market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Central Square?
Zillow does not publish a rent index (ZORI) for Central Square, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Central Square?
Active listings in Central Square, NY went from 2 in March 2025 to 1 in May 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| May 2025 | 4 | 3 |
| June 2025 | 2 | 1 |
| July 2025 | 4 | 3 |
| August 2025 | 2 | not published |
| September 2025 | 3 | 3 |
| October 2025 | 5 | 3 |
| November 2025 | 3 | not published |
| December 2025 | 4 | 1 |
| January 2026 | 2 | not published |
| February 2026 | 2 | 1 |
| April 2026 | 3 | 1 |
| May 2026 | 1 | 2 |
Redfin, through May 2026
How does Central Square compare to New York and the U.S.?
Central Square homes sell for $299,000 — 52% below the New York median of $620,500. Against the national median of $410,700, Central Square runs 27% lower. Year-over-year, Central Square moved -6.6% against New York's +5.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Central Square, NY | $299,000 | -6.6% | 16 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Central Square
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $257 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $266,702 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Central Square listing goes under contract in 16 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Central Square added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +11.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Central Square varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Central Square
There are currently 1 homes listed for sale in Central Square, New York. The median listing price is $270K. Featured listings range from $59,900 to $649,900.
$87,500
269 US Route 11 Lot 29
Central Square, NY
2 bd1 ba840 sqft$104/ft²
Mobile home5.83 acres
View photos & details
$125,000
14 Dewey Dr
Central Square, NY
2 bd1 ba768 sqft$163/ft²
House8,999 sqft lot
View photos & details
$147,500
1564 County Route 12
Central Square, NY
2 bd2 ba1,200 sqft$123/ft²
House1.33 acres
View photos & details
$159,900
122 Tucker Ave
Central Square, NY
2 bd1 ba897 sqft$178/ft²
House10,019 sqft lot
View photos & details
$179,000
3282 Fulton Ave
Central Square, NY
3 bd1 ba1,344 sqft$133/ft²
House14,850 sqft lot
View photos & details
$309,900
227 Northland Dr
Central Square, NY
4 bd3 ba1,804 sqft$172/ft²
House19,998 sqft lot
View photos & details
$350,000
199 Northridge Dr
Central Square, NY
3 bd3 ba2,850 sqft$123/ft²
House15,721 sqft lot
View photos & details
$469,900
29 Meadowbrook Ln
Central Square, NY
6 bd5 ba3,578 sqft$131/ft²
House1.44 acres
View photos & details
$484,900
230 Jackson Rd
Central Square, NY
3 bd3 ba1,955 sqft$248/ft²
House9.24 acres
View photos & details
$499,900
11 Carly Ct
Central Square, NY
4 bd3 ba2,473 sqft$202/ft²
House18,138 sqft lot
View photos & details
$649,900
144 County Route 37
Central Square, NY
2 bd2 ba1,400 sqft$464/ft²
House8,564 sqft lot
View photos & details
Looking to buy in Central Square?
Get connected with a local real estate expert — free, no obligation.
Active listings
1
Homes on market
Median list price
$270K
Avg. days on market
16
Days until sale
New this week
2
Newly listed
Sale-to-list:99.7%
How much do homes cost in Central Square by property type?
How the Central Square, NY market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $299,000 | $270/sq ft | 1 | 16 days |
| Condo / co-op | $255,000 | $99/sq ft | 1 | 38 days |
| Townhouse | $255,000 | $97/sq ft | 1 | 38 days |
Who lives in Central Square?
American Community Survey estimates for Central Square. U.S. Census ACS, 2023
Population
2,136
Households
997
Median income
$67,232/yr
Median age
44 years
Owner-occupied
55.3%
Median home value
$191,000
Median gross rent
$906/mo
Mean commute
27.4 min
55.3% of occupied homes in Central Square are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $191,000 against Zillow's $266,702 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Central Square?
4 schools tracked · 2,759 students
The largest public schools serving Central Square, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
PAUL V MOORE HIGH SCHOOL
Grades 9-12 · 1,083 students
CENTRAL SQUARE MIDDLE SCHOOL
Grades 6-8 · 827 students
MILLARD HAWK ELEMENTARY SCHOOL
Grades PK-5 · 466 students
HASTINGS MALLORY ELEMENTARY SCHOOL
Grades PK-5 · 383 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Central Square, NY?
Ordered by distance from Central Square, not by size. Compare Central Square side by side with any of them.
Central Square housing market FAQ
Is Central Square a buyer's or seller's market?
Central Square, NY is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 16 days, and sellers getting 99.7% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Central Square?
The typical home in Central Square, NY is worth $266,702 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $299,000, about $270 per square foot.
Is Central Square cheaper than the rest of New York?
Central Square's median sale price of $299,000 is 52% lower than the New York statewide median of $620,500, and 27% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Central Square?
Homes in Central Square, NY spent a median of 16 days on market before going under contract, versus 42 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Central Square?
At the current 30-year fixed rate of 6.66%, 20% down on a $266,702 home is about $1,371 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $58,762 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $67,232.
Are home prices rising in Central Square?
The typical home value in Central Square, NY rose 11.8% over the last 12 months, from $238,508 to $266,702 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Central Square?
Central Square ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Central Square?
That depends on your timeline, not on a headline. What the data says today: Central Square, NY is a seller's market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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