$19,900
9337 New Albion Rd
Cattaraugus, NY
Farm1.50 acres
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Compass Real Estate · Cattaraugus, NY
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Cattaraugus, NY(512) 555-0184TX License #0512847
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Cattaraugus, NY Housing Market
Balanced market+9.8% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through April 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Cattaraugus, NY is worth $172,773, rose 9.8% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $126,000 (through May 2026). With 1.7 months of supply and homes going under contract in about 89 days, Cattaraugus is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $172,773 home is about $922/mo in principal and interest.
Key numbers for Cattaraugus, NY
Typical home value
$172,773
+9.8% in 12 months
Zillow, August 2026
Median sale price
$126,000
Last published period
Redfin, through April 2026
Days on market
89
Slow-moving
Redfin, through April 2026
Active listings
5
1.7 months of supply
Redfin, through April 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,145
Home costs 2.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
90.3%
Selling below asking
Redfin, through April 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Cattaraugus a buyer's or seller's market?
Balanced market1.7 months of supply89 days on market90.3% of asking
Cattaraugus, NY is a balanced market, based on 1.7 months of supply and homes selling in about 89 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Cattaraugus housing market data show?
Every row below is Redfin's final published month for Cattaraugus, NY. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $126,000 |
| Median price per sq ft | $70/sq ft |
| Median days on market | 89 days |
| Active inventory | 5 listings |
| Months of supply | 1.7 months |
| Sale-to-list price ratio | 90.3% |
| Homes sold (that month) | 3 |
| Listings with a price cut | 80.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cattaraugus is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Cattaraugus is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Cattaraugus home prices moved?
Across the 35 months we hold for Cattaraugus, NY, the median sale price rose 57.5%, from $80,000 in April 2021 to $126,000. The live Zillow value series has rose 9.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 80.0% of Cattaraugus listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.7 months while the sale-to-list ratio slips below its current 90.3%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Cattaraugus?
Priced off the typical home value of $172,773 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $34,555 | $138,219 | $922/mo |
| 5% | $8,639 | $164,135 | $1,095/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $922, that implies roughly $39,530 a year before you add taxes and insurance. The median household in Cattaraugus earns $59,145, about $19,615 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.9x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Cattaraugus in the next 12 months?
Tell us your timeline. We send the Cattaraugus market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Cattaraugus?
Zillow does not publish a rent index (ZORI) for Cattaraugus, NY, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Cattaraugus?
Active listings in Cattaraugus, NY went from 5 in November 2023 to 5 in April 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| December 2023 | 4 | not published |
| January 2024 | 4 | not published |
| April 2024 | 3 | not published |
| May 2024 | 2 | 1 |
| July 2024 | 1 | not published |
| September 2024 | 1 | 2 |
| October 2024 | 1 | not published |
| November 2024 | 1 | not published |
| November 2025 | 7 | 1 |
| December 2025 | 5 | 2 |
| February 2026 | 3 | 1 |
| April 2026 | 5 | not published |
Redfin, through April 2026
How does Cattaraugus compare to New York and the U.S.?
Cattaraugus homes sell for $126,000 — 80% below the New York median of $620,500. Against the national median of $410,700, Cattaraugus runs 69% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Cattaraugus, NY | $126,000 | not published | 89 days |
| New York statewide | $620,500 | +5.1% | 42 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Cattaraugus
What buyers should watch
- Months of supply, currently 1.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 80.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $173 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $172,773 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Cattaraugus listing goes under contract in 89 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 90.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +9.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Cattaraugus varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Cattaraugus
There are currently 5 homes listed for sale in Cattaraugus, New York. Featured listings range from $19,900 to $410,000.
$29,900
8148 S Hill Rd
Cattaraugus, NY
3 bd1 ba1,772 sqft$17/ft²
House4.71 acres
View photos & details
$47,900
40 Jefferson St
Cattaraugus, NY
4 bd1 ba1,680 sqft$29/ft²
House5,445 sqft lot
View photos & details
$89,900
24 Washington St
Cattaraugus, NY
3 bd2 ba2,624 sqft$34/ft²
House8,712 sqft lot
View photos & details
$99,900
108 Linlyco Lake Rd
Cattaraugus, NY
1 bd1 ba672 sqft$149/ft²
House32,086 sqft lot
View photos & details
$139,999
87 South St
Cattaraugus, NY
3 bd1 ba1,833 sqft$76/ft²
House13,068 sqft lot
View photos & details
$150,000
5192 Route 353
Cattaraugus, NY
3 bd2 ba1,512 sqft$99/ft²
House14,309 sqft lot
View photos & details
$155,000
8294 Swamp Rd
Cattaraugus, NY
4 bd2 ba816 sqft$190/ft²
House1.60 acres
View photos & details
$159,900
22 S Franklin St
Cattaraugus, NY
4 bd2 ba1,932 sqft$83/ft²
House28,710 sqft lot
View photos & details
$174,900
23 Waverly St
Cattaraugus, NY
7 bd3 ba2,904 sqft$60/ft²
Multi-family8,712 sqft lot
View photos & details
$299,000
8268 N Otto Rd
Cattaraugus, NY
4 bd2 ba3,152 sqft$95/ft²
House1.78 acres
View photos & details
$410,000
8483 N Otto Rd
Cattaraugus, NY
2 bd2 ba1,779 sqft$230/ft²
House26.20 acres
View photos & details
Looking to buy in Cattaraugus?
Get connected with a local real estate expert — free, no obligation.
Active listings
5
Homes on market
Avg. days on market
89
Days until sale
Price drops:80.0%of listings
Sale-to-list:90.3%
How much do homes cost in Cattaraugus by property type?
How the Cattaraugus, NY market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $126,000 | $70/sq ft | 3 | 89 days |
Who lives in Cattaraugus?
American Community Survey estimates for Cattaraugus. U.S. Census ACS, 2023
Population
1,153
Households
441
Median income
$59,145/yr
Median age
35.3 years
Owner-occupied
68.3%
Median home value
$73,100
Median gross rent
$633/mo
Mean commute
38 min
68.3% of occupied homes in Cattaraugus are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $73,100 against Zillow's $172,773 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Cattaraugus?
3 schools tracked · 830 students
The largest public schools serving Cattaraugus, NY by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
CATTARAUGUS-LITTLE VALLEY ELEMENTARY SCHOOL
Grades PK-4 · 338 students
CATTARAUGUS-LITTLE VALLEY HIGH SCHOOL
Grades 9-12 · 253 students
CATTARAUGUS-LITTLE VALLEY MIDDLE SCHOOL
Grades 5-8 · 239 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Cattaraugus, NY?
Ordered by distance from Cattaraugus, not by size. Compare Cattaraugus side by side with any of them.
Cattaraugus housing market FAQ
Is Cattaraugus a buyer's or seller's market?
Cattaraugus, NY is currently a balanced market. That read comes from 1.7 months of supply, homes going under contract in about 89 days, and sellers getting 90.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Cattaraugus?
The typical home in Cattaraugus, NY is worth $172,773 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $126,000, about $70 per square foot.
Is Cattaraugus cheaper than the rest of New York?
Cattaraugus's median sale price of $126,000 is 80% lower than the New York statewide median of $620,500, and 69% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Cattaraugus?
Homes in Cattaraugus, NY spent a median of 89 days on market before going under contract, versus 42 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Cattaraugus?
At the current 30-year fixed rate of 7.03%, 20% down on a $172,773 home is about $922 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $39,530 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,145.
Are home prices rising in Cattaraugus?
The typical home value in Cattaraugus, NY rose 9.8% over the last 12 months, from $157,310 to $172,773 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Cattaraugus?
Cattaraugus ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Cattaraugus?
That depends on your timeline, not on a headline. What the data says today: Cattaraugus, NY is a balanced market with 1.7 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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