Brokers — List your Company Here
Featured local agent — Mantoloking, NJ
Sarah Mitchell
Compass Real Estate · Mantoloking, NJ
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Mantoloking, NJ Housing Market
The typical home in Mantoloking, NJ is worth $2.12M, rose 10.4% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $7.00M, +37.3% year over year (through May 2026). With 12.0 months of supply and homes going under contract in about 7 days, Mantoloking is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $2.12M home is about $11,295/mo in principal and interest.
Key numbers for Mantoloking, NJ
Typical home value
$2.12M
+10.4% in 12 months
Zillow, August 2026
Typical asking rent
$3,550/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$7.00M
+37.3% year over year
Redfin, through March 2026
Days on market
7
Fast-moving
Redfin, through March 2026
Active listings
12
12.0 months of supply
Redfin, through March 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$250,001
Home costs 8.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
95.9%
Selling below asking
Redfin, through March 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Mantoloking a buyer's or seller's market?
Mantoloking, NJ is a buyer's market, based on 12.0 months of supply and homes selling in about 7 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Mantoloking housing market data show?
Every row below is Redfin's final published month for Mantoloking, NJ. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $7.00M |
| Median list price | $5.09M |
| Year-over-year price change | +37.3% |
| Median days on market | 7 days |
| Active inventory | 12 listings |
| Months of supply | 12.0 months |
| Sale-to-list price ratio | 95.9% |
| Homes sold (that month) | 1 |
| New listings (that month) | 6 |
| Listings with a price cut | 8.3% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Mantoloking is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Mantoloking is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Mantoloking home prices moved?
Over the last three years the median sale price in Mantoloking, NJ rose 534.9%, from $1.10M to $7.00M. The live Zillow value series has rose 10.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. 8.3% of Mantoloking listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 12.0 months while the sale-to-list ratio slips below its current 95.9%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
Get Mantoloking market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Mantoloking?
Priced off the typical home value of $2.12M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $423,131 | $1.69M | $11,295/mo |
| 5% | $105,783 | $2.01M | $13,412/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $11,295, that implies roughly $484,051 a year before you add taxes and insurance. The median household in Mantoloking earns $250,001, about $234,050 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Mantoloking in the next 12 months?
Tell us your timeline. We send the Mantoloking market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Mantoloking?
Typical asking rent in Mantoloking, NJ is $3,550/mo, against a typical home value of $2.12M. That is a price-to-rent ratio of 49.7x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $11,295 a month — $7,745 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Mantoloking?
Active listings in Mantoloking, NJ went from 7 in May 2024 to 12 in March 2026, a +71.4% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| September 2024 | 10 | 3 |
| October 2024 | 7 | 1 |
| February 2025 | 5 | 1 |
| March 2025 | 7 | 3 |
| May 2025 | 12 | 2 |
| June 2025 | 12 | 2 |
| August 2025 | 10 | 2 |
| September 2025 | 8 | 1 |
| November 2025 | 4 | 1 |
| December 2025 | 4 | not published |
| February 2026 | 7 | 1 |
| March 2026 | 12 | 6 |
Redfin, through March 2026
How does Mantoloking compare to New Jersey and the U.S.?
Mantoloking homes sell for $7.00M — 1107% above the New Jersey median of $579,900. Against the national median of $410,700, Mantoloking runs 1604% higher. Year-over-year, Mantoloking moved +37.3% against New Jersey's +3.7% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Mantoloking, NJ | $7.00M | +37.3% | 7 days |
| New Jersey statewide | $579,900 | +3.7% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Mantoloking
What buyers should watch
- Months of supply, currently 12.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 8.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $2,118 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $2.12M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Mantoloking listing goes under contract in 7 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 95.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Mantoloking added 6 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +10.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Mantoloking varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Mantoloking
There are currently 12 homes listed for sale in Mantoloking, New Jersey. The median listing price is $5.1M.
Active listings
12
Homes on market
Median list price
$5.1M
Avg. days on market
7
Days until sale
New this week
6
Newly listed
How much do homes cost in Mantoloking by property type?
How the Mantoloking, NJ market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $7.00M | not published | 1 | 7 days |
Who lives in Mantoloking?
American Community Survey estimates for Mantoloking. U.S. Census ACS, 2023
Population
468
Households
184
Median income
$250,001/yr
Median age
54.8 years
Owner-occupied
98.9%
Median home value
$2.00M
Mean commute
44.4 min
98.9% of occupied homes in Mantoloking are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $2.00M against Zillow's $2.12M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Mantoloking, NJ?
Ordered by distance from Mantoloking, not by size. Compare Mantoloking side by side with any of them.
Mantoloking housing market FAQ
Is Mantoloking a buyer's or seller's market?
Mantoloking, NJ is currently a buyer's market. That read comes from 12.0 months of supply, homes going under contract in about 7 days, and sellers getting 95.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Mantoloking?
The typical home in Mantoloking, NJ is worth $2.12M (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $7.00M.
Is Mantoloking cheaper than the rest of New Jersey?
Mantoloking's median sale price of $7.00M is 1107% higher than the New Jersey statewide median of $579,900, and 1604% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Mantoloking?
Homes in Mantoloking, NJ spent a median of 7 days on market before going under contract, versus 35 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Mantoloking?
At the current 30-year fixed rate of 7.03%, 20% down on a $2.12M home is about $11,295 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $484,051 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $250,001.
Are home prices rising in Mantoloking?
The typical home value in Mantoloking, NJ rose 10.4% over the last 12 months, from $1.92M to $2.12M (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Mantoloking?
Mantoloking ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Mantoloking?
That depends on your timeline, not on a headline. What the data says today: Mantoloking, NJ is a buyer's market with 12.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 49.7x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Mantoloking, NJ
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Mantoloking
Nearby markets
Get the Mantoloking market brief
Get the Mantoloking, NJ market brief
One email: what homes are actually clearing at around $2.12M, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.