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Featured local agent — Bergenfield, NJ
Sarah Mitchell
Compass Real Estate · Bergenfield, NJ
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Bergenfield, NJ Housing Market
The typical home in Bergenfield, NJ is worth $647,012, rose 3.0% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $741,250, +22.5% year over year (through May 2026). With 5.8 months of supply and homes going under contract in about 64 days, Bergenfield is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $647,012 home is about $3,454/mo in principal and interest.
Key numbers for Bergenfield, NJ
Typical home value
$647,012
+3.0% in 12 months
Zillow, August 2026
Median sale price
$741,250
+22.5% year over year
Redfin, through May 2026
Days on market
64
Slow-moving
Redfin, through May 2026
Active listings
46
5.8 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$124,083
Home costs 5.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
109.6%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bergenfield a buyer's or seller's market?
Bergenfield, NJ is a balanced market, based on 5.8 months of supply and homes selling in about 64 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bergenfield housing market data show?
Every row below is Redfin's final published month for Bergenfield, NJ. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $741,250 |
| Median list price | $639,000 |
| Year-over-year price change | +22.5% |
| Median price per sq ft | $491/sq ft |
| Median days on market | 64 days |
| Active inventory | 46 listings |
| Months of supply | 5.8 months |
| Sale-to-list price ratio | 109.6% |
| Homes sold (that month) | 8 |
| New listings (that month) | 19 |
| Listings with a price cut | 2.2% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bergenfield is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bergenfield is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bergenfield home prices moved?
Over the last three years the median sale price in Bergenfield, NJ rose 37.3%, from $540,000 to $741,250. The live Zillow value series has rose 3.0% in the last 12 months, which is the more current read now that Redfin's series has stopped. 2.2% of Bergenfield listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 5.8 months while the sale-to-list ratio slips below its current 109.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bergenfield?
Priced off the typical home value of $647,012 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $129,402 | $517,610 | $3,454/mo |
| 5% | $32,351 | $614,662 | $4,102/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,454, that implies roughly $148,033 a year before you add taxes and insurance. The median household in Bergenfield earns $124,083, about $23,950 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bergenfield in the next 12 months?
Tell us your timeline. We send the Bergenfield market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bergenfield?
Zillow does not publish a rent index (ZORI) for Bergenfield, NJ, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bergenfield?
Active listings in Bergenfield, NJ went from 61 in May 2025 to 46 in May 2026, a -24.6% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 58 | 18 |
| July 2025 | 57 | 18 |
| August 2025 | 48 | 16 |
| September 2025 | 47 | 18 |
| October 2025 | 41 | 10 |
| November 2025 | 37 | 11 |
| December 2025 | 37 | 11 |
| January 2026 | 34 | 6 |
| February 2026 | 33 | 9 |
| March 2026 | 38 | 17 |
| April 2026 | 40 | 19 |
| May 2026 | 46 | 19 |
Redfin, through May 2026
How does Bergenfield compare to New Jersey and the U.S.?
Bergenfield homes sell for $741,250 — 28% above the New Jersey median of $579,900. Against the national median of $410,700, Bergenfield runs 80% higher. Year-over-year, Bergenfield moved +22.5% against New Jersey's +3.7% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bergenfield, NJ | $741,250 | +22.5% | 64 days |
| New Jersey statewide | $579,900 | +3.7% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bergenfield
What buyers should watch
- Months of supply, currently 5.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 2.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $648 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $647,012 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bergenfield listing goes under contract in 64 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 109.6% of asking. Price at the number you want and let competition do the rest.
- In the last published month Bergenfield added 19 new listings against 8 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +3.0% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bergenfield varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bergenfield
There are currently 46 homes listed for sale in Bergenfield, New Jersey. The median listing price is $639K.
Active listings
46
Homes on market
Median list price
$639K
Avg. days on market
64
Days until sale
New this week
19
Newly listed
How much do homes cost in Bergenfield by property type?
How the Bergenfield, NJ market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $707,500 | $491/sq ft | 7 | 61 days |
| Condo / co-op | $200,000 | $306/sq ft | 1 | 37 days |
| Townhouse | $345,000 | $219/sq ft | 1 | 133 days |
Who lives in Bergenfield?
American Community Survey estimates for Bergenfield. U.S. Census ACS, 2023
Population
28,269
Households
9,430
Median income
$124,083/yr
Median age
40.7 years
Owner-occupied
70.6%
Median home value
$469,200
Median gross rent
$1,744/mo
Mean commute
32.8 min
70.6% of occupied homes in Bergenfield are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $469,200 against Zillow's $647,012 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Bergenfield?
7 schools tracked · 3,672 students
The largest public schools serving Bergenfield, NJ by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Bergenfield High School
Grades 9-12 · 1,250 students
Roy W. Brown Middle School
Grades 6-8 · 792 students
Lincoln Elementary School
Grades PK-5 · 440 students
Franklin Elementary School
Grades PK-5 · 372 students
Jefferson Elementary School
Grades K-5 · 289 students
Hoover Elementary School
Grades PK-5 · 272 students
Washington Elementary School
Grades K-5 · 257 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bergenfield, NJ?
Ordered by distance from Bergenfield, not by size. Compare Bergenfield side by side with any of them.
Bergenfield housing market FAQ
Is Bergenfield a buyer's or seller's market?
Bergenfield, NJ is currently a balanced market. That read comes from 5.8 months of supply, homes going under contract in about 64 days, and sellers getting 109.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Bergenfield?
The typical home in Bergenfield, NJ is worth $647,012 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $741,250, about $491 per square foot.
Is Bergenfield cheaper than the rest of New Jersey?
Bergenfield's median sale price of $741,250 is 28% higher than the New Jersey statewide median of $579,900, and 80% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bergenfield?
Homes in Bergenfield, NJ spent a median of 64 days on market before going under contract, versus 35 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Bergenfield?
At the current 30-year fixed rate of 7.03%, 20% down on a $647,012 home is about $3,454 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $148,033 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $124,083.
Are home prices rising in Bergenfield?
The typical home value in Bergenfield, NJ rose 3.0% over the last 12 months, from $628,239 to $647,012 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bergenfield?
Bergenfield ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bergenfield?
That depends on your timeline, not on a headline. What the data says today: Bergenfield, NJ is a balanced market with 5.8 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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