New Listing
13
$110,000
902 N Michigan Ave
Atlantic City, NJ 08401
3 bd1 ba
House900 sqft lot
View photos & details
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Sarah Mitchell
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Compass Real Estate · Atlantic City, NJ
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Atlantic City, NJ(512) 555-0184TX License #0512847
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Atlantic City, NJ Housing Market
Buyer's market+3.2% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Atlantic City, NJ is worth $223,298, rose 3.2% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $223,512, +15.5% year over year (through May 2026). With 10.8 months of supply and homes going under contract in about 103 days, Atlantic City is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $223,298 home is about $1,192/mo in principal and interest.
Key numbers for Atlantic City, NJ
Typical home value
$223,298
+3.2% in 12 months
Zillow, August 2026
Typical asking rent
$1,722/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$223,512
+15.5% year over year
Redfin, through May 2026
Days on market
103
Slow-moving
Redfin, through May 2026
Active listings
324
10.8 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$36,220
Home costs 6.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
95.5%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Atlantic City a buyer's or seller's market?
Buyer's market10.8 months of supply103 days on market95.5% of asking
Atlantic City, NJ is a buyer's market, based on 10.8 months of supply and homes selling in about 103 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Atlantic City housing market data show?
Every row below is Redfin's final published month for Atlantic City, NJ. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $223,512 |
| Median list price | $275,000 |
| Year-over-year price change | +15.5% |
| Median price per sq ft | $264/sq ft |
| Median days on market | 103 days |
| Active inventory | 324 listings |
| Months of supply | 10.8 months |
| Sale-to-list price ratio | 95.5% |
| Homes sold (that month) | 30 |
| New listings (that month) | 71 |
| Listings with a price cut | 19.8% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Atlantic City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Atlantic City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Atlantic City home prices moved?
Over the last three years the median sale price in Atlantic City, NJ rose 17.6%, from $190,000 to $223,512. The live Zillow value series has rose 3.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 19.8% of Atlantic City listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 10.8 months while the sale-to-list ratio slips below its current 95.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Atlantic City?
Priced off the typical home value of $223,298 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $44,660 | $178,639 | $1,192/mo |
| 5% | $11,165 | $212,133 | $1,416/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,192, that implies roughly $51,089 a year before you add taxes and insurance. The median household in Atlantic City earns $36,220, about $14,869 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Atlantic City in the next 12 months?
Tell us your timeline. We send the Atlantic City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Atlantic City?
Typical asking rent in Atlantic City, NJ is $1,722/mo, against a typical home value of $223,298. That is a price-to-rent ratio of 10.8x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,192 a month — $530 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Atlantic City?
Active listings in Atlantic City, NJ went from 330 in May 2025 to 324 in May 2026, a -1.8% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 336 | 67 |
| July 2025 | 329 | 60 |
| August 2025 | 334 | 59 |
| September 2025 | 327 | 62 |
| October 2025 | 316 | 56 |
| November 2025 | 314 | 50 |
| December 2025 | 287 | 44 |
| January 2026 | 306 | 88 |
| February 2026 | 316 | 66 |
| March 2026 | 328 | 67 |
| April 2026 | 320 | 57 |
| May 2026 | 324 | 71 |
Redfin, through May 2026
How does Atlantic City compare to New Jersey and the U.S.?
Atlantic City homes sell for $223,512 — 61% below the New Jersey median of $579,900. Against the national median of $410,700, Atlantic City runs 46% lower. Year-over-year, Atlantic City moved +15.5% against New Jersey's +3.7% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Atlantic City, NJ | $223,512 | +15.5% | 103 days |
| New Jersey statewide | $579,900 | +3.7% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Atlantic City
What buyers should watch
- Months of supply, currently 10.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 19.8%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $224 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $223,298 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Atlantic City listing goes under contract in 103 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 95.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Atlantic City added 71 new listings against 30 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +3.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Atlantic City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Atlantic City
There are currently 324 homes listed for sale in Atlantic City, New Jersey. The median listing price is $275K. Featured listings range from $110,000 to $649,000.
New Listing
24
$120,000
3501 Boardwalk Apt C112
Atlantic City, NJ 08401
0 bd1 ba
Condo
Melissa Samson · WEICHERT REALTORS ASBURY GROUP-AC
View photos & details
New Listing
16
$185,000
734 Sewell Ave
Atlantic City, NJ 08401
3 bd1 ba
House2,444 sqft lot
View photos & details
New Listing
23
$187,000
3101 Boardwalk Unit 1903A
Atlantic City, NJ 08401
1 bd2 ba
Condo
Dina Demos · KELLER WILLIAMS REALTY ATLANTIC SHORE-BRIGANTINE
View photos & details
New Listing
19
$210,000
526 Pacific Ave Apt TH8
Atlantic City, NJ 08401
2 bd2 ba
Townhouse
Karen Rodriguez · WEICHERT REALTORS ASBURY GROUP-AC
View photos & details
New Listing
18
$215,000
214 N Florida Ave
Atlantic City, NJ 08401
2 bd2 ba
Townhouse840 sqft lot
View photos & details
New Listing
39
$219,000
3101 Boardwalk Unit 3003A
Atlantic City, NJ 08401
1 bd2 ba
Condo
Deborah Gegeckas · OCEAN CLUB REALTY
View photos & details
New Listing
$225,000
1 N Hartford Ave
Atlantic City, NJ 08401
0 ba
Multi-family5,580 sqft lot
View photos & details
New Listing
31
$319,000
2041 Murray Ave
Atlantic City, NJ 08401
3 bd1 ba
House5,250 sqft lot
View photos & details
New Listing
25
$399,900
3851 Boardwalk Apt 1701
Atlantic City, NJ 08401
2 bd2 ba
Condo
View photos & details
New Listing
27
$410,000
203 N South Carolina Ave
Atlantic City, NJ 08401
0 ba
Multi-family760 sqft lot
View photos & details
New Listing
55
$649,000
3714 South Blvd
Atlantic City, NJ 08401
3 bd2 ba
House2,500 sqft lot
View photos & details
Looking to buy in Atlantic City?
Get connected with a local real estate expert — free, no obligation.
Active listings
324
Homes on market
Median list price
$275K
Avg. days on market
103
Days until sale
New this week
71
Newly listed
Price drops:19.8%of listings
Sale-to-list:95.5%
How much do homes cost in Atlantic City by property type?
How the Atlantic City, NJ market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $285,000 | $226/sq ft | 11 | 95 days |
| Condo / co-op | $170,000 | $294/sq ft | 15 | 109 days |
| Townhouse | $254,000 | not published | 1 | 73 days |
Who lives in Atlantic City?
American Community Survey estimates for Atlantic City. U.S. Census ACS, 2023
Population
38,486
Households
16,527
Median income
$36,220/yr
Median age
37.8 years
Owner-occupied
30.1%
Median home value
$189,600
Median gross rent
$1,084/mo
Mean commute
23.7 min
30.1% of occupied homes in Atlantic City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $189,600 against Zillow's $223,298 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,084/mo, below Zillow's $1,722/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Atlantic City?
11 schools tracked · 6,258 students
The largest public schools serving Atlantic City, NJ by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Atlantic City High School
Grades 9-12 · 1,699 students
Sovereign Avenue School
Grades PK-8 · 718 students
Richmond Avenue School
Grades PK-8 · 598 students
New York Avenue School
Grades PK-8 · 562 students
Pennsylvania Ave School
Grades PK-8 · 541 students
Dr Martin Luther King Jr School Complex
Grades PK-8 · 538 students
Texas Avenue School
Grades K-8 · 499 students
Uptown School Complex
Grades PK-8 · 498 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Atlantic City, NJ?
Ordered by distance from Atlantic City, not by size. Compare Atlantic City side by side with any of them.
Which ZIP codes are in Atlantic City?
These are the ZIP codes we see on active Atlantic City listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Atlantic City housing market FAQ
Is Atlantic City a buyer's or seller's market?
Atlantic City, NJ is currently a buyer's market. That read comes from 10.8 months of supply, homes going under contract in about 103 days, and sellers getting 95.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Atlantic City?
The typical home in Atlantic City, NJ is worth $223,298 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $223,512, about $264 per square foot.
Is Atlantic City cheaper than the rest of New Jersey?
Atlantic City's median sale price of $223,512 is 61% lower than the New Jersey statewide median of $579,900, and 46% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Atlantic City?
Homes in Atlantic City, NJ spent a median of 103 days on market before going under contract, versus 35 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Atlantic City?
At the current 30-year fixed rate of 7.03%, 20% down on a $223,298 home is about $1,192 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $51,089 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $36,220.
Are home prices rising in Atlantic City?
The typical home value in Atlantic City, NJ rose 3.2% over the last 12 months, from $216,424 to $223,298 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Atlantic City?
Atlantic City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Atlantic City?
That depends on your timeline, not on a headline. What the data says today: Atlantic City, NJ is a buyer's market with 10.8 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 10.8x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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