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Featured local agent — Fort Shaw, MT
Sarah Mitchell
Compass Real Estate · Fort Shaw, MT
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Fort Shaw, MT Housing Market
The typical home in Fort Shaw, MT is worth $471,719, rose 4.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $289,000, +44.5% year over year (through May 2026). With homes going under contract in about 75 days, Fort Shaw is a leaning buyer's. At today's 7.03% 30-year fixed rate, 20% down on a $471,719 home is about $2,518/mo in principal and interest.
Key numbers for Fort Shaw, MT
Typical home value
$471,719
+4.5% in 12 months
Zillow, August 2026
Median sale price
$289,000
+44.5% year over year
Redfin, through May 2025
Days on market
75
Slow-moving
Redfin, through May 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$77,941
Home costs 6.1x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Fort Shaw a buyer's or seller's market?
Fort Shaw, MT is a leaning buyer's and homes selling in about 75 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Fort Shaw housing market data show?
Every row below is Redfin's final published month for Fort Shaw, MT. Redfin, through May 2025
| Metric | Value |
|---|---|
| Median sale price | $289,000 |
| Year-over-year price change | +44.5% |
| Median price per sq ft | $187/sq ft |
| Median days on market | 75 days |
| Homes sold (that month) | 1 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Fort Shaw is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Fort Shaw is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Fort Shaw home prices moved?
Across the 9 months we hold for Fort Shaw, MT, the median sale price rose 15.6%, from $250,000 in October 2021 to $289,000. The live Zillow value series has rose 4.5% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Fort Shaw?
Priced off the typical home value of $471,719 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $94,344 | $377,375 | $2,518/mo |
| 5% | $23,586 | $448,133 | $2,990/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,518, that implies roughly $107,927 a year before you add taxes and insurance. The median household in Fort Shaw earns $77,941, about $29,986 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Fort Shaw in the next 12 months?
Tell us your timeline. We send the Fort Shaw market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Fort Shaw?
Zillow does not publish a rent index (ZORI) for Fort Shaw, MT, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Fort Shaw?
Active listings in Fort Shaw, MT went from 2 in March 2022 to 1 in April 2025, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| March 2022 | 2 | 1 |
| January 2024 | 1 | 1 |
| May 2024 | 1 | not published |
| April 2025 | 1 | not published |
Redfin, through April 2025
How does Fort Shaw compare to Montana and the U.S.?
Fort Shaw homes sell for $289,000 — 45% below the Montana median of $528,600. Against the national median of $410,700, Fort Shaw runs 30% lower. Year-over-year, Fort Shaw moved +44.5% against Montana's +1.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Fort Shaw, MT | $289,000 | +44.5% | 75 days |
| Montana statewide | $528,600 | +1.5% | 69 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Fort Shaw
What buyers should watch
- The gap between 5% and 20% down here is $472 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $471,719 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Fort Shaw listing goes under contract in 75 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Your equity moved +4.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Fort Shaw varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Fort Shaw
Explore homes currently listed for sale in Fort Shaw, Montana across major real estate platforms.
How much do homes cost in Fort Shaw by property type?
How the Fort Shaw, MT market breaks down across single-family homes, condos and townhouses. Redfin, through May 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $289,000 | $187/sq ft | 1 | 75 days |
Who lives in Fort Shaw?
American Community Survey estimates for Fort Shaw. U.S. Census ACS, 2023
Population
190
Households
90
Median income
$77,941/yr
Median age
57.4 years
Owner-occupied
78.9%
Median home value
$198,200
Mean commute
29.6 min
78.9% of occupied homes in Fort Shaw are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $198,200 against Zillow's $471,719 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Fort Shaw?
1 schools tracked · 106 students
The largest public schools serving Fort Shaw, MT by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Fort Shaw Elem School
Grades PK-5 · 106 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Fort Shaw, MT?
Ordered by distance from Fort Shaw, not by size. Compare Fort Shaw side by side with any of them.
Fort Shaw housing market FAQ
Is Fort Shaw a buyer's or seller's market?
Fort Shaw, MT is currently a leaning buyer's based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Fort Shaw?
The typical home in Fort Shaw, MT is worth $471,719 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $289,000, about $187 per square foot.
Is Fort Shaw cheaper than the rest of Montana?
Fort Shaw's median sale price of $289,000 is 45% lower than the Montana statewide median of $528,600, and 30% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Fort Shaw?
Homes in Fort Shaw, MT spent a median of 75 days on market before going under contract, versus 69 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Fort Shaw?
At the current 30-year fixed rate of 7.03%, 20% down on a $471,719 home is about $2,518 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $107,927 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $77,941.
Are home prices rising in Fort Shaw?
The typical home value in Fort Shaw, MT rose 4.5% over the last 12 months, from $451,505 to $471,719 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Fort Shaw?
Fort Shaw ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Fort Shaw?
That depends on your timeline, not on a headline. What the data says today: Fort Shaw, MT is a leaning buyer's, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $471,719, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.