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Featured local agent — East Missoula, MT
Sarah Mitchell
Compass Real Estate · East Missoula, MT
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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East Missoula, MT Housing Market
The last median sale price Redfin published was $465,000 (through May 2026). With 2.7 months of supply and homes going under contract in about 35 days, East Missoula is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $465,000 home is about $2,482/mo in principal and interest.
Key numbers for East Missoula, MT
Median sale price
$465,000
Last published period
Redfin, through May 2026
Days on market
35
Average pace
Redfin, through May 2026
Active listings
8
2.7 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$65,541
Home costs 7.1x income
U.S. Census ACS, 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is East Missoula a buyer's or seller's market?
East Missoula, MT is a seller's market, based on 2.7 months of supply and homes selling in about 35 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the East Missoula housing market data show?
Every row below is Redfin's final published month for East Missoula, MT. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $465,000 |
| Median list price | $399,999 |
| Median price per sq ft | $286/sq ft |
| Median days on market | 35 days |
| Active inventory | 8 listings |
| Months of supply | 2.7 months |
| Homes sold (that month) | 3 |
| New listings (that month) | 3 |
| Listings with a price cut | 12.5% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for East Missoula is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in East Missoula is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have East Missoula home prices moved?
Over the last three years the median sale price in East Missoula, MT rose 5.7%, from $439,900 to $465,000. 12.5% of East Missoula listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in East Missoula?
Priced off the median sale price of $465,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $93,000 | $372,000 | $2,482/mo |
| 5% | $23,250 | $441,750 | $2,948/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,482, that implies roughly $106,390 a year before you add taxes and insurance. The median household in East Missoula earns $65,541, about $40,849 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 7.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in East Missoula in the next 12 months?
Tell us your timeline. We send the East Missoula market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in East Missoula?
Zillow does not publish a rent index (ZORI) for East Missoula, MT, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in East Missoula?
Active listings in East Missoula, MT went from 5 in November 2024 to 8 in May 2026, a +60.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| December 2024 | 1 | 1 |
| February 2025 | 3 | 1 |
| March 2025 | 2 | 1 |
| April 2025 | 2 | 1 |
| June 2025 | 5 | 2 |
| July 2025 | 5 | 2 |
| August 2025 | 4 | 2 |
| September 2025 | 4 | 2 |
| October 2025 | 2 | 1 |
| December 2025 | 1 | not published |
| March 2026 | 7 | 4 |
| May 2026 | 8 | 3 |
Redfin, through May 2026
How does East Missoula compare to Montana and the U.S.?
East Missoula homes sell for $465,000 — 12% below the Montana median of $528,600. Against the national median of $410,700, East Missoula runs 13% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| East Missoula, MT | $465,000 | not published | 35 days |
| Montana statewide | $528,600 | +1.5% | 69 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in East Missoula
What buyers should watch
- Months of supply, currently 2.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 12.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $465 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $465,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median East Missoula listing goes under contract in 35 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month East Missoula added 3 new listings against 3 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside East Missoula varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in East Missoula
There are currently 8 homes listed for sale in East Missoula, Montana. The median listing price is $400K.
Active listings
8
Homes on market
Median list price
$400K
Avg. days on market
35
Days until sale
New this week
3
Newly listed
How much do homes cost in East Missoula by property type?
How the East Missoula, MT market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $465,000 | $286/sq ft | 3 | 35 days |
| Condo / co-op | $310,000 | $331/sq ft | 1 | 40 days |
| Townhouse | $855,000 | $316/sq ft | 1 | 123 days |
Who lives in East Missoula?
American Community Survey estimates for East Missoula. U.S. Census ACS, 2023
Population
2,072
Households
962
Median income
$65,541/yr
Median age
42 years
Owner-occupied
74.8%
Median home value
$323,900
Median gross rent
$1,039/mo
Mean commute
21.8 min
74.8% of occupied homes in East Missoula are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near East Missoula, MT?
Ordered by distance from East Missoula, not by size. Compare East Missoula side by side with any of them.
East Missoula housing market FAQ
Is East Missoula a buyer's or seller's market?
East Missoula, MT is currently a seller's market. That read comes from 2.7 months of supply, homes going under contract in about 35 days in the last month Redfin published (May 2026).
How much do homes cost in East Missoula?
The median sale price in the last month Redfin published was $465,000, about $286 per square foot.
Is East Missoula cheaper than the rest of Montana?
East Missoula's median sale price of $465,000 is 12% lower than the Montana statewide median of $528,600, and 13% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in East Missoula?
Homes in East Missoula, MT spent a median of 35 days on market before going under contract, versus 69 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in East Missoula?
At the current 30-year fixed rate of 7.03%, 20% down on a $465,000 home is about $2,482 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $106,390 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $65,541.
Are home prices rising in East Missoula?
We do not hold a complete 12-month value series for East Missoula, MT yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in East Missoula?
East Missoula ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in East Missoula?
That depends on your timeline, not on a headline. What the data says today: East Missoula, MT is a seller's market with 2.7 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $465,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.