$114,000
7250 Zaugg Dr Trlr 13
Bonner-West Riverside, MT
2 bd1 ba784 sqft$145/ft²
Mobile home
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Sarah Mitchell
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Compass Real Estate · Bonner-West Riverside, MT
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Bonner-West Riverside, MT(512) 555-0184TX License #0512847
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Bonner-West Riverside, MT Housing Market
Balanced market
Redfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $334,450 (through May 2026). With 3.0 months of supply and homes going under contract in about 29 days, Bonner-West Riverside is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $334,450 home is about $1,785/mo in principal and interest.
Key numbers for Bonner-West Riverside, MT
Median sale price
$334,450
Last published period
Redfin, through May 2026
Days on market
29
Average pace
Redfin, through May 2026
Active listings
6
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,609
Home costs 5.6x income
U.S. Census ACS, 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bonner-West Riverside a buyer's or seller's market?
Balanced market3.0 months of supply29 days on market
Bonner-West Riverside, MT is a balanced market, based on 3.0 months of supply and homes selling in about 29 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bonner-West Riverside housing market data show?
Every row below is Redfin's final published month for Bonner-West Riverside, MT. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $334,450 |
| Median list price | $384,200 |
| Median price per sq ft | $237/sq ft |
| Median days on market | 29 days |
| Active inventory | 6 listings |
| Months of supply | 3.0 months |
| Homes sold (that month) | 2 |
| New listings (that month) | 6 |
| Listings with a price cut | 16.7% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bonner-West Riverside is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bonner-West Riverside is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bonner-West Riverside home prices moved?
Over the last three years the median sale price in Bonner-West Riverside, MT rose 8.1%, from $309,500 to $334,450. 16.7% of Bonner-West Riverside listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bonner-West Riverside?
Priced off the median sale price of $334,450 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $66,890 | $267,560 | $1,785/mo |
| 5% | $16,723 | $317,728 | $2,120/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,785, that implies roughly $76,520 a year before you add taxes and insurance. The median household in Bonner-West Riverside earns $59,609, about $16,911 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.6x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bonner-West Riverside in the next 12 months?
Tell us your timeline. We send the Bonner-West Riverside market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bonner-West Riverside?
Zillow does not publish a rent index (ZORI) for Bonner-West Riverside, MT, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bonner-West Riverside?
Active listings in Bonner-West Riverside, MT went from 4 in April 2024 to 6 in May 2026, a +50.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| May 2024 | 2 | not published |
| August 2024 | 1 | not published |
| December 2024 | 3 | 1 |
| January 2025 | 4 | 2 |
| March 2025 | 2 | not published |
| April 2025 | 3 | 2 |
| July 2025 | 1 | not published |
| December 2025 | 3 | 2 |
| January 2026 | 2 | 1 |
| February 2026 | 3 | 2 |
| March 2026 | 2 | not published |
| May 2026 | 6 | 6 |
Redfin, through May 2026
How does Bonner-West Riverside compare to Montana and the U.S.?
Bonner-West Riverside homes sell for $334,450 — 37% below the Montana median of $528,600. Against the national median of $410,700, Bonner-West Riverside runs 19% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bonner-West Riverside, MT | $334,450 | not published | 29 days |
| Montana statewide | $528,600 | +1.5% | 69 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bonner-West Riverside
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 16.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $335 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $334,450 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bonner-West Riverside listing goes under contract in 29 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Bonner-West Riverside added 6 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Bonner-West Riverside varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bonner-West Riverside
There are currently 6 homes listed for sale in Bonner-West Riverside, Montana. The median listing price is $384K. Featured listings range from $114,000 to $400,000.
$129,000
1322 Greenwood Ct
Bonner-West Riverside, MT
2 bd2 ba924 sqft$140/ft²
Mobile home
View photos & details
$140,000
7651 Becca Ln
Bonner-West Riverside, MT
Land9,017 sqft lot
View photos & details
$379,900
960 7th St
Bonner-West Riverside, MT
2 bd1 ba748 sqft$508/ft²
House4,008 sqft lot
View photos & details
$400,000
103 Laguna St
Bonner-West Riverside, MT
1 bd1 ba877 sqft$456/ft²
House3,877 sqft lot
View photos & details
Looking to buy in Bonner-West Riverside?
Get connected with a local real estate expert — free, no obligation.
Active listings
6
Homes on market
Median list price
$384K
Avg. days on market
29
Days until sale
New this week
6
Newly listed
Price drops:16.7%of listings
How much do homes cost in Bonner-West Riverside by property type?
How the Bonner-West Riverside, MT market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $334,450 | $237/sq ft | 2 | 29 days |
Who lives in Bonner-West Riverside?
American Community Survey estimates for Bonner-West Riverside. U.S. Census ACS, 2023
Population
1,445
Households
671
Median income
$59,609/yr
Median age
40.7 years
Owner-occupied
70.0%
Median home value
$162,100
Median gross rent
$939/mo
Mean commute
22.3 min
70.0% of occupied homes in Bonner-West Riverside are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Bonner-West Riverside, MT?
Ordered by distance from Bonner-West Riverside, not by size. Compare Bonner-West Riverside side by side with any of them.
Bonner-West Riverside housing market FAQ
Is Bonner-West Riverside a buyer's or seller's market?
Bonner-West Riverside, MT is currently a balanced market. That read comes from 3.0 months of supply, homes going under contract in about 29 days in the last month Redfin published (May 2026).
How much do homes cost in Bonner-West Riverside?
The median sale price in the last month Redfin published was $334,450, about $237 per square foot.
Is Bonner-West Riverside cheaper than the rest of Montana?
Bonner-West Riverside's median sale price of $334,450 is 37% lower than the Montana statewide median of $528,600, and 19% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bonner-West Riverside?
Homes in Bonner-West Riverside, MT spent a median of 29 days on market before going under contract, versus 69 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Bonner-West Riverside?
At the current 30-year fixed rate of 7.03%, 20% down on a $334,450 home is about $1,785 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $76,520 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,609.
Are home prices rising in Bonner-West Riverside?
We do not hold a complete 12-month value series for Bonner-West Riverside, MT yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Bonner-West Riverside?
Bonner-West Riverside ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bonner-West Riverside?
That depends on your timeline, not on a headline. What the data says today: Bonner-West Riverside, MT is a balanced market with 3.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $334,450, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.