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Featured local agent — Rockaway Beach, MO
Sarah Mitchell
Compass Real Estate · Rockaway Beach, MO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Rockaway Beach, MO Housing Market
The typical home in Rockaway Beach, MO is worth $178,278, rose 2.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $235,000 (through May 2026). With 8.0 months of supply and homes going under contract in about 170 days, Rockaway Beach is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $178,278 home is about $952/mo in principal and interest.
Key numbers for Rockaway Beach, MO
Typical home value
$178,278
+2.1% in 12 months
Zillow, August 2026
Median sale price
$235,000
Last published period
Redfin, through May 2026
Days on market
170
Slow-moving
Redfin, through May 2026
Active listings
8
8.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$56,563
Home costs 3.2x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Rockaway Beach a buyer's or seller's market?
Rockaway Beach, MO is a buyer's market, based on 8.0 months of supply and homes selling in about 170 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Rockaway Beach housing market data show?
Every row below is Redfin's final published month for Rockaway Beach, MO. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $235,000 |
| Median list price | $449,000 |
| Median price per sq ft | $184/sq ft |
| Median days on market | 170 days |
| Active inventory | 8 listings |
| Months of supply | 8.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 3 |
| Listings with a price cut | 12.5% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Rockaway Beach is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Rockaway Beach is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Rockaway Beach home prices moved?
Over the last three years the median sale price in Rockaway Beach, MO rose 95.5%, from $120,200 to $235,000. The live Zillow value series has rose 2.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 12.5% of Rockaway Beach listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Rockaway Beach?
Priced off the typical home value of $178,278 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $35,656 | $142,622 | $952/mo |
| 5% | $8,914 | $169,364 | $1,130/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $952, that implies roughly $40,789 a year before you add taxes and insurance. The median household in Rockaway Beach earns $56,563, about $15,774 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Rockaway Beach in the next 12 months?
Tell us your timeline. We send the Rockaway Beach market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Rockaway Beach?
Zillow does not publish a rent index (ZORI) for Rockaway Beach, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Rockaway Beach?
Active listings in Rockaway Beach, MO went from 4 in September 2024 to 8 in May 2026, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| December 2024 | 5 | 1 |
| January 2025 | 6 | 3 |
| February 2025 | 6 | not published |
| March 2025 | 5 | not published |
| April 2025 | 9 | 4 |
| June 2025 | 9 | 3 |
| July 2025 | 8 | 1 |
| September 2025 | 11 | 3 |
| November 2025 | 12 | 1 |
| February 2026 | 8 | not published |
| April 2026 | 7 | 1 |
| May 2026 | 8 | 3 |
Redfin, through May 2026
How does Rockaway Beach compare to Missouri and the U.S.?
Rockaway Beach homes sell for $235,000 — 21% below the Missouri median of $297,500. Against the national median of $410,700, Rockaway Beach runs 43% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Rockaway Beach, MO | $235,000 | not published | 170 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Rockaway Beach
What buyers should watch
- Months of supply, currently 8.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 12.5%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $178 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $178,278 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Rockaway Beach listing goes under contract in 170 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Rockaway Beach added 3 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +2.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Rockaway Beach varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Rockaway Beach
There are currently 8 homes listed for sale in Rockaway Beach, Missouri. The median listing price is $449K.
Active listings
8
Homes on market
Median list price
$449K
Avg. days on market
170
Days until sale
New this week
3
Newly listed
How much do homes cost in Rockaway Beach by property type?
How the Rockaway Beach, MO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $235,000 | $184/sq ft | 1 | 170 days |
| Condo / co-op | $270,000 | $240/sq ft | 1 | 219 days |
Who lives in Rockaway Beach?
American Community Survey estimates for Rockaway Beach. U.S. Census ACS, 2023
Population
682
Households
260
Median income
$56,563/yr
Median age
47.6 years
Owner-occupied
76.2%
Median home value
$130,000
Median gross rent
$767/mo
Mean commute
32.1 min
76.2% of occupied homes in Rockaway Beach are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $130,000 against Zillow's $178,278 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Rockaway Beach, MO?
Ordered by distance from Rockaway Beach, not by size. Compare Rockaway Beach side by side with any of them.
Rockaway Beach housing market FAQ
Is Rockaway Beach a buyer's or seller's market?
Rockaway Beach, MO is currently a buyer's market. That read comes from 8.0 months of supply, homes going under contract in about 170 days in the last month Redfin published (May 2026).
How much do homes cost in Rockaway Beach?
The typical home in Rockaway Beach, MO is worth $178,278 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $235,000, about $184 per square foot.
Is Rockaway Beach cheaper than the rest of Missouri?
Rockaway Beach's median sale price of $235,000 is 21% lower than the Missouri statewide median of $297,500, and 43% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Rockaway Beach?
Homes in Rockaway Beach, MO spent a median of 170 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Rockaway Beach?
At the current 30-year fixed rate of 7.03%, 20% down on a $178,278 home is about $952 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $40,789 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $56,563.
Are home prices rising in Rockaway Beach?
The typical home value in Rockaway Beach, MO rose 2.1% over the last 12 months, from $174,657 to $178,278 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Rockaway Beach?
Rockaway Beach ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Rockaway Beach?
That depends on your timeline, not on a headline. What the data says today: Rockaway Beach, MO is a buyer's market with 8.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $178,278, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.