New Listing
12
$79,900
9409 E Independence Ave
Independence, MO 64053
1 bd1 ba616 sqft$130/ft²
House8,856 sqft lot
United Real Estate Kansas City
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Sarah Mitchell
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Compass Real Estate · Independence, MO
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Independence, MO(512) 555-0184TX License #0512847
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Independence, MO Housing Market
Seller's market+2.5% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Independence, MO is worth $212,613, rose 2.5% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $230,000, +2.2% year over year (through May 2026). With 1.6 months of supply and homes going under contract in about 18 days, Independence is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $212,613 home is about $1,135/mo in principal and interest.
Key numbers for Independence, MO
Typical home value
$212,613
+2.5% in 12 months
Zillow, August 2026
Typical asking rent
$1,385/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$230,000
+2.2% year over year
Redfin, through May 2026
Days on market
18
Fast-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$59,480
Home costs 3.6x income
U.S. Census ACS, 2023
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Independence a buyer's or seller's market?
Seller's market1.6 months of supply18 days on market
Independence, MO is a seller's market, based on 1.6 months of supply and homes selling in about 18 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Independence housing market data show?
Every row below is Redfin's final published month for Independence, MO. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $230,000 |
| Median list price | $240,000 |
| Year-over-year price change | +2.2% |
| Median price per sq ft | $154/sq ft |
| Median days on market | 18 days |
| Months of supply | 1.6 months |
| Homes sold (that month) | 160 |
| New listings (that month) | 195 |
| Listings with a price cut | 33.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Independence is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Independence is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Independence home prices moved?
Over the last three years the median sale price in Independence, MO rose 9.5%, from $210,000 to $230,000. The live Zillow value series has rose 2.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 33.0% of Independence listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Independence?
Priced off the typical home value of $212,613 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $42,523 | $170,090 | $1,135/mo |
| 5% | $10,631 | $201,982 | $1,348/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,135, that implies roughly $48,645 a year before you add taxes and insurance. The median household in Independence earns $59,480, about $10,835 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Independence in the next 12 months?
Tell us your timeline. We send the Independence market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Independence?
Typical asking rent in Independence, MO is $1,385/mo, against a typical home value of $212,613. That is a price-to-rent ratio of 12.8x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,135 a month — $250 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Independence?
We hold fewer than two months of inventory readings for Independence, MO, so there is no trend to report yet.
How does Independence compare to Missouri and the U.S.?
Independence homes sell for $230,000 — 23% below the Missouri median of $297,500. Against the national median of $410,700, Independence runs 44% lower. Year-over-year, Independence moved +2.2% against Missouri's +4.6% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Independence, MO | $230,000 | +2.2% | 18 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Independence
What buyers should watch
- Months of supply, currently 1.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 33.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $213 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $212,613 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Independence listing goes under contract in 18 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Independence added 195 new listings against 160 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +2.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Independence varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Independence
Explore homes currently listed for sale in Independence, Missouri across major real estate platforms.
New Listing
21
$139,900
813 S Liberty St
Independence, MO 64050
2 bd1 ba1,024 sqft$137/ft²
House3,400 sqft lot
Platinum Realty LLC
View photos & details
New Listing
27
$145,000
901 S Cottage St
Independence, MO 64050
2 bd1 ba748 sqft$194/ft²
House4,746 sqft lot
United Real Estate Kansas City
View photos & details
33
$150,000
1600 S Ralston Ave
Independence, MO 64052
3 bd1 ba1,025 sqft$146/ft²
House6,970 sqft lot
Keller Williams KC North
View photos & details
New Listing
$189,000
3013 Mason Ave
Independence, MO 64052
4 bd2 ba1,216 sqft$155/ft²
House8,198 sqft lot
Realty Professionals Heartland
View photos & details
New Listing
27
$189,000
9616 E 26th St S
Independence, MO 64052
3 bd1 ba1,404 sqft$135/ft²
House8,712 sqft lot
ReeceNichols - Lees Summit
View photos & details
New Listing
28
$210,000
18508 E 8th St N
Independence, MO 64056
3 bd2 ba1,294 sqft$162/ft²
House8,712 sqft lot
Platinum Realty LLC
View photos & details
New Listing
4
$235,000
2213 N McBride Ave
Independence, MO 64050
3 bd2 ba1,532 sqft$153/ft²
House22,814 sqft lot
RE/MAX Elite, REALTORS
View photos & details
New Listing
17
$250,000
19113 E 14th St N
Independence, MO 64056
3 bd1 ba1,633 sqft$153/ft²
House7,442 sqft lot
RE/MAX Premier Properties
View photos & details
New Listing
2
$275,000
4022 S Hands Cir
Independence, MO 64055
3 bd3 ba1,964 sqft$140/ft²
House10,890 sqft lot
ReeceNichols - Lees Summit
View photos & details
New Listing
$289,000
500 N Delaware St
Independence, MO 64050
3 bd3 ba2,291 sqft$126/ft²
House14,881 sqft lot
Keller Williams Platinum Prtnr
View photos & details
New Listing
$385,000
1126 N Holland Dr
Independence, MO 64056
3 bd3 ba1,803 sqft$214/ft²
House8,865 sqft lot
Realty ONE Group Esteem
View photos & details
Looking to buy in Independence?
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Price drops:33.0%of listings
How much do homes cost in Independence by property type?
How the Independence, MO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $230,000 | $154/sq ft | 157 | 18 days |
| Condo / co-op | $120,000 | $140/sq ft | 1 | 322 days |
| Townhouse | $241,000 | $132/sq ft | 1 | 37 days |
Who lives in Independence?
American Community Survey estimates for Independence. U.S. Census ACS, 2023
Population
121,944
Households
50,925
Median income
$59,480/yr
Median age
38.4 years
Owner-occupied
61.0%
Median home value
$166,400
Median gross rent
$1,061/mo
Mean commute
23.6 min
61.0% of occupied homes in Independence are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $166,400 against Zillow's $212,613 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,061/mo, below Zillow's $1,385/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Independence?
40 schools tracked · 17,885 students
The largest public schools serving Independence, MO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
TRUMAN HIGH
Grades 9-12 · 1,700 students
FORT OSAGE HIGH
Grades 9-12 · 1,575 students
WILLIAM CHRISMAN HIGH
Grades 9-12 · 1,441 students
CLIFFORD H. NOWLIN MIDDLE
Grades 6-8 · 886 students
PIONEER RIDGE MIDDLE
Grades 7-8 · 817 students
BINGHAM MIDDLE
Grades 7-8 · 758 students
OSAGE TRAIL MIDDLE
Grades 7-8 · 724 students
BRIDGER MIDDLE
Grades 6 · 696 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Independence, MO?
Ordered by distance from Independence, not by size. Compare Independence side by side with any of them.
Which ZIP codes are in Independence?
These are the ZIP codes we see on active Independence listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Independence housing market FAQ
Is Independence a buyer's or seller's market?
Independence, MO is currently a seller's market. That read comes from 1.6 months of supply, homes going under contract in about 18 days in the last month Redfin published (May 2026).
How much do homes cost in Independence?
The typical home in Independence, MO is worth $212,613 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $230,000, about $154 per square foot.
Is Independence cheaper than the rest of Missouri?
Independence's median sale price of $230,000 is 23% lower than the Missouri statewide median of $297,500, and 44% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Independence?
Homes in Independence, MO spent a median of 18 days on market before going under contract, versus 27 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Independence?
At the current 30-year fixed rate of 7.03%, 20% down on a $212,613 home is about $1,135 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,645 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,480.
Are home prices rising in Independence?
The typical home value in Independence, MO rose 2.5% over the last 12 months, from $207,443 to $212,613 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Independence?
Independence ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Independence?
That depends on your timeline, not on a headline. What the data says today: Independence, MO is a seller's market with 1.6 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 12.8x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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