$28,900
1901 Spring St
Blue Summit, MO
4 bd1 ba930 sqft$31/ft²
House9,485 sqft lot
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Sarah Mitchell
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Compass Real Estate · Blue Summit, MO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Blue Summit, MO(512) 555-0184TX License #0512847
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Blue Summit, MO Housing Market
Seller's market
Redfin, through February 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The last median sale price Redfin published was $58,800 (through May 2026). With 1.0 months of supply and homes going under contract in about 69 days, Blue Summit is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $58,800 home is about $314/mo in principal and interest.
Key numbers for Blue Summit, MO
Median sale price
$58,800
Last published period
Redfin, through February 2026
Days on market
69
Slow-moving
Redfin, through February 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$57,016
Home costs 1.0x income
U.S. Census ACS, 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Blue Summit a buyer's or seller's market?
Seller's market1.0 months of supply69 days on market
Blue Summit, MO is a seller's market, based on 1.0 months of supply and homes selling in about 69 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Blue Summit housing market data show?
Every row below is Redfin's final published month for Blue Summit, MO. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $58,800 |
| Median price per sq ft | $53/sq ft |
| Median days on market | 69 days |
| Months of supply | 1.0 months |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Blue Summit is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Blue Summit is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Blue Summit home prices moved?
Across the 10 months we hold for Blue Summit, MO, the median sale price rose 30.7%, from $45,000 in May 2021 to $58,800. 100.0% of Blue Summit listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Blue Summit?
Priced off the median sale price of $58,800 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $11,760 | $47,040 | $314/mo |
| 5% | $2,940 | $55,860 | $373/mo |
Redfin, through February 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $314, that implies roughly $13,453 a year before you add taxes and insurance. The median household in Blue Summit earns $57,016, about $43,563 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 1.0x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Blue Summit in the next 12 months?
Tell us your timeline. We send the Blue Summit market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Blue Summit?
Zillow does not publish a rent index (ZORI) for Blue Summit, MO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Blue Summit?
We hold fewer than two months of inventory readings for Blue Summit, MO, so there is no trend to report yet.
How does Blue Summit compare to Missouri and the U.S.?
Blue Summit homes sell for $58,800 — 80% below the Missouri median of $297,500. Against the national median of $410,700, Blue Summit runs 86% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Blue Summit, MO | $58,800 | not published | 69 days |
| Missouri statewide | $297,500 | +4.6% | 27 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Blue Summit
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $59 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $58,800 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Blue Summit listing goes under contract in 69 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Comparable ZIP-level pricing inside Blue Summit varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Blue Summit
Explore homes currently listed for sale in Blue Summit, Missouri across major real estate platforms.
Looking to buy in Blue Summit?
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Price drops:100.0%of listings
How much do homes cost in Blue Summit by property type?
How the Blue Summit, MO market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $58,800 | $53/sq ft | 1 | 69 days |
Who lives in Blue Summit?
American Community Survey estimates for Blue Summit. U.S. Census ACS, 2023
Population
1,145
Households
320
Median income
$57,016/yr
Median age
29.1 years
Owner-occupied
57.2%
Median home value
$34,900
Median gross rent
$1,111/mo
Mean commute
29.9 min
57.2% of occupied homes in Blue Summit are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Blue Summit, MO?
Ordered by distance from Blue Summit, not by size. Compare Blue Summit side by side with any of them.
Blue Summit housing market FAQ
Is Blue Summit a buyer's or seller's market?
Blue Summit, MO is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 69 days in the last month Redfin published (May 2026).
How much do homes cost in Blue Summit?
The median sale price in the last month Redfin published was $58,800, about $53 per square foot.
Is Blue Summit cheaper than the rest of Missouri?
Blue Summit's median sale price of $58,800 is 80% lower than the Missouri statewide median of $297,500, and 86% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Blue Summit?
Homes in Blue Summit, MO spent a median of 69 days on market before going under contract, versus 27 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Blue Summit?
At the current 30-year fixed rate of 7.03%, 20% down on a $58,800 home is about $314 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $13,453 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $57,016.
Are home prices rising in Blue Summit?
We do not hold a complete 12-month value series for Blue Summit, MO yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Blue Summit?
Blue Summit ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Blue Summit?
That depends on your timeline, not on a headline. What the data says today: Blue Summit, MO is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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