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Featured local agent — Mount Pleasant, MS
Sarah Mitchell
Compass Real Estate · Mount Pleasant, MS
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Mount Pleasant, MS Housing Market
The last median sale price Redfin published was $169,800, -48.5% year over year (through May 2026). On the supply and pace-of-sale data we hold, Mount Pleasant is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $169,800 home is about $906/mo in principal and interest.
Key numbers for Mount Pleasant, MS
Median sale price
$169,800
-48.5% year over year
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$46,838
Home costs 3.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Mount Pleasant a buyer's or seller's market?
Mount Pleasant, MS is a balanced market. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Mount Pleasant housing market data show?
Every row below is Redfin's final published month for Mount Pleasant, MS. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $169,800 |
| Median list price | $169,800 |
| Year-over-year price change | -48.5% |
| Median price per sq ft | $116/sq ft |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Mount Pleasant is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Mount Pleasant is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Mount Pleasant home prices moved?
Across the 11 months we hold for Mount Pleasant, MS, the median sale price fell 29.3%, from $240,000 in September 2021 to $169,800.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Mount Pleasant?
Priced off the median sale price of $169,800 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $33,960 | $135,840 | $906/mo |
| 5% | $8,490 | $161,310 | $1,076/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $906, that implies roughly $38,849 a year before you add taxes and insurance. The median household in Mount Pleasant earns $46,838, about $7,989 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Mount Pleasant in the next 12 months?
Tell us your timeline. We send the Mount Pleasant market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Mount Pleasant?
Zillow does not publish a rent index (ZORI) for Mount Pleasant, MS, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Mount Pleasant?
Active listings in Mount Pleasant, MS went from 1 in June 2023 to 1 in March 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings |
|---|---|
| June 2023 | 1 |
| November 2023 | 3 |
| January 2024 | 2 |
| May 2024 | 3 |
| November 2024 | 3 |
| March 2025 | 1 |
Redfin, through March 2025
How does Mount Pleasant compare to Mississippi and the U.S.?
Mount Pleasant homes sell for $169,800 — 40% below the Mississippi median of $284,300. Against the national median of $410,700, Mount Pleasant runs 59% lower. Year-over-year, Mount Pleasant moved -48.5% against Mississippi's +5.7% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Mount Pleasant, MS | $169,800 | -48.5% | not published |
| Mississippi statewide | $284,300 | +5.7% | 47 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Mount Pleasant
What buyers should watch
- The gap between 5% and 20% down here is $170 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $169,800 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- In the last published month Mount Pleasant added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Mount Pleasant varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Mount Pleasant
Explore homes currently listed for sale in Mount Pleasant, Mississippi across major real estate platforms.
How much do homes cost in Mount Pleasant by property type?
How the Mount Pleasant, MS market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $169,800 | $116/sq ft | 1 | not published |
Who lives in Mount Pleasant?
American Community Survey estimates for Mount Pleasant. U.S. Census ACS, 2023
Population
372
Households
137
Median income
$46,838/yr
Median age
35.7 years
Owner-occupied
92.0%
92.0% of occupied homes in Mount Pleasant are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Mount Pleasant, MS?
Ordered by distance from Mount Pleasant, not by size. Compare Mount Pleasant side by side with any of them.
Mount Pleasant housing market FAQ
Is Mount Pleasant a buyer's or seller's market?
Mount Pleasant, MS is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Mount Pleasant?
The median sale price in the last month Redfin published was $169,800, about $116 per square foot.
Is Mount Pleasant cheaper than the rest of Mississippi?
Mount Pleasant's median sale price of $169,800 is 40% lower than the Mississippi statewide median of $284,300, and 59% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Mount Pleasant?
We do not hold a days-on-market figure for Mount Pleasant, MS. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Mount Pleasant?
At the current 30-year fixed rate of 7.03%, 20% down on a $169,800 home is about $906 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $38,849 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $46,838.
Are home prices rising in Mount Pleasant?
Redfin's last published year-over-year change for Mount Pleasant, MS was -48.5%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Mount Pleasant?
Mount Pleasant ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Mount Pleasant?
That depends on your timeline, not on a headline. What the data says today: Mount Pleasant, MS is a balanced market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $169,800, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.