New Listing
3
$32,000
348 Oak St Lot 13
Biloxi, MS 39530
Land16,117 sqft lot
Philip Demoran · The Demoran Realty Group
View photos & details
Brokers — List your Company Here
Featured local agent — Biloxi, MS
Example placement
Sarah Mitchell
CNESRESABR
Compass Real Estate · Biloxi, MS
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Biloxi, MS(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Biloxi, MS Housing Market
Buyer's market+2.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Biloxi, MS is worth $238,012, rose 2.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $268,000, +5.1% year over year (through May 2026). With 5.1 months of supply and homes going under contract in about 87 days, Biloxi is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $238,012 home is about $1,271/mo in principal and interest.
Key numbers for Biloxi, MS
Typical home value
$238,012
+2.1% in 12 months
Zillow, August 2026
Typical asking rent
$1,348/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$268,000
+5.1% year over year
Redfin, through May 2026
Days on market
87
Slow-moving
Redfin, through May 2026
Active listings
240
5.1 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$55,958
Home costs 4.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.5%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Biloxi a buyer's or seller's market?
Buyer's market5.1 months of supply87 days on market97.5% of asking
Biloxi, MS is a buyer's market, based on 5.1 months of supply and homes selling in about 87 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Biloxi housing market data show?
Every row below is Redfin's final published month for Biloxi, MS. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $268,000 |
| Median list price | $288,500 |
| Year-over-year price change | +5.1% |
| Median price per sq ft | $161/sq ft |
| Median days on market | 87 days |
| Active inventory | 240 listings |
| Months of supply | 5.1 months |
| Sale-to-list price ratio | 97.5% |
| Homes sold (that month) | 47 |
| New listings (that month) | 66 |
| Listings with a price cut | 26.3% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Biloxi is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Biloxi is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Biloxi home prices moved?
Over the last three years the median sale price in Biloxi, MS rose 20.4%, from $222,500 to $268,000. The live Zillow value series has rose 2.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 26.3% of Biloxi listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.1 months while the sale-to-list ratio slips below its current 97.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Biloxi market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Biloxi?
Priced off the typical home value of $238,012 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $47,602 | $190,410 | $1,271/mo |
| 5% | $11,901 | $226,112 | $1,509/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,271, that implies roughly $54,456 a year before you add taxes and insurance. The median household in Biloxi earns $55,958, about $1,502 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.3x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Biloxi in the next 12 months?
Tell us your timeline. We send the Biloxi market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Biloxi?
Typical asking rent in Biloxi, MS is $1,348/mo, against a typical home value of $238,012. That is a price-to-rent ratio of 14.7x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,271 a month — $77 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Biloxi?
Active listings in Biloxi, MS went from 255 in May 2025 to 240 in May 2026, a -5.9% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 252 | 58 |
| July 2025 | 264 | 86 |
| August 2025 | 237 | 70 |
| September 2025 | 249 | 63 |
| October 2025 | 253 | 64 |
| November 2025 | 245 | 52 |
| December 2025 | 231 | 41 |
| January 2026 | 243 | 69 |
| February 2026 | 234 | 48 |
| March 2026 | 243 | 73 |
| April 2026 | 238 | 78 |
| May 2026 | 240 | 66 |
Redfin, through May 2026
How does Biloxi compare to Mississippi and the U.S.?
Biloxi homes sell for $268,000 — 6% below the Mississippi median of $284,300. Against the national median of $410,700, Biloxi runs 35% lower. Year-over-year, Biloxi moved +5.1% against Mississippi's +5.7% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Biloxi, MS | $268,000 | +5.1% | 87 days |
| Mississippi statewide | $284,300 | +5.7% | 47 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Biloxi
What buyers should watch
- Months of supply, currently 5.1. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 26.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $238 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $238,012 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Biloxi listing goes under contract in 87 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Biloxi added 66 new listings against 47 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +2.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Biloxi varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Biloxi
There are currently 240 homes listed for sale in Biloxi, Mississippi. The median listing price is $289K. Featured listings range from $32,000 to $525,000.
New Listing
23
$199,900
2185 Floyd Dr
Biloxi, MS 39531
3 bd2 ba1,526 sqft$131/ft²
House11,761 sqft lot
Mary Phillips · Century 21 J. Carter & Company
View photos & details
New BuildPrice Drop −$10K
34
$284,900
122 Debuys Rd
Biloxi, MS 39531
3 bd3 ba1,521 sqft$187/ft²
Townhouse
View photos & details
New Build
28
$311,900
9400 Reserve Blvd
Biloxi, MS 39532
4 bd2 ba1,791 sqft$174/ft²
House
View photos & details
New Listing
38
$315,000
9475 Emersyn Ln
Biloxi, MS 39532
4 bd2 ba2,054 sqft$153/ft²
House10,454 sqft lot
Tammie Joubert · Compass Realty, LLC.
View photos & details
New Build
19
$320,900
9380 Reserve Blvd
Biloxi, MS 39532
4 bd2 ba1,915 sqft$168/ft²
House
View photos & details
New Build
30
$334,900
9390 Reserve Blvd
Biloxi, MS 39532
5 bd3 ba2,100 sqft$159/ft²
House
View photos & details
New Listing
35
$349,900
2071 Stone Bridge Dr
Biloxi, MS 39532
4 bd3 ba2,408 sqft$145/ft²
House15,246 sqft lot
Gina Bradley · Coldwell Banker Alfonso Realty - DH
View photos & details
New Listing
64
$359,000
6269 Roxanne Way
Biloxi, MS 39532
4 bd3 ba2,831 sqft$127/ft²
House13,068 sqft lot
Damaris Royalty · Keller Williams
View photos & details
New Build
23
$453,400
14223 Quill Ave
Biloxi, MS 39532
4 bd3 ba2,942 sqft$154/ft²
House
View photos & details
New Build
20
$458,400
14235 Quill Ave
Biloxi, MS 39532
4 bd3 ba2,997 sqft$153/ft²
House21,780 sqft lot
Alicia Souza · D R Horton
View photos & details
New Listing
52
$525,000
398 Goose Pointe Blvd
Biloxi, MS 39531
4 bd3 ba2,510 sqft$209/ft²
House12,197 sqft lot
Anna Martin · Fidelis Realty, LLC.
View photos & details
Looking to buy in Biloxi?
Get connected with a local real estate expert — free, no obligation.
Active listings
240
Homes on market
Median list price
$289K
Avg. days on market
87
Days until sale
New this week
66
Newly listed
Price drops:26.3%of listings
Sale-to-list:97.5%
How much do homes cost in Biloxi by property type?
How the Biloxi, MS market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $289,000 | $161/sq ft | 37 | 69 days |
| Condo / co-op | $225,000 | $195/sq ft | 7 | 192 days |
| Townhouse | $274,900 | $181/sq ft | 1 | 343 days |
Who lives in Biloxi?
American Community Survey estimates for Biloxi. U.S. Census ACS, 2023
Population
49,011
Households
19,694
Median income
$55,958/yr
Median age
36.7 years
Owner-occupied
48.6%
Median home value
$203,200
Median gross rent
$1,051/mo
Mean commute
20.5 min
48.6% of occupied homes in Biloxi are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $203,200 against Zillow's $238,012 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,051/mo, below Zillow's $1,348/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Biloxi?
15 schools tracked · 10,133 students
The largest public schools serving Biloxi, MS by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
BILOXI HIGH SCHOOL
Grades 9-12 · 1,697 students
DIBERVILLE SENIOR HIGH SCH
Grades 9-12 · 1,474 students
CREEKBEND ELEMENTARY AND MIDDLE
Grades K-8 · 1,006 students
BILOXI JUNIOR HIGH
Grades 7-8 · 880 students
NORTH WOOLMARKET ELEMENTARY AND MID
Grades K-8 · 812 students
BILOXI UPPER ELEMENTARY
Grades 5-6 · 778 students
NORTH BAY ELEMENTARY SCHOOL
Grades K-4 · 726 students
POPPS FERRY ELEMENTARY SCHOOL
Grades K-4 · 610 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Biloxi, MS?
Ordered by distance from Biloxi, not by size. Compare Biloxi side by side with any of them.
Which ZIP codes are in Biloxi?
These are the ZIP codes we see on active Biloxi listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Biloxi housing market FAQ
Is Biloxi a buyer's or seller's market?
Biloxi, MS is currently a buyer's market. That read comes from 5.1 months of supply, homes going under contract in about 87 days, and sellers getting 97.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Biloxi?
The typical home in Biloxi, MS is worth $238,012 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $268,000, about $161 per square foot.
Is Biloxi cheaper than the rest of Mississippi?
Biloxi's median sale price of $268,000 is 6% lower than the Mississippi statewide median of $284,300, and 35% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Biloxi?
Homes in Biloxi, MS spent a median of 87 days on market before going under contract, versus 47 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Biloxi?
At the current 30-year fixed rate of 7.03%, 20% down on a $238,012 home is about $1,271 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $54,456 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $55,958.
Are home prices rising in Biloxi?
The typical home value in Biloxi, MS rose 2.1% over the last 12 months, from $233,023 to $238,012 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Biloxi?
Biloxi ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Biloxi?
That depends on your timeline, not on a headline. What the data says today: Biloxi, MS is a buyer's market with 5.1 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 14.7x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Biloxi, MS
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Biloxi
Nearby markets
Get the Biloxi market brief
Get the Biloxi, MS market brief
One email: what homes are actually clearing at around $238,012, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.