New Listing
18
$51,900
521 Birch St
Saginaw, MI 48601
3 bd1 ba1,740 sqft$30/ft²
House9,148 sqft lot
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Sarah Mitchell
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Compass Real Estate · Saginaw, MI
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Saginaw, MI(512) 555-0184TX License #0512847
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Saginaw, MI Housing Market & Real Estate
Leaning buyer's+2.3% YoY
Housing market overview · Updated monthly ·
$90,000median sale price
How is the Saginaw, MI housing market right now?
The median home sale price in Saginaw, MI is $90,000, up 2.3% year-over-year. Homes sell in an average of 37 days with 168 active listings. The market is currently a leaning buyer's. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Saginaw a buyer's or seller's market?
Leaning buyer's5.4 months of supply37 avg. days on market
Saginaw, MI is currently a leaning buyer's, based on 5.4 months of supply and homes selling in about 37 days. How we determine this →
Homes sold
31
Last 12 weeks
Days on market
37
Average pace
Active listings
168
5.4 months supply
Sale-to-list
97.1%
Below asking
What does the Saginaw housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $90,000 |
| Median list price | $79,900 |
| Year-over-year price change | +2.3% |
| Average days on market | 37 days |
| Active inventory | 168 listings |
| Months of supply | 5.4 months |
| Sale-to-list price ratio | 97.1% |
| Median price per sq ft | $77/sq ft |
| Homes sold (latest month) | 31 |
| New listings (latest month) | 51 |
| Listings with a price cut | 33.3% |
| Market condition | Leaning buyer's |
Source: Redfin · Updated monthly
How much do homes cost in Saginaw by property type?
How the Saginaw, MI market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $90,000 | $83/sq ft | 29 | 37 days |
Source: Redfin · Updated monthly
The Saginaw housing market is currently classified as a leaning buyer's with a median sale price of $90,000. Prices have risen 2.3% compared to last year, with homes spending an average of 37 days on market, indicating 5.4 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 3.6x provides context for how home values compare to local earning capacity.
Homes for sale in Saginaw
There are currently 168 homes listed for sale in Saginaw, Michigan. The median listing price is $80K. Featured listings range from $51,900 to $355,000.
New Listing
20
$54,900
3111 Rust Ave
Saginaw, MI 48601
3 bd2 ba1,932 sqft$28/ft²
House23,522 sqft lot
View photos & details
New Listing
8
$75,000
616 N Oakley St
Saginaw, MI 48602
4 bd2 ba1,288 sqft$58/ft²
House5,663 sqft lot
View photos & details
New Listing
19
$77,700
903 S Michigan Ave
Saginaw, MI 48602
3 bd2 ba1,695 sqft$46/ft²
House8,712 sqft lot
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New Listing
19
$79,000
1724 State St
Saginaw, MI 48602
3 bd1 ba1,144 sqft$69/ft²
House5,227 sqft lot
View photos & details
33
$80,000
5921 W Michigan Ave Unit B1
Saginaw, MI 48638
2 bd2 ba973 sqft$82/ft²
Condo
View photos & details
8
$120,000
2688 N Portsmouth Rd
Saginaw, MI 48601
2 bd1 ba1,046 sqft$115/ft²
House21,780 sqft lot
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New Listing
21
$169,900
1740 Wilson Ave
Saginaw, MI 48638
3 bd2 ba1,174 sqft$145/ft²
House11,326 sqft lot
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New Listing
50
$179,000
2025 Carman Dr
Saginaw, MI 48602
4 bd3 ba1,951 sqft$92/ft²
House8,712 sqft lot
View photos & details
New Build
49
$240,000
2201 N Berkshire Dr
Saginaw, MI 48603
3 bd3 ba1,903 sqft$126/ft²
House11,326 sqft lot
View photos & details
New Listing
81
$349,900
7205 Trinklein Rd
Saginaw, MI 48609
3 bd3 ba2,495 sqft$140/ft²
House5.20 acres
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New Listing
64
$355,000
2777 Hospital Rd
Saginaw, MI 48603
4 bd4 ba2,664 sqft$133/ft²
House17,424 sqft lot
View photos & details
Looking to buy in Saginaw?
Get connected with a local real estate expert — free, no obligation.
Active listings
168
Homes on market
Median list price
$80K
Avg. days on market
37
Days until sale
New this week
51
Newly listed
Price drops:33.3%of listings
Sale-to-list:97.1%
Who lives in Saginaw?
Population
43,879
Median income
$37,298/yr
Median age
36.2 years
Owner-occupied
59.0%
College grads
11.7%
Avg commute
19 min
Source: U.S. Census Bureau ACS
What are homes worth in Saginaw?
Zillow home value
$135,513
Zillow rent index
$1,137/mo
Price-to-rent ratio
9.9x
Price-to-income
3.6x
Source: Zillow Research
What is it like to live in Saginaw?
Saginaw is a community of approximately 44K residents with a median age of 36.2 years.The median household income is $37,298, which represents a working-class community with solid middle-income opportunities. 11.7% of residents hold a bachelor's degree or higher, showing a mixed educational demographic.
Homeownership rates are at 59.0%, showing a blend of owner and renter-occupied properties. The average commute time is 19 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Saginaw offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Saginaw?
46 schools tracked · 15,898 students
The largest public schools serving Saginaw, MI by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Heritage High School
Grades 9-12 · 1,324 students
White Pine Middle School
Grades 6-8 · 963 students
Carrollton Elementary School
Grades PK-5 · 704 students
Arthur Hill High School
Grades 9-12 · 671 students
North Saginaw Charter Academy
Grades K-8 · 596 students
Sherwood Elementary School
Grades PK-5 · 547 students
Swan Valley High School
Grades 9-12 · 519 students
Francis Reh PSA
Grades PK-12 · 503 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Saginaw, MI?
Want a head-to-head view? Compare Saginaw side-by-side with any other U.S. city using our market-comparison tool.
Which ZIP codes are in Saginaw?
Is Saginaw a good real estate investment market?
For investors evaluating Saginaw, the price-to-rent ratio of 9.9x suggests potential rental yield opportunity, making the market attractive for income-focused investors. The market has appreciated 2.3% year-over-year, reflecting ongoing demand and value growth.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Saginaw's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Saginaw's median home price.
Frequently asked questions
What is the average home price in Saginaw?
The median home sale price in Saginaw is $90,000, up 2.3% from last year.
How long do homes stay on market in Saginaw?
Homes typically spend 37 days on market before going under contract.
What is the median income in Saginaw?
The median household income is $37,298 per year.
Is Saginaw a buyer's or seller's market?
With 5.4 months of supply, Saginaw is currently a leaning buyer's.
How many homes are for sale in Saginaw?
There are currently 168 homes listed for sale in Saginaw, MI.
What is the Zillow home value estimate for Saginaw?
The Zillow Home Value Index (ZHVI) for Saginaw is $135,513, representing the typical home value in the area.
How much does a single-family home cost in Saginaw?
The median single-family home price in Saginaw, MI is $90,000 (about $83 per square foot).
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