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Featured local agent — West Chatham, MA
Sarah Mitchell
Compass Real Estate · West Chatham, MA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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West Chatham, MA Housing Market
The last median sale price Redfin published was $3.09M, +230.7% year over year (through May 2026). With 6.0 months of supply and homes going under contract in about 35 days, West Chatham is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $3.09M home is about $16,483/mo in principal and interest.
Key numbers for West Chatham, MA
Median sale price
$3.09M
+230.7% year over year
Redfin, through May 2026
Days on market
35
Average pace
Redfin, through May 2026
Active listings
12
6.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$135,199
Home costs 22.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
92.6%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is West Chatham a buyer's or seller's market?
West Chatham, MA is a buyer's market, based on 6.0 months of supply and homes selling in about 35 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the West Chatham housing market data show?
Every row below is Redfin's final published month for West Chatham, MA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $3.09M |
| Median list price | $1.04M |
| Year-over-year price change | +230.7% |
| Median price per sq ft | $844/sq ft |
| Median days on market | 35 days |
| Active inventory | 12 listings |
| Months of supply | 6.0 months |
| Sale-to-list price ratio | 92.6% |
| Homes sold (that month) | 2 |
| New listings (that month) | 6 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for West Chatham is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in West Chatham is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have West Chatham home prices moved?
Over the last three years the median sale price in West Chatham, MA rose 105.8%, from $1.50M to $3.09M. For prices to fall meaningfully from here, supply would have to keep building past 6.0 months while the sale-to-list ratio slips below its current 92.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in West Chatham?
Priced off the median sale price of $3.09M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $617,500 | $2.47M | $16,483/mo |
| 5% | $154,375 | $2.93M | $19,573/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $16,483, that implies roughly $706,404 a year before you add taxes and insurance. The median household in West Chatham earns $135,199, about $571,205 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 22.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in West Chatham in the next 12 months?
Tell us your timeline. We send the West Chatham market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in West Chatham?
Zillow does not publish a rent index (ZORI) for West Chatham, MA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in West Chatham?
Active listings in West Chatham, MA went from 15 in February 2025 to 12 in May 2026, a -20.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| March 2025 | 13 | 1 |
| April 2025 | 14 | 4 |
| May 2025 | 12 | 5 |
| June 2025 | 8 | 1 |
| July 2025 | 8 | 5 |
| August 2025 | 11 | 10 |
| September 2025 | 14 | 11 |
| October 2025 | 11 | not published |
| December 2025 | 8 | 2 |
| January 2026 | 6 | not published |
| April 2026 | 9 | 6 |
| May 2026 | 12 | 6 |
Redfin, through May 2026
How does West Chatham compare to Massachusetts and the U.S.?
West Chatham homes sell for $3.09M — 349% above the Massachusetts median of $688,100. Against the national median of $410,700, West Chatham runs 652% higher. Year-over-year, West Chatham moved +230.7% against Massachusetts's +0.8% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| West Chatham, MA | $3.09M | +230.7% | 35 days |
| Massachusetts statewide | $688,100 | +0.8% | 21 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in West Chatham
What buyers should watch
- Months of supply, currently 6.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $3,091 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $3.09M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median West Chatham listing goes under contract in 35 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 92.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month West Chatham added 6 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside West Chatham varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in West Chatham
There are currently 12 homes listed for sale in West Chatham, Massachusetts. The median listing price is $1.0M.
Active listings
12
Homes on market
Median list price
$1.0M
Avg. days on market
35
Days until sale
New this week
6
Newly listed
How much do homes cost in West Chatham by property type?
How the West Chatham, MA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $3.09M | $844/sq ft | 2 | 35 days |
| Condo / co-op | $1.05M | $761/sq ft | 2 | 17 days |
| Townhouse | $950,000 | $396/sq ft | 2 | 145 days |
Who lives in West Chatham?
American Community Survey estimates for West Chatham. U.S. Census ACS, 2023
Population
1,337
Households
599
Median income
$135,199/yr
Median age
62.5 years
Owner-occupied
89.8%
Median home value
$743,100
Mean commute
21 min
89.8% of occupied homes in West Chatham are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near West Chatham, MA?
Ordered by distance from West Chatham, not by size. Compare West Chatham side by side with any of them.
West Chatham housing market FAQ
Is West Chatham a buyer's or seller's market?
West Chatham, MA is currently a buyer's market. That read comes from 6.0 months of supply, homes going under contract in about 35 days, and sellers getting 92.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in West Chatham?
The median sale price in the last month Redfin published was $3.09M, about $844 per square foot.
Is West Chatham cheaper than the rest of Massachusetts?
West Chatham's median sale price of $3.09M is 349% higher than the Massachusetts statewide median of $688,100, and 652% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in West Chatham?
Homes in West Chatham, MA spent a median of 35 days on market before going under contract, versus 21 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in West Chatham?
At the current 30-year fixed rate of 7.03%, 20% down on a $3.09M home is about $16,483 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $706,404 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $135,199.
Are home prices rising in West Chatham?
Redfin's last published year-over-year change for West Chatham, MA was +230.7%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in West Chatham?
West Chatham ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in West Chatham?
That depends on your timeline, not on a headline. What the data says today: West Chatham, MA is a buyer's market with 6.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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