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Featured local agent — Sunderland, MA
Sarah Mitchell
Compass Real Estate · Sunderland, MA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Sunderland, MA Housing Market
The typical home in Sunderland, MA is worth $489,307, rose 0.7% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $460,000 (through May 2026). With homes going under contract in about 229 days, Sunderland is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $489,307 home is about $2,612/mo in principal and interest.
Key numbers for Sunderland, MA
Typical home value
$489,307
+0.7% in 12 months
Zillow, August 2026
Typical asking rent
$3,420/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$460,000
Last published period
Redfin, through May 2026
Days on market
229
Slow-moving
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
95.9%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Sunderland a buyer's or seller's market?
Sunderland, MA is a buyer's market and homes selling in about 229 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Sunderland housing market data show?
Every row below is Redfin's final published month for Sunderland, MA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $460,000 |
| Median price per sq ft | $186/sq ft |
| Median days on market | 229 days |
| Sale-to-list price ratio | 95.9% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Sunderland is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Sunderland is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Sunderland home prices moved?
Over the last three years the median sale price in Sunderland, MA fell 5.1%, from $484,900 to $460,000. The live Zillow value series has rose 0.7% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Sunderland?
Priced off the typical home value of $489,307 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $97,861 | $391,446 | $2,612/mo |
| 5% | $24,465 | $464,842 | $3,102/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,612, that implies roughly $111,951 a year before you add taxes and insurance. We do not hold a Census income figure for Sunderland, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Sunderland in the next 12 months?
Tell us your timeline. We send the Sunderland market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Sunderland?
Typical asking rent in Sunderland, MA is $3,420/mo, against a typical home value of $489,307. That is a price-to-rent ratio of 11.9x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $2,612 a month — $808 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Sunderland?
Active listings in Sunderland, MA went from 1 in June 2024 to 1 in April 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| October 2024 | 2 | 1 |
| December 2024 | 1 | not published |
| February 2025 | 2 | 1 |
| March 2025 | 1 | not published |
| June 2025 | 2 | 2 |
| July 2025 | 1 | not published |
| August 2025 | 1 | 1 |
| September 2025 | 4 | 4 |
| October 2025 | 2 | not published |
| December 2025 | 1 | not published |
| January 2026 | 1 | not published |
| April 2026 | 1 | 1 |
Redfin, through April 2026
How does Sunderland compare to Massachusetts and the U.S.?
Sunderland homes sell for $460,000 — 33% below the Massachusetts median of $688,100. Against the national median of $410,700, Sunderland runs 12% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Sunderland, MA | $460,000 | not published | 229 days |
| Massachusetts statewide | $688,100 | +0.8% | 21 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Sunderland
What buyers should watch
- The gap between 5% and 20% down here is $490 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $489,307 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Sunderland listing goes under contract in 229 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 95.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +0.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Sunderland varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Sunderland
Explore homes currently listed for sale in Sunderland, Massachusetts across major real estate platforms.
How much do homes cost in Sunderland by property type?
How the Sunderland, MA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $460,000 | $186/sq ft | 1 | 229 days |
| Townhouse | $450,000 | $241/sq ft | 1 | 43 days |
Which public schools serve Sunderland?
1 schools tracked · 183 students
The largest public schools serving Sunderland, MA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Sunderland Elementary
Grades PK-6 · 183 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Sunderland, MA?
Ordered by distance from Sunderland, not by size. Compare Sunderland side by side with any of them.
Sunderland housing market FAQ
Is Sunderland a buyer's or seller's market?
Sunderland, MA is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Sunderland?
The typical home in Sunderland, MA is worth $489,307 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $460,000, about $186 per square foot.
Is Sunderland cheaper than the rest of Massachusetts?
Sunderland's median sale price of $460,000 is 33% lower than the Massachusetts statewide median of $688,100, and 12% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Sunderland?
Homes in Sunderland, MA spent a median of 229 days on market before going under contract, versus 21 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Sunderland?
At the current 30-year fixed rate of 7.03%, 20% down on a $489,307 home is about $2,612 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $111,951 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Sunderland?
The typical home value in Sunderland, MA rose 0.7% over the last 12 months, from $485,959 to $489,307 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Sunderland?
Sunderland ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Sunderland?
That depends on your timeline, not on a headline. What the data says today: Sunderland, MA is a buyer's market, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 11.9x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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