Brokers — List your Company Here
Featured local agent — Charlemont, MA
Sarah Mitchell
Compass Real Estate · Charlemont, MA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Charlemont, MA Housing Market
The typical home in Charlemont, MA is worth $349,799, rose 0.7% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $410,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 27 days, Charlemont is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $349,799 home is about $1,867/mo in principal and interest.
Key numbers for Charlemont, MA
Typical home value
$349,799
+0.7% in 12 months
Zillow, August 2026
Median sale price
$410,000
Last published period
Redfin, through November 2025
Days on market
27
Average pace
Redfin, through November 2025
Active listings
3
1.0 months of supply
Redfin, through November 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
99.1%
Selling below asking
Redfin, through November 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Charlemont a buyer's or seller's market?
Charlemont, MA is a seller's market, based on 1.0 months of supply and homes selling in about 27 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Charlemont housing market data show?
Every row below is Redfin's final published month for Charlemont, MA. Redfin, through November 2025
| Metric | Value |
|---|---|
| Median sale price | $410,000 |
| Median list price | $2.20M |
| Median price per sq ft | $321/sq ft |
| Median days on market | 27 days |
| Active inventory | 3 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 99.1% |
| Homes sold (that month) | 3 |
| New listings (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Charlemont is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Charlemont is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Charlemont home prices moved?
Across the 16 months we hold for Charlemont, MA, the median sale price rose 50.7%, from $272,000 in May 2021 to $410,000. The live Zillow value series has rose 0.7% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 99.1%. Watch those two together — they move before the median does.
Redfin, through November 2025 — the chart ends at Redfin's final published month.
Get Charlemont market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Charlemont?
Priced off the typical home value of $349,799 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $69,960 | $279,839 | $1,867/mo |
| 5% | $17,490 | $332,309 | $2,218/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,867, that implies roughly $80,032 a year before you add taxes and insurance. We do not hold a Census income figure for Charlemont, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Charlemont in the next 12 months?
Tell us your timeline. We send the Charlemont market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Charlemont?
Zillow does not publish a rent index (ZORI) for Charlemont, MA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Charlemont?
Active listings in Charlemont, MA went from 1 in August 2022 to 3 in November 2025, a +200.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| August 2022 | 1 | 1 |
| August 2024 | 2 | not published |
| October 2024 | 2 | 1 |
| January 2025 | 2 | 1 |
| February 2025 | 1 | not published |
| March 2025 | 2 | 2 |
| May 2025 | 5 | 3 |
| June 2025 | 3 | not published |
| July 2025 | 3 | not published |
| November 2025 | 3 | 1 |
Redfin, through November 2025
How does Charlemont compare to Massachusetts and the U.S.?
Charlemont homes sell for $410,000 — 40% below the Massachusetts median of $688,100. Against the national median of $410,700, Charlemont runs 0% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Charlemont, MA | $410,000 | not published | 27 days |
| Massachusetts statewide | $688,100 | +0.8% | 21 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through November 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Charlemont
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $350 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $349,799 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Charlemont listing goes under contract in 27 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Charlemont added 1 new listings against 3 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +0.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Charlemont varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Charlemont
There are currently 3 homes listed for sale in Charlemont, Massachusetts. The median listing price is $2.2M.
Active listings
3
Homes on market
Median list price
$2.2M
Avg. days on market
27
Days until sale
New this week
1
Newly listed
How much do homes cost in Charlemont by property type?
How the Charlemont, MA market breaks down across single-family homes, condos and townhouses. Redfin, through November 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $410,000 | $321/sq ft | 3 | 27 days |
| Townhouse | $300,000 | $268/sq ft | 1 | 99 days |
Which public schools serve Charlemont?
1 schools tracked · 56 students
The largest public schools serving Charlemont, MA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Hawlemont Regional
Grades PK-6 · 56 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Charlemont, MA?
Ordered by distance from Charlemont, not by size. Compare Charlemont side by side with any of them.
Charlemont housing market FAQ
Is Charlemont a buyer's or seller's market?
Charlemont, MA is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 27 days, and sellers getting 99.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Charlemont?
The typical home in Charlemont, MA is worth $349,799 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $410,000, about $321 per square foot.
Is Charlemont cheaper than the rest of Massachusetts?
Charlemont's median sale price of $410,000 is 40% lower than the Massachusetts statewide median of $688,100, and 0% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Charlemont?
Homes in Charlemont, MA spent a median of 27 days on market before going under contract, versus 21 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Charlemont?
At the current 30-year fixed rate of 7.03%, 20% down on a $349,799 home is about $1,867 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $80,032 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Charlemont?
The typical home value in Charlemont, MA rose 0.7% over the last 12 months, from $347,238 to $349,799 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Charlemont?
Charlemont ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Charlemont?
That depends on your timeline, not on a headline. What the data says today: Charlemont, MA is a seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Charlemont, MA
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Charlemont
Nearby markets
Get the Charlemont market brief
Get the Charlemont, MA market brief
One email: what homes are actually clearing at around $349,799, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.