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Featured local agent — Bernardston, MA
Sarah Mitchell
Compass Real Estate · Bernardston, MA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Bernardston, MA Housing Market
The typical home in Bernardston, MA is worth $380,539, held roughly flat 0.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $427,500 (through May 2026). With homes going under contract in about 15 days, Bernardston is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $380,539 home is about $2,032/mo in principal and interest.
Key numbers for Bernardston, MA
Typical home value
$380,539
+0.1% in 12 months
Zillow, August 2026
Median sale price
$427,500
Last published period
Redfin, through September 2025
Days on market
15
Fast-moving
Redfin, through September 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
103.8%
Selling above asking
Redfin, through September 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Bernardston a buyer's or seller's market?
Bernardston, MA is a seller's market and homes selling in about 15 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Bernardston housing market data show?
Every row below is Redfin's final published month for Bernardston, MA. Redfin, through September 2025
| Metric | Value |
|---|---|
| Median sale price | $427,500 |
| Median price per sq ft | $319/sq ft |
| Median days on market | 15 days |
| Sale-to-list price ratio | 103.8% |
| Homes sold (that month) | 2 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Bernardston is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Bernardston is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Bernardston home prices moved?
Across the 14 months we hold for Bernardston, MA, the median sale price rose 67.6%, from $255,000 in July 2021 to $427,500. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through September 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Bernardston?
Priced off the typical home value of $380,539 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $76,108 | $304,431 | $2,032/mo |
| 5% | $19,027 | $361,512 | $2,412/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,032, that implies roughly $87,065 a year before you add taxes and insurance. We do not hold a Census income figure for Bernardston, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Bernardston in the next 12 months?
Tell us your timeline. We send the Bernardston market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Bernardston?
Zillow does not publish a rent index (ZORI) for Bernardston, MA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Bernardston?
Active listings in Bernardston, MA went from 1 in July 2021 to 1 in May 2024, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| July 2021 | 1 | 1 |
| August 2021 | 1 | 1 |
| September 2021 | 1 | not published |
| October 2021 | 1 | not published |
| October 2022 | 1 | 1 |
| May 2024 | 1 | 1 |
Redfin, through May 2024
How does Bernardston compare to Massachusetts and the U.S.?
Bernardston homes sell for $427,500 — 38% below the Massachusetts median of $688,100. Against the national median of $410,700, Bernardston runs 4% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Bernardston, MA | $427,500 | not published | 15 days |
| Massachusetts statewide | $688,100 | +0.8% | 21 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through September 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Bernardston
What buyers should watch
- The gap between 5% and 20% down here is $381 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $380,539 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Bernardston listing goes under contract in 15 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 103.8% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Bernardston varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Bernardston
Explore homes currently listed for sale in Bernardston, Massachusetts across major real estate platforms.
How much do homes cost in Bernardston by property type?
How the Bernardston, MA market breaks down across single-family homes, condos and townhouses. Redfin, through September 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $427,500 | $319/sq ft | 2 | 15 days |
Which public schools serve Bernardston?
1 schools tracked · 207 students
The largest public schools serving Bernardston, MA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Bernardston Elementary
Grades PK-6 · 207 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Bernardston, MA?
Ordered by distance from Bernardston, not by size. Compare Bernardston side by side with any of them.
Bernardston housing market FAQ
Is Bernardston a buyer's or seller's market?
Bernardston, MA is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Bernardston?
The typical home in Bernardston, MA is worth $380,539 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $427,500, about $319 per square foot.
Is Bernardston cheaper than the rest of Massachusetts?
Bernardston's median sale price of $427,500 is 38% lower than the Massachusetts statewide median of $688,100, and 4% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Bernardston?
Homes in Bernardston, MA spent a median of 15 days on market before going under contract, versus 21 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Bernardston?
At the current 30-year fixed rate of 7.03%, 20% down on a $380,539 home is about $2,032 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $87,065 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Bernardston?
The typical home value in Bernardston, MA held roughly flat 0.1% over the last 12 months, from $379,996 to $380,539 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Bernardston?
Bernardston ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Bernardston?
That depends on your timeline, not on a headline. What the data says today: Bernardston, MA is a seller's market, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $380,539, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.