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Featured local agent — Windsor Mill, MD
Sarah Mitchell
Compass Real Estate · Windsor Mill, MD
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Windsor Mill, MD Housing Market
The typical home in Windsor Mill, MD is worth $322,993, fell 0.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $305,000, -31.3% year over year (through May 2026). With 2.6 months of supply and homes going under contract in about 58 days, Windsor Mill is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $322,993 home is about $1,724/mo in principal and interest.
Key numbers for Windsor Mill, MD
Typical home value
$322,993
-0.9% in 12 months
Zillow, August 2026
Typical asking rent
$1,503/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$305,000
-31.3% year over year
Redfin, through May 2026
Days on market
58
Average pace
Redfin, through May 2026
Active listings
18
2.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Sale-to-list ratio
102.4%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Windsor Mill a buyer's or seller's market?
Windsor Mill, MD is a seller's market, based on 2.6 months of supply and homes selling in about 58 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Windsor Mill housing market data show?
Every row below is Redfin's final published month for Windsor Mill, MD. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $305,000 |
| Median list price | $350,000 |
| Year-over-year price change | -31.3% |
| Median price per sq ft | $212/sq ft |
| Median days on market | 58 days |
| Active inventory | 18 listings |
| Months of supply | 2.6 months |
| Sale-to-list price ratio | 102.4% |
| Homes sold (that month) | 7 |
| New listings (that month) | 16 |
| Listings with a price cut | 16.7% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Windsor Mill is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Windsor Mill is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Windsor Mill home prices moved?
Over the last three years the median sale price in Windsor Mill, MD fell 4.8%, from $320,500 to $305,000. The live Zillow value series has fell 0.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 16.7% of Windsor Mill listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 2.6 months while the sale-to-list ratio slips below its current 102.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Windsor Mill?
Priced off the typical home value of $322,993 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $64,599 | $258,394 | $1,724/mo |
| 5% | $16,150 | $306,843 | $2,048/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,724, that implies roughly $73,899 a year before you add taxes and insurance. We do not hold a Census income figure for Windsor Mill, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Windsor Mill in the next 12 months?
Tell us your timeline. We send the Windsor Mill market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Windsor Mill?
Typical asking rent in Windsor Mill, MD is $1,503/mo, against a typical home value of $322,993. That is a price-to-rent ratio of 17.9x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,724 a month — $222 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Windsor Mill?
Active listings in Windsor Mill, MD went from 15 in May 2025 to 18 in May 2026, a +20.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 18 | 18 |
| July 2025 | 20 | 15 |
| August 2025 | 27 | 19 |
| September 2025 | 29 | 14 |
| October 2025 | 31 | 18 |
| November 2025 | 28 | 8 |
| December 2025 | 25 | 16 |
| January 2026 | 24 | 15 |
| February 2026 | 25 | 10 |
| March 2026 | 25 | 14 |
| April 2026 | 17 | 7 |
| May 2026 | 18 | 16 |
Redfin, through May 2026
How does Windsor Mill compare to Maryland and the U.S.?
Windsor Mill homes sell for $305,000 — 36% below the Maryland median of $477,300. Against the national median of $410,700, Windsor Mill runs 26% lower. Year-over-year, Windsor Mill moved -31.3% against Maryland's +5.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Windsor Mill, MD | $305,000 | -31.3% | 58 days |
| Maryland statewide | $477,300 | +5.5% | 34 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Windsor Mill
What buyers should watch
- Months of supply, currently 2.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 16.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $323 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $322,993 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Windsor Mill listing goes under contract in 58 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 102.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Windsor Mill added 16 new listings against 7 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Windsor Mill varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Windsor Mill
There are currently 18 homes listed for sale in Windsor Mill, Maryland. The median listing price is $350K.
Active listings
18
Homes on market
Median list price
$350K
Avg. days on market
58
Days until sale
New this week
16
Newly listed
How much do homes cost in Windsor Mill by property type?
How the Windsor Mill, MD market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $497,645 | $311/sq ft | 2 | 45 days |
| Condo / co-op | $166,950 | $160/sq ft | 2 | 33 days |
| Townhouse | $304,000 | $204/sq ft | 5 | 71 days |
Which cities are near Windsor Mill, MD?
Ordered by distance from Windsor Mill, not by size. Compare Windsor Mill side by side with any of them.
Windsor Mill housing market FAQ
Is Windsor Mill a buyer's or seller's market?
Windsor Mill, MD is currently a seller's market. That read comes from 2.6 months of supply, homes going under contract in about 58 days, and sellers getting 102.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Windsor Mill?
The typical home in Windsor Mill, MD is worth $322,993 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $305,000, about $212 per square foot.
Is Windsor Mill cheaper than the rest of Maryland?
Windsor Mill's median sale price of $305,000 is 36% lower than the Maryland statewide median of $477,300, and 26% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Windsor Mill?
Homes in Windsor Mill, MD spent a median of 58 days on market before going under contract, versus 34 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Windsor Mill?
At the current 30-year fixed rate of 7.03%, 20% down on a $322,993 home is about $1,724 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $73,899 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Windsor Mill?
The typical home value in Windsor Mill, MD fell 0.9% over the last 12 months, from $325,793 to $322,993 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Windsor Mill?
Windsor Mill ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Windsor Mill?
That depends on your timeline, not on a headline. What the data says today: Windsor Mill, MD is a seller's market with 2.6 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 17.9x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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