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Featured local agent — French Settlement, LA
Sarah Mitchell
Compass Real Estate · French Settlement, LA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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French Settlement, LA Housing Market
The typical home in French Settlement, LA is worth $229,210, rose 6.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $790,000, +532.0% year over year (through May 2026). With 1.0 months of supply and homes going under contract in about 18 days, French Settlement is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $229,210 home is about $1,224/mo in principal and interest.
Key numbers for French Settlement, LA
Typical home value
$229,210
+6.9% in 12 months
Zillow, August 2026
Median sale price
$790,000
+532.0% year over year
Redfin, through December 2025
Days on market
18
Fast-moving
Redfin, through December 2025
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$71,250
Home costs 3.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
116.2%
Selling above asking
Redfin, through December 2025
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is French Settlement a buyer's or seller's market?
French Settlement, LA is a strong seller's market, based on 1.0 months of supply and homes selling in about 18 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the French Settlement housing market data show?
Every row below is Redfin's final published month for French Settlement, LA. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $790,000 |
| Median list price | $279,000 |
| Year-over-year price change | +532.0% |
| Median price per sq ft | $247/sq ft |
| Median days on market | 18 days |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 116.2% |
| Homes sold (that month) | 1 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for French Settlement is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in French Settlement is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have French Settlement home prices moved?
Across the 29 months we hold for French Settlement, LA, the median sale price rose 78900.0%, from $1,000 in April 2021 to $790,000. The live Zillow value series has rose 6.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 116.2%. Watch those two together — they move before the median does.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in French Settlement?
Priced off the typical home value of $229,210 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $45,842 | $183,368 | $1,224/mo |
| 5% | $11,460 | $217,749 | $1,453/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,224, that implies roughly $52,442 a year before you add taxes and insurance. The median household in French Settlement earns $71,250, about $18,808 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.2x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in French Settlement in the next 12 months?
Tell us your timeline. We send the French Settlement market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in French Settlement?
Zillow does not publish a rent index (ZORI) for French Settlement, LA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in French Settlement?
We hold fewer than two months of inventory readings for French Settlement, LA, so there is no trend to report yet.
How does French Settlement compare to Louisiana and the U.S.?
French Settlement homes sell for $790,000 — 194% above the Louisiana median of $269,000. Against the national median of $410,700, French Settlement runs 92% higher. Year-over-year, French Settlement moved +532.0% against Louisiana's +3.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| French Settlement, LA | $790,000 | +532.0% | 18 days |
| Louisiana statewide | $269,000 | +3.2% | 55 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in French Settlement
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $229 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $229,210 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median French Settlement listing goes under contract in 18 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 116.2% of asking. Price at the number you want and let competition do the rest.
- Your equity moved +6.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside French Settlement varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in French Settlement
Explore homes currently listed for sale in French Settlement, Louisiana across major real estate platforms.
How much do homes cost in French Settlement by property type?
How the French Settlement, LA market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $790,000 | $247/sq ft | 1 | 18 days |
Who lives in French Settlement?
American Community Survey estimates for French Settlement. U.S. Census ACS, 2023
Population
1,099
Households
358
Median income
$71,250/yr
Median age
33.6 years
Owner-occupied
89.9%
Median home value
$192,100
Median gross rent
$1,250/mo
Mean commute
39 min
89.9% of occupied homes in French Settlement are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $192,100 against Zillow's $229,210 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve French Settlement?
2 schools tracked · 1,006 students
The largest public schools serving French Settlement, LA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
French Settlement Elementary School
Grades PK-6 · 525 students
French Settlement High School
Grades 7-12 · 481 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near French Settlement, LA?
Ordered by distance from French Settlement, not by size. Compare French Settlement side by side with any of them.
French Settlement housing market FAQ
Is French Settlement a buyer's or seller's market?
French Settlement, LA is currently a strong seller's market. That read comes from 1.0 months of supply, homes going under contract in about 18 days, and sellers getting 116.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in French Settlement?
The typical home in French Settlement, LA is worth $229,210 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $790,000, about $247 per square foot.
Is French Settlement cheaper than the rest of Louisiana?
French Settlement's median sale price of $790,000 is 194% higher than the Louisiana statewide median of $269,000, and 92% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in French Settlement?
Homes in French Settlement, LA spent a median of 18 days on market before going under contract, versus 55 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in French Settlement?
At the current 30-year fixed rate of 7.03%, 20% down on a $229,210 home is about $1,224 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $52,442 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $71,250.
Are home prices rising in French Settlement?
The typical home value in French Settlement, LA rose 6.9% over the last 12 months, from $214,346 to $229,210 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in French Settlement?
French Settlement ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in French Settlement?
That depends on your timeline, not on a headline. What the data says today: French Settlement, LA is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $229,210, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.