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Featured local agent — New Whiteland, IN
Sarah Mitchell
Compass Real Estate · New Whiteland, IN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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New Whiteland, IN Housing Market
The typical home in New Whiteland, IN is worth $229,868, held roughly flat 0.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $268,500, +27.9% year over year (through May 2026). With 1.4 months of supply and homes going under contract in about 20 days, New Whiteland is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $229,868 home is about $1,227/mo in principal and interest.
Key numbers for New Whiteland, IN
Typical home value
$229,868
-0.1% in 12 months
Zillow, August 2026
Typical asking rent
$2,000/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$268,500
+27.9% year over year
Redfin, through May 2026
Days on market
20
Fast-moving
Redfin, through May 2026
Active listings
10
1.4 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$89,196
Home costs 2.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.8%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is New Whiteland a buyer's or seller's market?
New Whiteland, IN is a seller's market, based on 1.4 months of supply and homes selling in about 20 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the New Whiteland housing market data show?
Every row below is Redfin's final published month for New Whiteland, IN. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $268,500 |
| Median list price | $247,450 |
| Year-over-year price change | +27.9% |
| Median price per sq ft | $192/sq ft |
| Median days on market | 20 days |
| Active inventory | 10 listings |
| Months of supply | 1.4 months |
| Sale-to-list price ratio | 98.8% |
| Homes sold (that month) | 7 |
| New listings (that month) | 8 |
| Listings with a price cut | 70.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for New Whiteland is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in New Whiteland is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have New Whiteland home prices moved?
Over the last three years the median sale price in New Whiteland, IN rose 24.9%, from $215,000 to $268,500. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 70.0% of New Whiteland listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.4 months while the sale-to-list ratio slips below its current 98.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in New Whiteland?
Priced off the typical home value of $229,868 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $45,974 | $183,895 | $1,227/mo |
| 5% | $11,493 | $218,375 | $1,457/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,227, that implies roughly $52,593 a year before you add taxes and insurance. The median household in New Whiteland earns $89,196, about $36,603 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.6x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in New Whiteland in the next 12 months?
Tell us your timeline. We send the New Whiteland market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in New Whiteland?
Typical asking rent in New Whiteland, IN is $2,000/mo, against a typical home value of $229,868. That is a price-to-rent ratio of 9.6x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,227 a month — $772 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in New Whiteland?
Active listings in New Whiteland, IN went from 13 in May 2025 to 10 in May 2026, a -23.1% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 10 | 6 |
| July 2025 | 12 | 9 |
| August 2025 | 12 | 9 |
| September 2025 | 21 | 14 |
| October 2025 | 23 | 14 |
| November 2025 | 22 | 9 |
| December 2025 | 21 | 4 |
| January 2026 | 13 | 3 |
| February 2026 | 12 | 8 |
| March 2026 | 12 | 8 |
| April 2026 | 11 | 8 |
| May 2026 | 10 | 8 |
Redfin, through May 2026
How does New Whiteland compare to Indiana and the U.S.?
New Whiteland homes sell for $268,500 — 7% below the Indiana median of $287,300. Against the national median of $410,700, New Whiteland runs 35% lower. Year-over-year, New Whiteland moved +27.9% against Indiana's +4.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| New Whiteland, IN | $268,500 | +27.9% | 20 days |
| Indiana statewide | $287,300 | +4.2% | 26 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in New Whiteland
What buyers should watch
- Months of supply, currently 1.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 70.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $230 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $229,868 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median New Whiteland listing goes under contract in 20 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month New Whiteland added 8 new listings against 7 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside New Whiteland varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in New Whiteland
There are currently 10 homes listed for sale in New Whiteland, Indiana. The median listing price is $247K.
Active listings
10
Homes on market
Median list price
$247K
Avg. days on market
20
Days until sale
New this week
8
Newly listed
How much do homes cost in New Whiteland by property type?
How the New Whiteland, IN market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $268,500 | $192/sq ft | 7 | 20 days |
| Condo / co-op | $287,500 | $173/sq ft | 2 | 112 days |
Who lives in New Whiteland?
American Community Survey estimates for New Whiteland. U.S. Census ACS, 2023
Population
5,641
Households
2,030
Median income
$89,196/yr
Median age
32.6 years
Owner-occupied
90.0%
Median home value
$185,000
Median gross rent
$1,221/mo
Mean commute
25.3 min
90.0% of occupied homes in New Whiteland are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $185,000 against Zillow's $229,868 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,221/mo, below Zillow's $2,000/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve New Whiteland?
1 schools tracked · 497 students
The largest public schools serving New Whiteland, IN by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Break-O-Day Elementary School
Grades K-5 · 497 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near New Whiteland, IN?
Ordered by distance from New Whiteland, not by size. Compare New Whiteland side by side with any of them.
New Whiteland housing market FAQ
Is New Whiteland a buyer's or seller's market?
New Whiteland, IN is currently a seller's market. That read comes from 1.4 months of supply, homes going under contract in about 20 days, and sellers getting 98.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in New Whiteland?
The typical home in New Whiteland, IN is worth $229,868 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $268,500, about $192 per square foot.
Is New Whiteland cheaper than the rest of Indiana?
New Whiteland's median sale price of $268,500 is 7% lower than the Indiana statewide median of $287,300, and 35% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in New Whiteland?
Homes in New Whiteland, IN spent a median of 20 days on market before going under contract, versus 26 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in New Whiteland?
At the current 30-year fixed rate of 7.03%, 20% down on a $229,868 home is about $1,227 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $52,593 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $89,196.
Are home prices rising in New Whiteland?
The typical home value in New Whiteland, IN held roughly flat 0.1% over the last 12 months, from $230,082 to $229,868 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in New Whiteland?
New Whiteland ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in New Whiteland?
That depends on your timeline, not on a headline. What the data says today: New Whiteland, IN is a seller's market with 1.4 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 9.6x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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