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Featured local agent — Cumberland, IN
Sarah Mitchell
Compass Real Estate · Cumberland, IN
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Cumberland, IN Housing Market & Real Estate
Housing market overview · Updated monthly ·
$307,745median sale price
How is the Cumberland, IN housing market right now?
The median home sale price in Cumberland, IN is $307,745, down 8.1% year-over-year. Homes sell in an average of 13 days with 34 active listings. The market is currently a seller's market. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Cumberland a buyer's or seller's market?
Cumberland, IN is currently a seller's market, based on 3.1 months of supply and homes selling in about 13 days. How we determine this →
Homes sold
11
Last 12 weeks
Days on market
13
Fast-moving
Active listings
34
3.1 months supply
Sale-to-list
99.8%
Below asking
What does the Cumberland housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $307,745 |
| Median list price | $305,900 |
| Year-over-year price change | -8.1% |
| Average days on market | 13 days |
| Active inventory | 34 listings |
| Months of supply | 3.1 months |
| Sale-to-list price ratio | 99.8% |
| Median price per sq ft | $160/sq ft |
| Homes sold (latest month) | 11 |
| New listings (latest month) | 17 |
| Listings with a price cut | 50.0% |
| Market condition | Seller's market |
Source: Redfin · Updated monthly
How much do homes cost in Cumberland by property type?
How the Cumberland, IN market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $307,745 | $160/sq ft | 11 | 13 days |
| Condo / Co-op | $276,000 | $171/sq ft | 1 | 86 days |
| Townhouse | $224,076 | $131/sq ft | 4 | 34 days |
Source: Redfin · Updated monthly
The Cumberland housing market is currently classified as a seller's market with a median sale price of $307,745. Prices have fallen 8.1% compared to last year, with homes spending an average of 13 days on market, indicating 3.1 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 3.5x provides context for how home values compare to local earning capacity.
Homes for sale in Cumberland
There are currently 34 homes listed for sale in Cumberland, Indiana. The median listing price is $306K.
Active listings
34
Homes on market
Median list price
$306K
Avg. days on market
13
Days until sale
New this week
17
Newly listed
Who lives in Cumberland?
Population
6,154
Median income
$84,167/yr
Median age
38.3 years
Owner-occupied
75.7%
College grads
31.6%
Avg commute
23.3 min
Source: U.S. Census Bureau ACS
What are homes worth in Cumberland?
Zillow home value
$295,630
Price-to-income
3.5x
Source: Zillow Research
What is it like to live in Cumberland?
Cumberland is a community of approximately 6K residents with a median age of 38.3 years.The median household income is $84,167, which reflects a relatively affluent area with strong earning potential. 31.6% of residents hold a bachelor's degree or higher, showing a mixed educational demographic.
Homeownership rates are at 75.7%, reflecting strong community stability and long-term resident commitment. The average commute time is 23.3 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Cumberland offers a balanced lifestyle with accessible home values relative to local income levels.
Which cities are near Cumberland, IN?
Want a head-to-head view? Compare Cumberland side-by-side with any other U.S. city using our market-comparison tool.
Frequently asked questions
What is the average home price in Cumberland?
The median home sale price in Cumberland is $307,745, down 8.1% from last year.
How long do homes stay on market in Cumberland?
Homes typically spend 13 days on market before going under contract.
What is the median income in Cumberland?
The median household income is $84,167 per year.
Is Cumberland a buyer's or seller's market?
With 3.1 months of supply, Cumberland is currently a seller's market.
What is the Zillow home value estimate for Cumberland?
The Zillow Home Value Index (ZHVI) for Cumberland is $295,630, representing the typical home value in the area.
What is the median condo price in Cumberland?
The median condo/co-op sale price in Cumberland, IN is $276,000, compared to $307,745 for a single-family home, based on the latest Redfin data.
How much does a single-family home cost in Cumberland?
The median single-family home price in Cumberland, IN is $307,745 (about $160 per square foot).
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