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Featured local agent — Campbell's Island, IL
Sarah Mitchell
Compass Real Estate · Campbell's Island, IL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Campbell's Island, IL Housing Market
The last median sale price Redfin published was $185,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 77 days, Campbell's Island is a strong seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $185,000 home is about $951/mo in principal and interest.
Key numbers for Campbell's Island, IL
Median sale price
$185,000
Last published period
Redfin, through October 2025
Days on market
77
Slow-moving
Redfin, through October 2025
Active listings
1
1.0 months of supply
Redfin, through October 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
116.3%
Selling above asking
Redfin, through October 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Campbell's Island a buyer's or seller's market?
Campbell's Island, IL is a strong seller's market, based on 1.0 months of supply and homes selling in about 77 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Campbell's Island housing market data show?
Every row below is Redfin's final published month for Campbell's Island, IL. Redfin, through October 2025
| Metric | Value |
|---|---|
| Median sale price | $185,000 |
| Median list price | $89,000 |
| Median price per sq ft | $73/sq ft |
| Median days on market | 77 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 116.3% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Campbell's Island is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Campbell's Island is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Campbell's Island home prices moved?
Across the 15 months we hold for Campbell's Island, IL, the median sale price rose 28.7%, from $143,750 in July 2021 to $185,000. 100.0% of Campbell's Island listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 116.3%. Watch those two together — they move before the median does.
Redfin, through October 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Campbell's Island?
Priced off the median sale price of $185,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $37,000 | $148,000 | $951/mo |
| 5% | $9,250 | $175,750 | $1,129/mo |
Redfin, through October 2025 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $951, that implies roughly $40,761 a year before you add taxes and insurance. We do not hold a Census income figure for Campbell's Island, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Campbell's Island in the next 12 months?
Tell us your timeline. We send the Campbell's Island market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Campbell's Island?
Zillow does not publish a rent index (ZORI) for Campbell's Island, IL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Campbell's Island?
Active listings in Campbell's Island, IL went from 3 in June 2022 to 1 in October 2025, a -66.7% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2022 | 3 | 2 |
| July 2022 | 1 | not published |
| August 2022 | 1 | not published |
| September 2023 | 3 | 1 |
| October 2023 | 2 | not published |
| January 2025 | 1 | not published |
| August 2025 | 2 | not published |
| October 2025 | 1 | 1 |
Redfin, through October 2025
How does Campbell's Island compare to Illinois and the U.S.?
Campbell's Island homes sell for $185,000 — 45% below the Illinois median of $337,900. Against the national median of $410,700, Campbell's Island runs 55% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Campbell's Island, IL | $185,000 | not published | 77 days |
| Illinois statewide | $337,900 | +5.9% | 43 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Campbell's Island
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $178 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $185,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Campbell's Island listing goes under contract in 77 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 116.3% of asking. Price at the number you want and let competition do the rest.
- In the last published month Campbell's Island added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Campbell's Island varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Campbell's Island
There are currently 1 homes listed for sale in Campbell's Island, Illinois. The median listing price is $89K.
Active listings
1
Homes on market
Median list price
$89K
Avg. days on market
77
Days until sale
New this week
1
Newly listed
How much do homes cost in Campbell's Island by property type?
How the Campbell's Island, IL market breaks down across single-family homes, condos and townhouses. Redfin, through October 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $185,000 | $73/sq ft | 1 | 77 days |
| Townhouse | $53,500 | $45/sq ft | 1 | 35 days |
Which cities are near Campbell's Island, IL?
Ordered by distance from Campbell's Island, not by size. Compare Campbell's Island side by side with any of them.
Campbell's Island housing market FAQ
Is Campbell's Island a buyer's or seller's market?
Campbell's Island, IL is currently a strong seller's market. That read comes from 1.0 months of supply, homes going under contract in about 77 days, and sellers getting 116.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Campbell's Island?
The median sale price in the last month Redfin published was $185,000, about $73 per square foot.
Is Campbell's Island cheaper than the rest of Illinois?
Campbell's Island's median sale price of $185,000 is 45% lower than the Illinois statewide median of $337,900, and 55% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Campbell's Island?
Homes in Campbell's Island, IL spent a median of 77 days on market before going under contract, versus 43 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Campbell's Island?
At the current 30-year fixed rate of 6.66%, 20% down on a $185,000 home is about $951 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $40,761 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Campbell's Island?
We do not hold a complete 12-month value series for Campbell's Island, IL yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Campbell's Island?
Campbell's Island ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Campbell's Island?
That depends on your timeline, not on a headline. What the data says today: Campbell's Island, IL is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $185,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.