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Featured local agent — Mountain Home AFB, ID
Sarah Mitchell
Compass Real Estate · Mountain Home AFB, ID
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Mountain Home AFB, ID Housing Market
The last median sale price Redfin published was $525,000 (through May 2026). With homes going under contract in about 4 days, Mountain Home AFB is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $525,000 home is about $2,699/mo in principal and interest.
Key numbers for Mountain Home AFB, ID
Median sale price
$525,000
Last published period
Redfin, through December 2022
Days on market
4
Fast-moving
Redfin, through December 2022
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$72,411
Home costs 7.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
111.7%
Selling above asking
Redfin, through December 2022
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Mountain Home AFB a buyer's or seller's market?
Mountain Home AFB, ID is a seller's market and homes selling in about 4 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Mountain Home AFB housing market data show?
Every row below is Redfin's final published month for Mountain Home AFB, ID. Redfin, through December 2022
| Metric | Value |
|---|---|
| Median sale price | $525,000 |
| Median price per sq ft | $215/sq ft |
| Median days on market | 4 days |
| Sale-to-list price ratio | 111.7% |
| Homes sold (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Mountain Home AFB is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Mountain Home AFB is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Mountain Home AFB home prices moved?
We hold fewer than three months of sale history for Mountain Home AFB, ID, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.
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What does it cost to buy a home in Mountain Home AFB?
Priced off the median sale price of $525,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $105,000 | $420,000 | $2,699/mo |
| 5% | $26,250 | $498,750 | $3,205/mo |
Redfin, through December 2022 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,699, that implies roughly $115,673 a year before you add taxes and insurance. The median household in Mountain Home AFB earns $72,411, about $43,262 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 7.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Mountain Home AFB in the next 12 months?
Tell us your timeline. We send the Mountain Home AFB market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Mountain Home AFB?
Zillow does not publish a rent index (ZORI) for Mountain Home AFB, ID, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Mountain Home AFB?
We hold fewer than two months of inventory readings for Mountain Home AFB, ID, so there is no trend to report yet.
How does Mountain Home AFB compare to Idaho and the U.S.?
Mountain Home AFB homes sell for $525,000 — 4% above the Idaho median of $503,400. Against the national median of $410,700, Mountain Home AFB runs 28% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Mountain Home AFB, ID | $525,000 | not published | 4 days |
| Idaho statewide | $503,400 | +1.3% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2022 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Mountain Home AFB
What buyers should watch
- The gap between 5% and 20% down here is $506 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $525,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Mountain Home AFB listing goes under contract in 4 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 111.7% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Mountain Home AFB varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Mountain Home AFB
Explore homes currently listed for sale in Mountain Home AFB, Idaho across major real estate platforms.
How much do homes cost in Mountain Home AFB by property type?
How the Mountain Home AFB, ID market breaks down across single-family homes, condos and townhouses. Redfin, through December 2022
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $525,000 | $215/sq ft | 1 | 4 days |
Who lives in Mountain Home AFB?
American Community Survey estimates for Mountain Home AFB. U.S. Census ACS, 2023
Population
3,198
Households
801
Median income
$72,411/yr
Median age
22.4 years
Owner-occupied
0.4%
Median gross rent
$1,821/mo
Mean commute
10.7 min
0.4% of occupied homes in Mountain Home AFB are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Mountain Home AFB?
1 schools tracked · 304 students
The largest public schools serving Mountain Home AFB, ID by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
STEPHENSEN ELEMENTARY SCHOOL
Grades PK-4 · 304 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Mountain Home AFB, ID?
Ordered by distance from Mountain Home AFB, not by size. Compare Mountain Home AFB side by side with any of them.
Mountain Home AFB housing market FAQ
Is Mountain Home AFB a buyer's or seller's market?
Mountain Home AFB, ID is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Mountain Home AFB?
The median sale price in the last month Redfin published was $525,000, about $215 per square foot.
Is Mountain Home AFB cheaper than the rest of Idaho?
Mountain Home AFB's median sale price of $525,000 is 4% higher than the Idaho statewide median of $503,400, and 28% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Mountain Home AFB?
Homes in Mountain Home AFB, ID spent a median of 4 days on market before going under contract, versus 35 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Mountain Home AFB?
At the current 30-year fixed rate of 6.66%, 20% down on a $525,000 home is about $2,699 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $115,673 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $72,411.
Are home prices rising in Mountain Home AFB?
We do not hold a complete 12-month value series for Mountain Home AFB, ID yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Mountain Home AFB?
Mountain Home AFB ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Mountain Home AFB?
That depends on your timeline, not on a headline. What the data says today: Mountain Home AFB, ID is a seller's market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $525,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.