New Listing
13
$299,000
94-245 Leowahine St Unit 1022
Waipahu, HI 96797
3 bd1 ba799 sqft$374/ft²
Condo
Praise God Realty
View photos & details
Brokers — List your Company Here
Featured local agent — Waipahu, HI
Example placement
Sarah Mitchell
CNESRESABR
Compass Real Estate · Waipahu, HI
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
Waipahu, HI(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Waipahu, HI Housing Market
Seller's market+1.8% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Waipahu, HI is worth $863,950, rose 1.8% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $610,000, -10.9% year over year (through May 2026). With 3.5 months of supply and homes going under contract in about 49 days, Waipahu is a seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $863,950 home is about $4,612/mo in principal and interest.
Key numbers for Waipahu, HI
Typical home value
$863,950
+1.8% in 12 months
Zillow, August 2026
Typical asking rent
$2,912/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$610,000
-10.9% year over year
Redfin, through May 2026
Days on market
49
Average pace
Redfin, through May 2026
Active listings
49
3.5 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$98,633
Home costs 8.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.4%
Selling above asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Waipahu a buyer's or seller's market?
Seller's market3.5 months of supply49 days on market100.4% of asking
Waipahu, HI is a seller's market, based on 3.5 months of supply and homes selling in about 49 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Waipahu housing market data show?
Every row below is Redfin's final published month for Waipahu, HI. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $610,000 |
| Median list price | $870,000 |
| Year-over-year price change | -10.9% |
| Median price per sq ft | $615/sq ft |
| Median days on market | 49 days |
| Active inventory | 49 listings |
| Months of supply | 3.5 months |
| Sale-to-list price ratio | 100.4% |
| Homes sold (that month) | 14 |
| New listings (that month) | 13 |
| Listings with a price cut | 14.3% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Waipahu is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Waipahu is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Waipahu home prices moved?
Over the last three years the median sale price in Waipahu, HI fell 31.3%, from $888,000 to $610,000. The live Zillow value series has rose 1.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 14.3% of Waipahu listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.5 months while the sale-to-list ratio slips below its current 100.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Waipahu market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Waipahu?
Priced off the typical home value of $863,950 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $172,790 | $691,160 | $4,612/mo |
| 5% | $43,197 | $820,752 | $5,477/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $4,612, that implies roughly $197,667 a year before you add taxes and insurance. The median household in Waipahu earns $98,633, about $99,034 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Waipahu in the next 12 months?
Tell us your timeline. We send the Waipahu market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Waipahu?
Typical asking rent in Waipahu, HI is $2,912/mo, against a typical home value of $863,950. That is a price-to-rent ratio of 24.7x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $4,612 a month — $1,701 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Waipahu?
Active listings in Waipahu, HI went from 74 in May 2025 to 49 in May 2026, a -33.8% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 70 | 14 |
| July 2025 | 68 | 24 |
| August 2025 | 72 | 18 |
| September 2025 | 78 | 21 |
| October 2025 | 65 | 12 |
| November 2025 | 72 | 25 |
| December 2025 | 58 | 11 |
| January 2026 | 53 | 13 |
| February 2026 | 67 | 22 |
| March 2026 | 63 | 17 |
| April 2026 | 58 | 18 |
| May 2026 | 49 | 13 |
Redfin, through May 2026
How does Waipahu compare to Hawaii and the U.S.?
Waipahu homes sell for $610,000 — 18% below the Hawaii median of $741,300. Against the national median of $410,700, Waipahu runs 49% higher. Year-over-year, Waipahu moved -10.9% against Hawaii's -0.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Waipahu, HI | $610,000 | -10.9% | 49 days |
| Hawaii statewide | $741,300 | -0.3% | 86 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Waipahu
What buyers should watch
- Months of supply, currently 3.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 14.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $865 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $863,950 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Waipahu listing goes under contract in 49 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.4% of asking. Price at the number you want and let competition do the rest.
- In the last published month Waipahu added 13 new listings against 14 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +1.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Waipahu varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Waipahu
There are currently 49 homes listed for sale in Waipahu, Hawaii. The median listing price is $870K. Featured listings range from $299,000 to $1,100,000.
New Listing
8
$399,900
94-870 Lumiauau St Apt T106
Waipahu, HI 96797
2 bd1 ba650 sqft$615/ft²
Condo
Ivy K Realty, LLC
View photos & details
New Listing
22
$479,000
94-1370 Kulewa Loop Unit 11C
Waipahu, HI 96797
2 bd1 ba708 sqft$677/ft²
Condo
Coldwell Banker Realty
View photos & details
New Listing
23
$485,000
94-515 Lumiaina St Apt L202
Waipahu, HI 96797
2 bd1 ba657 sqft$738/ft²
Condo
Compass
View photos & details
New Listing
21
$515,000
94-1351 Kulewa Loop Unit 17U
Waipahu, HI 96797
2 bd1 ba708 sqft$727/ft²
Condo
eXp Realty
View photos & details
New Listing
17
$525,000
94-513 Lumiaina St Apt M206
Waipahu, HI 96797
2 bd1 ba657 sqft$799/ft²
Condo
TLC Realty LLC
View photos & details
New Listing
15
$699,000
94-027 Nawaakoa Pl Unit 1
Waipahu, HI 96797
3 bd1 ba800 sqft$874/ft²
House
Island, REALTORS
View photos & details
New Listing
24
$740,000
94-835 Lumiauau St Unit K105
Waipahu, HI 96797
3 bd3 ba1,387 sqft$534/ft²
Condo
Keller Williams Honolulu
View photos & details
New Listing
25
$749,000
94-824 Lumiauau St Apt W103
Waipahu, HI 96797
3 bd3 ba1,387 sqft$540/ft²
Condo
REMAX Hawaii
View photos & details
New Listing
22
$855,000
94-353 Hene St
Waipahu, HI 96797
3 bd3 ba1,532 sqft$558/ft²
House
eXp Realty
View photos & details
New Listing
25
$999,999
94-534 Halekuai Pl
Waipahu, HI 96797
3 bd3 ba2,185 sqft$458/ft²
House
Pacific Management Group LLC
View photos & details
New Listing
25
$1,100,000
94-689 Lumiaina St
Waipahu, HI 96797
3 bd3 ba1,407 sqft$782/ft²
House
RE/MAX Honolulu
View photos & details
Looking to buy in Waipahu?
Get connected with a local real estate expert — free, no obligation.
Active listings
49
Homes on market
Median list price
$870K
Avg. days on market
49
Days until sale
New this week
13
Newly listed
Price drops:14.3%of listings
Sale-to-list:100.4%
How much do homes cost in Waipahu by property type?
How the Waipahu, HI market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.03M | $701/sq ft | 6 | 61 days |
| Condo / co-op | $460,000 | $592/sq ft | 8 | 41 days |
| Townhouse | $850,000 | $575/sq ft | 1 | 73 days |
Who lives in Waipahu?
American Community Survey estimates for Waipahu. U.S. Census ACS, 2023
Population
39,871
Households
8,980
Median income
$98,633/yr
Median age
39.7 years
Owner-occupied
59.5%
Median home value
$835,400
Median gross rent
$1,585/mo
Mean commute
32.1 min
59.5% of occupied homes in Waipahu are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $835,400 against Zillow's $863,950 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,585/mo, below Zillow's $2,912/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Waipahu?
9 schools tracked · 9,871 students
The largest public schools serving Waipahu, HI by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Waipahu High School
Grades 9-12 · 2,516 students
Hawaii Technology Academy - PCS
Grades K-12 · 1,605 students
August Ahrens Elementary School
Grades PK-6 · 1,175 students
Waipahu Intermediate School
Grades 7-8 · 1,147 students
Waipahu Elementary School
Grades PK-6 · 853 students
Kanoelani Elementary School
Grades PK-6 · 742 students
Kaleiopuu Elementary School
Grades PK-6 · 739 students
Honowai Elementary School
Grades PK-6 · 579 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Waipahu, HI?
Ordered by distance from Waipahu, not by size. Compare Waipahu side by side with any of them.
Which ZIP codes are in Waipahu?
These are the ZIP codes we see on active Waipahu listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Waipahu housing market FAQ
Is Waipahu a buyer's or seller's market?
Waipahu, HI is currently a seller's market. That read comes from 3.5 months of supply, homes going under contract in about 49 days, and sellers getting 100.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Waipahu?
The typical home in Waipahu, HI is worth $863,950 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $610,000, about $615 per square foot.
Is Waipahu cheaper than the rest of Hawaii?
Waipahu's median sale price of $610,000 is 18% lower than the Hawaii statewide median of $741,300, and 49% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Waipahu?
Homes in Waipahu, HI spent a median of 49 days on market before going under contract, versus 86 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Waipahu?
At the current 30-year fixed rate of 7.03%, 20% down on a $863,950 home is about $4,612 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $197,667 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $98,633.
Are home prices rising in Waipahu?
The typical home value in Waipahu, HI rose 1.8% over the last 12 months, from $848,749 to $863,950 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Waipahu?
Waipahu ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Waipahu?
That depends on your timeline, not on a headline. What the data says today: Waipahu, HI is a seller's market with 3.5 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 24.7x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Waipahu, HI
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Waipahu
Nearby markets
Get the Waipahu market brief
Get the Waipahu, HI market brief
One email: what homes are actually clearing at around $863,950, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.