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Featured local agent — Talking Rock, GA
Sarah Mitchell
Compass Real Estate · Talking Rock, GA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Talking Rock, GA Housing Market
The typical home in Talking Rock, GA is worth $400,822, rose 4.7% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $630,000, -62.9% year over year (through May 2026). With 5.0 months of supply and homes going under contract in about 236 days, Talking Rock is a leaning buyer's. At today's 6.66% 30-year fixed rate, 20% down on a $400,822 home is about $2,061/mo in principal and interest.
Key numbers for Talking Rock, GA
Typical home value
$400,822
+4.7% in 12 months
Zillow, July 2026
Median sale price
$630,000
-62.9% year over year
Redfin, through March 2026
Days on market
236
Slow-moving
Redfin, through March 2026
Active listings
5
5.0 months of supply
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
96.9%
Selling below asking
Redfin, through March 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Talking Rock a buyer's or seller's market?
Talking Rock, GA is a leaning buyer's, based on 5.0 months of supply and homes selling in about 236 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Talking Rock housing market data show?
Every row below is Redfin's final published month for Talking Rock, GA. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $630,000 |
| Median list price | $334,950 |
| Year-over-year price change | -62.9% |
| Median days on market | 236 days |
| Active inventory | 5 listings |
| Months of supply | 5.0 months |
| Sale-to-list price ratio | 96.9% |
| Homes sold (that month) | 1 |
| New listings (that month) | 2 |
| Market condition | Leaning buyer's |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Talking Rock is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Talking Rock is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Talking Rock home prices moved?
Across the 30 months we hold for Talking Rock, GA, the median sale price rose 21.2%, from $520,000 in April 2021 to $630,000. The live Zillow value series has rose 4.7% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 5.0 months while the sale-to-list ratio slips below its current 96.9%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Talking Rock?
Priced off the typical home value of $400,822 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $80,164 | $320,658 | $2,061/mo |
| 5% | $20,041 | $380,781 | $2,447/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,061, that implies roughly $88,313 a year before you add taxes and insurance. We do not hold a Census income figure for Talking Rock, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Talking Rock in the next 12 months?
Tell us your timeline. We send the Talking Rock market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Talking Rock?
Zillow does not publish a rent index (ZORI) for Talking Rock, GA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Talking Rock?
Active listings in Talking Rock, GA went from 3 in December 2023 to 5 in March 2026, a +66.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| January 2024 | 4 | 2 |
| February 2024 | 3 | 1 |
| April 2024 | 1 | not published |
| August 2024 | 3 | not published |
| October 2024 | 5 | 3 |
| January 2025 | 2 | not published |
| March 2025 | 2 | not published |
| June 2025 | 3 | 2 |
| September 2025 | 7 | 2 |
| November 2025 | 5 | not published |
| January 2026 | 3 | not published |
| March 2026 | 5 | 2 |
Redfin, through March 2026
How does Talking Rock compare to Georgia and the U.S.?
Talking Rock homes sell for $630,000 — 62% above the Georgia median of $389,000. Against the national median of $410,700, Talking Rock runs 53% higher. Year-over-year, Talking Rock moved -62.9% against Georgia's +1.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Talking Rock, GA | $630,000 | -62.9% | 236 days |
| Georgia statewide | $389,000 | +1.6% | 49 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Talking Rock
What buyers should watch
- Months of supply, currently 5.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $386 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $400,822 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Talking Rock listing goes under contract in 236 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Talking Rock added 2 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +4.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Talking Rock varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Talking Rock
There are currently 5 homes listed for sale in Talking Rock, Georgia. The median listing price is $335K.
Active listings
5
Homes on market
Median list price
$335K
Avg. days on market
236
Days until sale
New this week
2
Newly listed
How much do homes cost in Talking Rock by property type?
How the Talking Rock, GA market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $630,000 | not published | 1 | 236 days |
Who lives in Talking Rock?
American Community Survey estimates for Talking Rock. U.S. Census ACS, 2023
Population
89
Households
28
Median age
33.8 years
Owner-occupied
96.4%
Median home value
$275,000
Mean commute
28.1 min
96.4% of occupied homes in Talking Rock are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $275,000 against Zillow's $400,822 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Talking Rock, GA?
Ordered by distance from Talking Rock, not by size. Compare Talking Rock side by side with any of them.
Talking Rock housing market FAQ
Is Talking Rock a buyer's or seller's market?
Talking Rock, GA is currently a leaning buyer's. That read comes from 5.0 months of supply, homes going under contract in about 236 days, and sellers getting 96.9% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Talking Rock?
The typical home in Talking Rock, GA is worth $400,822 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $630,000.
Is Talking Rock cheaper than the rest of Georgia?
Talking Rock's median sale price of $630,000 is 62% higher than the Georgia statewide median of $389,000, and 53% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Talking Rock?
Homes in Talking Rock, GA spent a median of 236 days on market before going under contract, versus 49 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Talking Rock?
At the current 30-year fixed rate of 6.66%, 20% down on a $400,822 home is about $2,061 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $88,313 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Talking Rock?
The typical home value in Talking Rock, GA rose 4.7% over the last 12 months, from $382,844 to $400,822 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Talking Rock?
Talking Rock ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Talking Rock?
That depends on your timeline, not on a headline. What the data says today: Talking Rock, GA is a leaning buyer's with 5.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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