$15,000
610 Bobbit Dr
Albany, GA
Land23,958 sqft lot
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Sarah Mitchell
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Compass Real Estate · Albany, GA
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Albany, GA(512) 555-0184TX License #0512847
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Albany, GA Housing Market
Buyer's market-1.3% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Albany, GA is worth $131,450, fell 1.3% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $169,900, +44.9% year over year (through May 2026). With 11.7 months of supply and homes going under contract in about 50 days, Albany is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $131,450 home is about $676/mo in principal and interest.
Key numbers for Albany, GA
Typical home value
$131,450
-1.3% in 12 months
Zillow, July 2026
Typical asking rent
$1,023/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$169,900
+44.9% year over year
Redfin, through May 2026
Days on market
50
Average pace
Redfin, through May 2026
Active listings
175
11.7 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$45,201
Home costs 2.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.3%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Albany a buyer's or seller's market?
Buyer's market11.7 months of supply50 days on market97.3% of asking
Albany, GA is a buyer's market, based on 11.7 months of supply and homes selling in about 50 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Albany housing market data show?
Every row below is Redfin's final published month for Albany, GA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $169,900 |
| Median list price | $154,950 |
| Year-over-year price change | +44.9% |
| Median price per sq ft | $105/sq ft |
| Median days on market | 50 days |
| Active inventory | 175 listings |
| Months of supply | 11.7 months |
| Sale-to-list price ratio | 97.3% |
| Homes sold (that month) | 15 |
| New listings (that month) | 60 |
| Listings with a price cut | 26.9% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Albany is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Albany is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Albany home prices moved?
Over the last three years the median sale price in Albany, GA rose 22.0%, from $139,250 to $169,900. The live Zillow value series has fell 1.3% in the last 12 months, which is the more current read now that Redfin's series has stopped. 26.9% of Albany listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 11.7 months while the sale-to-list ratio slips below its current 97.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Albany?
Priced off the typical home value of $131,450 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $26,290 | $105,160 | $676/mo |
| 5% | $6,573 | $124,878 | $802/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $676, that implies roughly $28,962 a year before you add taxes and insurance. The median household in Albany earns $45,201, about $16,239 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.9x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Albany in the next 12 months?
Tell us your timeline. We send the Albany market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Albany?
Typical asking rent in Albany, GA is $1,023/mo, against a typical home value of $131,450. That is a price-to-rent ratio of 10.7x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $676 a month — $347 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Albany?
Active listings in Albany, GA went from 80 in May 2025 to 175 in May 2026, a +118.8% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 87 | 18 |
| July 2025 | 98 | 25 |
| August 2025 | 105 | 19 |
| September 2025 | 128 | 38 |
| October 2025 | 167 | 50 |
| November 2025 | 195 | 39 |
| December 2025 | 208 | 37 |
| January 2026 | 246 | 69 |
| February 2026 | 219 | 64 |
| March 2026 | 193 | 52 |
| April 2026 | 182 | 56 |
| May 2026 | 175 | 60 |
Redfin, through May 2026
How does Albany compare to Georgia and the U.S.?
Albany homes sell for $169,900 — 56% below the Georgia median of $389,000. Against the national median of $410,700, Albany runs 59% lower. Year-over-year, Albany moved +44.9% against Georgia's +1.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Albany, GA | $169,900 | +44.9% | 50 days |
| Georgia statewide | $389,000 | +1.6% | 49 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Albany
What buyers should watch
- Months of supply, currently 11.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 26.9%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $127 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $131,450 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Albany listing goes under contract in 50 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Albany added 60 new listings against 15 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -1.3% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Albany varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Albany
There are currently 175 homes listed for sale in Albany, Georgia. The median listing price is $155K. Featured listings range from $15,000 to $375,000.
$32,000
201 Worthwood Rd Lot 25
Albany, GA
Land2.95 acres
View photos & details
$125,000
1702 W Highland Ave
Albany, GA
4 bd2 ba1,701 sqft$73/ft²
House11,326 sqft lot
View photos & details
$149,760
1107 N Jefferson St
Albany, GA
3 bd3 ba3,742 sqft$40/ft²
House12,632 sqft lot
View photos & details
$149,900
2306 Pembroke Dr
Albany, GA
3 bd2 ba1,404 sqft$107/ft²
House11,326 sqft lot
View photos & details
$164,000
412 Holloway Ave
Albany, GA
3 bd2 ba836 sqft$196/ft²
House11,326 sqft lot
View photos & details
$177,000
1937 Buck Ln
Albany, GA
3 bd2 ba1,238 sqft$143/ft²
House7,405 sqft lot
View photos & details
$249,900
1009 Madison St N
Albany, GA
2 bd2 ba950 sqft$263/ft²
Multi-family19,602 sqft lot
View photos & details
$289,900
1011 Nelms Rd
Albany, GA
4 bd4 ba3,386 sqft$86/ft²
House3.03 acres
View photos & details
$339,000
2618 Devon Dr
Albany, GA
4 bd3 ba2,933 sqft$116/ft²
House37,462 sqft lot
View photos & details
$369,900
2703 Wilton Ct
Albany, GA
3 bd3 ba2,595 sqft$143/ft²
House30,492 sqft lot
View photos & details
$375,000
2323 Pendleton St
Albany, GA
3 bd3 ba2,512 sqft$149/ft²
House21,780 sqft lot
View photos & details
Looking to buy in Albany?
Get connected with a local real estate expert — free, no obligation.
Active listings
175
Homes on market
Median list price
$155K
Avg. days on market
50
Days until sale
New this week
60
Newly listed
Price drops:26.9%of listings
Sale-to-list:97.3%
How much do homes cost in Albany by property type?
How the Albany, GA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $164,950 | $108/sq ft | 14 | 47 days |
| Condo / co-op | $169,900 | $132/sq ft | 3 | 52 days |
| Townhouse | $185,000 | $90/sq ft | 1 | 62 days |
Who lives in Albany?
American Community Survey estimates for Albany. U.S. Census ACS, 2023
Population
67,939
Households
27,578
Median income
$45,201/yr
Median age
35.1 years
Owner-occupied
39.3%
Median home value
$118,700
Median gross rent
$898/mo
Mean commute
19.9 min
39.3% of occupied homes in Albany are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $118,700 against Zillow's $131,450 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $898/mo, below Zillow's $1,023/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Albany?
22 schools tracked · 13,059 students
The largest public schools serving Albany, GA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Westover High School
Grades 9-12 · 1,323 students
Dougherty Comprehensive High School
Grades 9-12 · 1,186 students
Monroe High School
Grades 9-12 · 1,165 students
Radium Springs Middle School
Grades 6-8 · 832 students
Albany Middle School
Grades 6-8 · 819 students
Live Oak Elementary School
Grades PK-5 · 780 students
Merry Acres Middle School
Grades 6-8 · 759 students
Sherwood Acres Elementary School
Grades PK-5 · 646 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Albany, GA?
Ordered by distance from Albany, not by size. Compare Albany side by side with any of them.
Albany housing market FAQ
Is Albany a buyer's or seller's market?
Albany, GA is currently a buyer's market. That read comes from 11.7 months of supply, homes going under contract in about 50 days, and sellers getting 97.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Albany?
The typical home in Albany, GA is worth $131,450 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $169,900, about $105 per square foot.
Is Albany cheaper than the rest of Georgia?
Albany's median sale price of $169,900 is 56% lower than the Georgia statewide median of $389,000, and 59% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Albany?
Homes in Albany, GA spent a median of 50 days on market before going under contract, versus 49 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Albany?
At the current 30-year fixed rate of 6.66%, 20% down on a $131,450 home is about $676 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $28,962 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $45,201.
Are home prices rising in Albany?
The typical home value in Albany, GA fell 1.3% over the last 12 months, from $133,180 to $131,450 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Albany?
Albany ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Albany?
That depends on your timeline, not on a headline. What the data says today: Albany, GA is a buyer's market with 11.7 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 10.7x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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